Business Segments Bank of Montreal

Equities

Market Closed - Toronto S.E. Other stock markets 04:00:00 2025-12-08 pm EST			After hours 06:33:22 pm
175.45 ^CAD	-1.57%		175.45	0.00%

Dec. 05	BMO Expects Canada to Shed Jobs in November, Sees BoC Holding Rates Next Week	MT
Dec. 04	TSX Closer: Sets Fresh Record Close On Improved Commodity Prices and Optimism Around Economy	MT

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Breakdown by Business Segment (CAD)

Fiscal Period: October	2021	2022	2023	2024	2025
Diversified Commercial Banks
U.S. Personal and Commercial Banking (U.S. P&C)	5.66B	6.28B	8.92B	8.1B	10.44B
Total Assets	129B	145B	219B	236B	257B
Income Tax Expense	669M	745M	690M	374M	775M
EBT	2.86B	3.24B	3.41B	2.2B	3.58B
D&A	487M	424M	889M	957M	990M
Net Income	2.19B	2.5B	2.72B	1.83B	2.8B
Canadian Personal and Commercial Banking (Canadian P&C)	8.41B	9.53B	9.9B	9.78B	9.9B
Total Assets	263B	292B	318B	328B	344B
Income Tax Expense	1.14B	1.35B	1.41B	1.32B	1.24B
EBT	4.37B	5.18B	5.13B	4.78B	4.54B
D&A	526M	516M	573M	590M	644M
Net Income	3.24B	3.83B	3.72B	3.46B	3.3B
Investment Banking
Capital Markets	6.32B	6.22B	6.43B	6.15B	7.25B
Total Assets	372B	405B	416B	469B	551B
Income Tax Expense	744M	588M	471M	377M	653M
EBT	2.88B	2.36B	2.15B	1.87B	2.63B
D&A	269M	282M	337M	299M	331M
Net Income	2.14B	1.77B	1.68B	1.49B	1.98B
Investment Funds
Wealth Management	7.06B	4.53B	7.38B	5.62B	5.29B
Total Assets	48.23B	50.49B	58.66B	64.67B	53.22B
Income Tax Expense	476M	394M	349M	399M	451M
EBT	1.95B	1.64B	1.48B	1.65B	1.83B
D&A	283M	258M	300M	264M	215M
Net Income	1.47B	1.25B	1.13B	1.25B	1.38B
Legal Services
Corporate Services	-283M	6.84B	-3.6B	-609M	-219M
Total Assets	168B	180B	237B	272B	274B
Income Tax Expense	-520M	1.27B	-1.43B	-260M	-297M
EBT	-1.81B	5.46B	-6.31B	-959M	-1.04B
Net Income	-1.29B	4.19B	-4.88B	-706M	-740M

Geographical breakdown of sales (CAD)

Fiscal Period: October	2021	2022	2023	2024	2025
Canada	15.98B	15.98B	16.88B	16.11B	18.88B
Total Assets	545B	601B	656B	693B	732B
Income Tax Expense	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	4.81B	5.56B	3.02B	3.2B	4.19B
EBT	6.24B	7.34B	4.41B	4.43B	5.74B
United States	9.24B	16.98B	11.97B	14.46B	15.19B
Total Assets	376B	417B	541B	613B	675B
Income Tax Expense	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	3.25B	7.89B	129M	2.86B	3.41B
EBT	4.22B	10.53B	-44M	3.55B	4.34B
Other Countries	1.96B	753M	2.35B	2.22B	2.2B
Total Assets	60.39B	55B	51.42B	63.57B	73.01B
Income Tax Expense	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-309M	86M	1.22B	1.26B	1.13B
EBT	-208M	25M	1.5B	1.55B	1.47B