BMO Financial Group announced the following executive appointments to support the bank's ongoing efforts to build on its strategic advantages. Erminia (Ernie) Johannson is appointed Group Head, North American Personal Banking & U.S. Business Banking. This appointment represents an expanded mandate for her as she continues in her position as Group Head, U.S. Personal & Business Banking. She will also retain her role leading the bank's North American Retail Payments business. She continues to report to Cameron Fowler, President, North American Personal & Business Banking, BMO Financial Group. Ms. Johannson joined BMO in 2012 as Head, Canadian Personal Banking, and moved to the role of Head, North American Retail Credit & Chief Risk Officer in 2016. Mona Malone is appointed Head of People & Culture and Chief Human Resources Officer and will join the bank's Executive Committee. Mona joined BMO in 1996 and has held senior roles in HR in addition to key business appointments. Most recently, she was Deputy Head of HR and Chief Talent Officer for BMO, where she played a defining role overseeing senior leadership readiness and succession, the progression of BMO's Institute for Learning and enterprise talent acquisition.