Net Loan Growth by Category for Third QuarterEnded March 31, 2022
$ Millions
Change in Allowance for Credit Losses (ACL) & Unfunded Loan Commitments Liability (UCL)
($ in millions)
155
150
145
140
135
130
125
120
Allowance for Credit Losses (ACL) by Loan Category as of March 31, 2022
$ Millions
3
Credit Quality
No Loans Subject to Forbearance or Deferral for Over a Year
12/31/2021
Loans O/S
NPAs
%
Single Family-Mortgage & Warehouse
$4,281.6
$122.3
2.86%
Multifamily and Commercial Mortgage
2,483.9
7.7
0.31%
Commercial Real Estate
3,857.4
15.2
0.40%
Commercial & Industrial - Non-RE
1,631.8
0.0
0.00%
Auto & Consumer
478.6
0.6
0.13%
Other
22.3
0.1
0.25%
Total
$12,755.6
$145.9
1.14%
3/31/2022
Loans O/S
NPAs
%
Single Family-Mortgage & Warehouse
$3,972.1
$113.3
2.85%
Multifamily and Commercial Mortgage
2,662.5
9.7
0.36%
Commercial Real Estate
4,293.0
15
0.36%
Commercial & Industrial - Non-RE
1,780.6
0.0
0.00%
Auto & Consumer
521.9
0.4
0.08%
Other
16.1
0.4
2.30%
Total
$13,246.2
$138.8
1.05%
Change at 3/31/22 from 12/31/21
Loans O/S
NPAs
Single Family-Mortgage & Warehouse
-$309.5
-$9.0
Multifamily and Commercial Mortgage
178.6
2.0
Commercial Real Estate
435.6
-0.2
Commercial & Industrial - Non-RE
148.8
0.0
Auto & Consumer
43.3
-0.2
Other
-6.2
0.3
Total
$490.6
-$7.1
4
This is an excerpt of the original content. To continue reading it, access the original document here.
Attachments
Original Link
Original Document
Permalink
Disclaimer
Axos Financial Inc. published this content on 28 April 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 28 April 2022 20:22:43 UTC.
Axos Financial Inc. is a financial holding company that operates through its subsidiary, Axos Bank (the Bank). The Bank provides consumer and commercial banking products through its digital online and mobile banking platforms, distribution channels and affinity partners. The Companyâs segments include Banking Business and Securities Business. Banking Business segment has a range of banking services, including online banking, concierge banking, and mortgage, vehicle, and unsecured lending through online and telephonic distribution channels. In addition, it focuses on providing deposit products nationwide to industry verticals, cash management products to a variety of businesses, and commercial & industrial and commercial real estate lending to clients. Securities Business segment includes the clearing broker-dealer, registered investment advisor custody business, registered investment advisor, and introducing broker-dealer lines of businesses.
AXOS FINANCIAL, INC. 
