Assurant : Q3 for Q3 2021 Investor Presentation 2021 (opens in new window)

Assurant Investor Overview

Third Quarter 2021

© 2021 Assurant, Inc. All rights reserved. 1

Cautionary Statement

Some of the statements included in this presentation, including our financial plans and any statements regarding our anticipated future financial performance, business prospects, growth and operating strategies and other similar matters, including performance outlook, financial objectives and drivers, may constitute forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995.

Refer to Exhibit 1 in the Appendix for factors that could cause our actual results to differ materially from those currently estimated by management and information on where you can find a more detailed discussion of these factors in our SEC filings.

Assurant uses non-GAAP financial measures to analyze the company's operating performance. Assurant's non-GAAP financial measures should not be considered in isolation or as a substitute for GAAP financial measures. Because Assurant's calculation of these measures may differ from similar measures used by other companies, investors should be careful when comparing Assurant's non-GAAP financial measures to those of other companies.

Refer to Exhibit 2 in the Appendix for a reconciliation of non-GAAP financial measures to the most comparable GAAP financial measures.

© 2021 Assurant, Inc. All rights reserved. 2

Investment Highlights

Multiple Levers To Drive Long-Term Shareholder Value

Profitable growth in attractive markets where we have leadership positions

Capital-light businesses with continued growth in the connected world

Specialty risk businesses with superior returns and cash flows

More diversified earnings with lower catastrophe exposure and a countercyclical hedge Track record of disciplined capital deployment

© 2021 Assurant, Inc. All rights reserved. 3

We are a Leading Provider of Lifestyle and Housing Solutions

Protecting	In partnership	Through
major consumer	with leading	innovative
purchases …	brands that …	offerings …
•	Mobile Devices	•	Make	•	Device lifecycle
•	Appliances	•	Sell	•	management
•	Car	•	Finance	Premium tech support
•	Integrated Cover360
•	Home and Rental
			billing and tracking

solution

Assurant is more than a traditional insurance company.

© 2021 Assurant, Inc. All rights reserved. 4

We Partner with Industry-Leading Clients Across Global Lifestyle and Global Housing

GLOBAL LIFESTYLE

Connecting and protecting consumer devices, appliances, cards and transactions.

• Connected Living
• Global Automotive
• Global Financial Services

Revenue(1)

Last 12 Months = $7.6 Billion

GLOBAL HOUSING

Helping customers protect their properties.

• Multifamily Housing
• Lender-PlacedInsurance
• Specialty & Other

Revenue(1)

Last 12 Months = $2.0 Billion

(1) Revenue equals net earned premiums, fees and other income.

© 2021 Assurant, Inc. All rights reserved. 5