Housing Development Commercial Joint Stock Bank signed memorandum of understanding to acquire DaiA Commercial Joint Stock Bank from a consortium of sellers on October 30, 2012. The sellers include Asia Commercial Bank (HASTC:ACB), Bank for Investment and Development of Vietnam, Dong Nai Lottery Company and Tin Nghia Corp. Housing Development will acquire shares of DaiA Commercial in an exchange ratio of 1. Post transaction, Housing Development will use all staff of DaiA Commercial. The transaction was approved by the State Bank of Vietnam. As of September 25, 2013, the transaction has been approved by shareholders of DaiA Commercial Joint Stock Bank. As of November 18, 2013, the transaction has been approved by the Bank of Vietnam. The decision of Bank of Vietnam will come into effect on December 20, 2013 and within 15 days Housing Development Commercial Joint must complete procedures for business registration, proclaim the merger under law's regulations and carry out other duties in accordance with law's relevant provisions.

Housing Development Commercial Joint Stock Bank completed the acquisition of DaiA Commercial Joint Stock Bank from a consortium of sellers in 2013.