Item 7.01. Regulation FD Disclosure.

On July 6, 2022, Assurant, Inc. (the "Company") announced that it has finalized its 2022 property catastrophe reinsurance program.

2022 Catastrophe Reinsurance Program Summary

The Company successfully placed over $1 billion in loss coverage within its main U.S. program while maintaining an $80 million retention per event, limiting the Company's financial exposure against severe weather and other hazards. In addition, the Company was able to mitigate pricing impacts compared to the broader market given the strength of its partnerships with over 40 reinsurers and its use of multiyear coverage.

2022 U.S. Program Key Highlights



•The U.S. program provides $1.16 billion of coverage(1) in excess of a $80
million retention per event, predominantly reflecting increased lender-placed
exposure as a result of higher average insured values compared to 2021. Total
program coverage protects against a projected probable maximum loss of
approximately a 1-in-174-year storm, while the $80 million per event retention
protects against a 1-in-3-year storm, based on projected modeled loss
estimates(2).
•When combined with the Florida Hurricane Catastrophe Fund, the U.S. program
protects against gross Florida losses of up to approximately $1.34 billion.
•The Company continued to strategically assess ways to reduce its risk exposure,
including the decision to exit the remainder of its program in Latin America as
the business did not meet risk-return expectations.
•Overall, the majority of Assurant's business is not exposed to catastrophe
losses and therefore, combined with the comprehensive 2022 catastrophe
reinsurance program, in a 1-in-50-year season the Company would expect to retain
approximately 75% of Adjusted EBITDA compared to approximately 54% in 2018.
•Multiyear reinsurance contracts cover approximately 45% of the U.S. program,
reducing volatility in future reinsurance costs.
•Layers 2 through 7 allow for one automatic reinstatement; Layer 1 has two
reinstatements.
•The U.S. program maintains its unique cascading feature that provides
multi-event protection in which higher coverage layers (Layers 3 through 6)
cascade down to $110 million as the lower layers and reinstatement limits are
exhausted.
•2022 reinsurance premiums for the total program are estimated to be
approximately $189 million pre-tax(3) based on current estimated exposure.
•Coverage was placed with more than 40 reinsurers that are all rated A- or
better by A.M. Best.

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(1)The 2022 Catastrophe Reinsurance Program also includes coverage in the
Caribbean of up to $150 million in excess of $20 million. Renewals are subject
to changes in coverage amount, retention and cost.
(2)Probable Maximum Loss is projected based on estimated December 31, 2022
exposure and a blend of industry modeling tools. Actual losses may differ
materially from projections.
(3)Actual reinsurance premiums will vary if exposure changes significantly from
estimates or if reinstatement premiums are required due to catastrophe events.
Total pre-tax dollar amount includes Caribbean coverage.
(4)The risk retained by the Company for the Florida Hurricane Catastrophe Fund
("FHCF") is applied to the main U.S. program retention. The FHCF inures to the
benefit of the main U.S. program. Once exhausted, there is no reinstatement of
the FHCF coverage.
(5)Layer 2 has a co-participation of $5 million pre-tax.

Cautionary Statement

Some of the statements included in this Form 8-K may constitute forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any forward-looking statements contained in this Form 8-K are based upon the Company's historical performance and on current plans, estimates and expectations. The inclusion of this forward-looking information should not be regarded as a representation by the Company or any other person that the Company's future plans, estimates or expectations will be achieved. Actual results may differ materially from those projected in the forward-looking statements. The Company undertakes no obligation to update or review any forward-looking statements, whether as a result of new information, future events or other developments. For additional information on factors that could affect the Company's actual results, please refer to the factors identified in the reports that the Company files with the U.S. Securities and Exchange Commission (the "SEC"), including the risk factors identified in the Company's most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q, each as filed with the SEC.

Item 9.01. Financial Statements and Exhibits.



(d) Exhibits
Exhibit No.         Exhibit
                    The cover page from this Current Report on Form 8-K, formatted in Inline
104                 XBRL.


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