Ballston Spa Bancorp, Inc. announced earnings results for the full year ended December 31, 2019. For the full year, the company announced net interest income was USD 18.366 million compared to USD 18.348 million a year ago. Net income was USD 3.905 million compared to USD 4.750 million a year ago. Basic earnings per share was USD 5.26 compared to USD 6.4 a year ago.