Bank of China : 2021 Interim Results Presentation.pdf

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2021 Interim Results

2021.08.30

This presentation and subsequent discussions may contain forward-looking statements that involve risks and uncertainties. Generally forward-looking terminologies, such as believe, expect, anticipate, estimate, plan, project, target, may and will are used in forward-looking statements. You should not place undue reliance on such forward-looking statements, which reflect our belief only as of the date of this presentation. These forward-looking statements are based on our own information and on information from other sources which we believe to be reliable. They relate to future events or our future financial, business or other performance and are subject to a number of factors and uncertainties that may cause our actual results to differ materially.

3

01 Operating Results for 1H21

02 Progress in Priorities

03 Planning and Outlook

4

Operating results steadily improved

Operating income

PPOP

Profit after tax

		+ 5.53%
billion		302.9
RMB	287.0
	1H2020	1H2021

• 2.28%

RMB billion	196.0	200.5
	1H2020	1H2021

• 9.96%

RMB billion	118.5
107.8
1H2020	1H2021

Profit attributable to equity holders of the Bank

+11.79%

RMBROE

112.8	11.97%
billion	+0.87ppt

5

Asset structure continuously optimized

Total assets exceeded	Loans grew robustly
RMB26 trillion

Proportion of medium and long- term loans kept rising

		+ 7.85%
billion
RMB	24,402.7	26,317.3
	2020	1H2021

	+0.43 ppt
56.75%	57.18%
billion	+8.44%
RMB
15,416.4
14,216.5
2020	1H2021

Loans, gross

Loans, net as % of total assets

		+1.77 ppts yoy	74.98%
	73.21%	73.87%
		+ 15.72% yoy
billion
RMB			8,835.6
7,635.2	7,887.6
	1H2020	2020	1H2021

Avg. bal. of domestic RMB loans, med- and long-term as % of total domestic RMB loans