PRESENTATION INSTITUTIONAL
3 R D QUARTER 2021 (BR GAAP)
PRESENTATION EARNINGS
RESULTS RELEASE
3Q213Q21
KEY ASPECTS OF THE
BRAZILIAN MARKET
FINANCIAL SYSTEM
FX (BRL/USD)
IMPACTED BY INSTITUTIONAL UNCERTAINTIES
INFLATION (% p.a.)
RECENT SHOCKS POSE A THREAT TO ANCHORING OF EXPECTATIONS
SELIC TARGET (% p.a.)
NECESSARY (AND STRONG) ADJUSTMENT MUST BE MADE TO KEEP INFLATION IN CHECK
GDP (% p.a.)
ECONOMIC RECOVERY IS IN JEOPARDY
AND
3.26 3.31 3.87 4.03 5.20 5.50
10.50
6.29 2.95 3.75 4.31 4.52
14.25
8.25 | 6.50 | 5.50 | 9.25 |
2.00 | |||
-3.30 1.30 1.78 1.41 -4.06
4.70
MACROECONOMY
2016 2017 2018 2019 2020 2021¹
2016 | 2017 | 2018 | 2019 | 2020 | 2021¹ |
2016 2017 2018 2019 2020 2021¹
2016 2017 2018 2019 2020 2021¹
ECONOMIC ACTIVITY | SOCIAL INDICATORS | |||
PERFORMANCE (%) | ||||
12.6% | ||||
11.4 | SEP-21 vs. JUN-21 | |||
-150bps | ||||
-3.9 | ||||
-5.4 | UNEMPLOYMENT | |||
-200bps | ||||
RATE | ||||
SEP-21 | SEP-21 vs. SEP-20 | |||
Sep-16Dec-16Mar-17Jun-17Sep-17Dec-17Mar-18Jun-18Sep-18Dec-18 | Mar-19Jun-19Sep-19Dec-19 | Mar-20Jun-20Sep-20Dec-20Mar-21Jun-21Sep-21 | ||
Industrial production | Retail sales | Volume of services |
Sources: Brazilian Central Bank and IBGE 1 Santander Brasil estimate
3
CHARACTERISTICS OF THE | BRAZILIAN FINANCIAL |
BRAZILIAN MARKET | SYSTEM PROFILE |
PROVISION FOR LOAN LOSSES RATE | |
PRIMARY BALANCE AND GROSS DEBT (% of GDP) | - BY SEGMENT | BY INSTITUTION |
5% | |||||||||||||||||||||||||||||||||
5 | 100 | 4% | |||||||||||||||||||||||||||||||
2 | 90 | ||||||||||||||||||||||||||||||||
2.99% | |||||||||||||||||||||||||||||||||
3% | |||||||||||||||||||||||||||||||||
-1 | 80 | 2.41% | |||||||||||||||||||||||||||||||
2% | 2.29% | ||||||||||||||||||||||||||||||||
-4 | 70 | 2.13% | |||||||||||||||||||||||||||||||
-7 | 60 | 1% | 1.36% | ||||||||||||||||||||||||||||||
Dec-19 | Jun-20Sep-20Dec-20 | ||||||||||||||||||||||||||||||||
Sep-16 | Mar-17 | Jun-17 | Mar-18 | Jun-18 | Sep-18 | Jun-19 | Sep-19 | Jun-21 | Sep-21 | ||||||||||||||||||||||||
16-Sep | 16-Dec | 17-Mar | 17-Jun | 17-Sep | 17-Dec | 18-Mar | 18-Jun | 18-Sep | 18-Dec | 19-Mar | 19-Jun | 19-Sep | 19-Dec | 20-Mar | 20-Jun | 20-Sep | 20-Dec | 21-Mar | 21-Jun | 21-Sep | |||||||||||||
-10 | 50 | ||||||||||||||||||||||||||||||||
Total | Individuals | Corporate | Public | Private |
Primary balance | Gross debt | HOUSEHOLD DEBT (%) | ||||
INVESTMENT1 | BRAZIL RISK | 59.2 | ||||
(% of GDP) | (CDS 5 years, bps) | 36.5 | ||||
16.0 | 18.1 | 273 | 206 | 22.7 | ||
jun-16 | jun-21 | sep-16 | sep-21 | Jul-16Oct-16Jan-17Apr-17Jul-17Oct-17Jan-18Apr-18Jul-18 | Oct-18Jan-19Apr-19Jul-19Oct-19Jan-20Apr-20Jul-20 | Oct-20Jan-21Apr-21Jul-21 |
Household debt ratio | Without mortgage loans | Mortgage loans |
Sources: Brazilian Central Bank, IBGE and Santander. 1 Considering Gross Fixed Capital Formation over 12-month rolling GDP
MACROECONOMY AND FINANCIAL SYSTEM
4
SANTANDER BRASIL'S CONSOLIDATED
FOOTPRINT IN THE BRAZILIAN MARKET
PROFITABILIT | ||||||||||
CONSOLIDATION OF | INTEGRATION OF PLATFORMS | COMMERCIAL | NPS | Y AMONG THE | A NEW WAY OF DOING BUSINESS | |||||
DIFFERENT BRANDS | TRANSFORMATION | BEST IN THE | ||||||||
INDUSTRY | ||||||||||
1970 | 1998 | 2000 | 2007 | 2009 | 2014 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
SANTANDER BRASIL PROFILE
SANTANDER GROUP | ACQUISITION OF | ACQUISITION OF | INITIAL | 89% | ACQUISITION OF | 70% | 51% | 100% |
THE MERIDIONAL | BANCO REAL | PUBLIC | ACQUISITION OF | SUPERDIGITAL | ACQUISITION OF | ACQUISITION | ACQUISITION | |
STARTS OPERATING | CONGLOMERATE | OFFERING | GETNET | RETURN | OF LOOP | OF GETNET | ||
IN BRAZIL¹ THROUGH | ACQUISITION OF | (IPO) | 60% | 100% | ||||
A REPRESENTATIVE | ||||||||
OFFICE | BANESPA | ACQUISITION OF | ACQUISITION | |||||
ACQUISITION OF | (PRIVATIZATION) | BANCO | OF RETURN | |||||
BONSUCESSO | ||||||||
BANCO GERAL DO | CONSIGNADO | |||||||
COMÉRCIO | ||||||||
ACQUISITION OF | VOLUNTARY | |||||||
EXCHANGE | ||||||||
BANCO NOROESTE | ||||||||
TENDER | ||||||||
S.A. | ||||||||
OFFER | ||||||||
("OPA") |
¹ In 1982 opened its first branch
100% | ACQUISITION OF | |
ACQUISITION | ||
OF OLÉ | 80% STAKE IN GIRA | |
CONSIGNADO | PARTIAL SPIN-OFF OF | |
SALE OF | SANTANDER BRASIL, | |
SUPERDIGITAL | SEGREGATING FROM | |
GETNET | ||
ACQUISITION OF | ||
60% STAKE IN TORO | ||
100% ACQUISITON | ||
OF MOBILLS AND | ||
MONETUS | ||
90% ACQUISITON | ||
OF APÊ11 | ||
80% ACQUISITON OF | ||
SOLUTION4FLEET | ||
66.7% ACQUISITON | ||
OF CAR10 | ||
100% ACQUISITON | ||
OF PAYTEC | ||
100% ACQUISITON | 5 | |
OF LIDERANÇA | ||
COBRANÇAS |
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Banco Santander (Brasil) SA published this content on 06 December 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 06 December 2021 22:41:04 UTC.