Certain Stock Options of AppTech Payments Corp. are subject to a Lock-Up Agreement Ending on 1-JAN-2023. These Stock Options will be under lockup for 361 days starting from 5-JAN-2022 to 1-JAN-2023.

Officers, directors and certain of our stockholders have agreed to, subject to limited exceptions, for a period of 360 days after the Offering is completed, not to offer, sell, contract to sell, pledge, grant any option to purchase, make any short sale or otherwise dispose of, directly or indirectly any shares of Common Stock or any securities convertible into or exchangeable for our Common Stock either owned as of the date of the underwriting agreement or thereafter acquired without the prior written consent of the representative of the underwriter. The representative of the underwriter may, in its sole discretion and at any time or from time to time before the termination of the lock-up period, without notice, release all or any portion of the securities subject to lock-up agreements.