Corporate Presentation

3Q21

Banco PANRECENT

Highlights

3Q21

Total

Credit

Secured

Transaction

Net

ROE

Clients

Portfolio

Portfolio

Volume

Income

15.2 MM

R$ 33.3 Bn

90%

R$ 13.8 Bn

R$ 191 MM

13.6% p.y.

+23% 2Q21

+3% 2Q21

91% 2Q21

+89% 2Q21

-5% 2Q21

14.7% p.y. 2Q21

+136% 3Q20

+31% 3Q20

93% 3Q20

+501% 3Q20

+12% 3Q20

13.2% p.y. 3Q20

3

Growth

Scaling Up with increasing awareness

New Total Clients

Total Clients

# thousand / business day

# million

15.2

52

12.4

45

10.0

45

7.6

6.4

24

18

3Q20

4Q20

1Q21

2Q21

3Q21

3Q20

4Q20

1Q21

2Q21

3Q21

4

Banking Clients Engagement

High activation levels with increasing organic flow

Banking Clients

Active Clients1

Cross Sell Index2

Organic flow

# million

% active banking clients

Products / active banking clients

% of new banking clients

+32%

+1 p.p.

+10%

+22 p.p.

11.0

52%

43%

51%

2.4

8.4

2.2

21%

Jun-21

Sep-21

Jun-21

Sep-21

Jun-21

Sep-21

1 - Customers who have credit, deposit in current account, or who have carried out any transaction in the last 90 days prior to September 30, 2021.

5

2 - Considers the average number of products consumed per active customer in the quarter.

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Disclaimer

Banco Pan SA published this content on 09 November 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 09 November 2021 15:34:11 UTC.