Strategic and Financial Analysis. Financial Division

Index

1

2

3

4

5

Our business

Group structure

H1'22 results

Financial targets

Links to

model and

and businesses

& activity

and final remarks

public materials

strategy

2

1.Our business model and strategy

Santander, a leading financial group

Simple Personal Fair

H1'22 Highlights

Total assets (€ bn)

1,723

Customer loans (€ bn excluding reverse repos)

1,015

Customer deposits + mutual funds (€ bn; excluding repos)

1,099

Branches

9,193

H1'22 Net operating income (pre-provision profit) (€ mn)

13,685

H1'22 Attributable profit (€ mn)

4,894

Market capitalization (€ bn; 30-06-22)

45

People (headcount)

200,651

Customers (mn)

157

Shareholders (mn)

4.0

Communities 2019-H1'22 (mn; financially empowered people)

9

4

The Santander Way

It is the bedrock on which we are building a more

responsible bank

Our purpose

We create value for all

To help people and businesses prosper.

Our aim

To be the best open financial services platform, by acting responsibly and earning the lasting loyalty of our people, customers, shareholders and communities.

Our how

Everything we do should be

Simple, Personal and Fair.

5

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Disclaimer

Banco Santander SA published this content on 01 August 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 05 August 2022 07:40:07 UTC.