Well diversified European multiline insurance company
The focus is firmly on the future at Baloise as part of its «Simply Safe» strategy. Through our smart finance and insurance solutions, complemented by a whole host of innovative offerings for the home and mobility, we offer a complete service package.
We take care of financial matters across the operating segments Non-Life,Life,
and Asset Management & Banking so
that our customers can concentrate on the important things in their lives and can find inspiration in the everyday.
Baloise, a European company founded in 1863, currently employs 8,000 people at its headquarters in Basel (Switzerland) and across its subsidiaries in Belgium, Germany and Luxembourg.
Bâloise Holding Ltd shares (BALN) are listed on the SIX Swiss Exchange.
Business Volume 2021: CHF 9'591 mn
17%
44%
24%
15%
Switzerland Germany Belgium Luxembourg
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Combined Ratio as main KPI for operational excellence in Non-Life
Thanks to its successful target customer management, Baloise has consistently outperformed the market
Combined Ratio (Net) 2012-HY2022
98%
97%
96%
95%
94%
93%
92%
91%
90%
89%
88%
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
HY2022
Baloise Peers
Peers: Allianz, Axa, Generali, Helvetia, Zurich
Since almost two decades, Baloise has executed its strategy in focusing on target customers - with the result of having one of the most profitable insurance portfolios in Europe
Combined Ratio always < 95% since 2012
Average Combined Ratio of 91.6% in Season 1 despite pandemic and historically high nat-cat claims (previous 5 years: 93.6%)
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Baloise Holding AG published this content on 16 January 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 16 January 2023 10:19:05 UTC.
Baloise Holding AG is a Switzerland-based company that offers insurance and retirement solutions to private individuals and companies. The Company combines insurance and banking services and is active in Switzerland, Germany, Belgium and Luxembourg. The Company diversifies its activities into Non-life, Life, Asset Management & Banking and Other Activities business segments. The Nonlife segment includes accident and health insurances, as well as products of the liability, motor, property and marine sectors. The Life segment includes capital-forming insurance and risk covers, among others. The Asset Management & Banking operating segment encompasses banking-related areas of asset management as well as the actual banking area. The Other Activities segment comprises equity investment companies, real-estate firms and financing companies.
BÂLOISE HOLDING AG 
