Financial Ratios Bank of Shanghai Co., Ltd.

Equities

601229

CNE100002FM5

Banks

End-of-day quote Shanghai S.E. Other stock markets 2024-12-06			5-day change	1st Jan Change
8.500 ^CNY	0.00%		+3.66%	+42.38%

Dec. 02	Bank of Shanghai Issues 20 Billion Yuan Bonds	MT
Nov. 13	Bank of Shanghai Chooses Linedata's Global Hedge Solution to Improve Reporting Capabilities	CI

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Published financial data: BANK OF SHANGHAI CO., LTD.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2019	2020	2021	2022	2023
Interest Income On Loans	78.61B	84.19B	93.02B	92.4B	94.72B
Interest Income, Total	78.61B	84.19B	93.02B	92.4B	94.72B
Interest On Deposits	48.29B	47.79B	52.58B	54.4B	59.55B
Interest Expense, Total	48.29B	47.79B	52.58B	54.4B	59.55B
Net Interest Income	30.32B	36.39B	40.44B	38B	35.16B
Gain (Loss) on Sale of Assets	-8.48M	-6.01M	12.76M	13.44M	27.28M
Gain (Loss) on Sale of Invest. & Securities - (Rev)	-	141M	-74.41M	1.09B	2.13B
Income (Loss) on Equity Invest. (Income Block)	20.66M	40.16M	27.74M	48.37M	96.82M
Total Other Non Interest Income	19.4B	14.09B	15.76B	13.61B	12.58B
Non Interest Income, Total	19.41B	14.27B	15.72B	14.76B	14.84B
Revenues Before Provison For Loan Losses	49.73B	50.66B	56.16B	52.76B	50B
Provision For Loan Losses	17.15B	18.27B	19.97B	16.3B	11.43B
Total Revenues	32.58B	32.39B	36.19B	36.46B	38.57B
Selling General & Admin Expenses, Total	9.95B	9.61B	12.1B	12.23B	12.45B
Total Other Non Interest Expense	472M	544M	607M	564M	655M
Non Operating (Income) Expenses	-	-	-	-59.08M	-63.64M
Non Interest Expense, Total	10.42B	10.15B	12.71B	12.73B	13.04B
EBT, Excl. Unusual Items	22.16B	22.24B	23.49B	23.73B	25.53B
Legal Settlements	96.34M	-4.73M	14.94M	8.95M	-1.16M
Other Unusual Items	117M	180M	51.16M	303M	369M
EBT, Incl. Unusual Items	22.38B	22.41B	23.55B	24.04B	25.9B
Income Tax Expense	2.04B	1.5B	1.47B	1.73B	3.32B
Earnings From Continuing Operations	20.33B	20.91B	22.08B	22.32B	22.57B
Net Income to Company	20.33B	20.91B	22.08B	22.32B	22.57B
Minority Interest	-35.27M	-29.81M	-37.92M	-37.71M	-27.46M
Net Income - (IS)	20.3B	20.89B	22.04B	22.28B	22.54B
Preferred Dividend and Other Adjustments	1.04B	1.04B	1.04B	1.04B	804M
Net Income to Common Incl Extra Items	19.26B	19.85B	21B	21.24B	21.74B
Net Income to Common Excl. Extra Items	19.26B	19.85B	21B	21.24B	21.74B
Per Share Items
Net EPS - Basic	1.36	1.4	1.48	1.5	1.53
Basic EPS - Continuing Operations	1.36	1.4	1.48	1.5	1.53
Basic Weighted Average Shares Outstanding	14.21B	14.21B	14.21B	14.21B	14.21B
Net EPS - Diluted	1.36	1.4	1.35	1.35	1.37
Diluted EPS - Continuing Operations	1.36	1.4	1.35	1.35	1.37
Diluted Weighted Average Shares Outstanding	14.21B	14.21B	15.93B	16.16B	16.24B
Normalized Basic EPS	0.97	0.98	1.03	1.04	1.12
Normalized Diluted EPS	0.97	0.98	0.92	0.92	0.98
Dividend Per Share	0.4	0.4	0.4	0.4	0.46
Payout Ratio	29.2	32.27	30.58	30.1	28.69
Supplemental Items
Effective Tax Rate - (Ratio)	9.14	6.67	6.26	7.18	12.84
Current Domestic Taxes	-	-	-	-	-
Total Current Taxes	6.22B	4.01B	5.49B	4.84B	2.25B
Deferred Domestic Taxes	-	-	-	-	-
Total Deferred Taxes	-3.71B	-2.52B	-4.02B	-3.12B	1.07B
Normalized Net Income	13.82B	13.87B	14.64B	14.8B	15.93B
Non-Cash Pension Expense	-238K	-104K	-68K	142K	-

Fiscal Period: December	2019	2020	2021	2022	2023
Assets
Cash And Equivalents	46.28B	50.77B	53.25B	51.08B	39.17B
Investment Securities, Total	760B	838B	809B	871B	958B
Trading Asset Securities, Total	334B	339B	245B	323B	376B
Total investments	1,095B	1,178B	1,054B	1,194B	1,334B
Gross Loans	973B	1,098B	1,414B	1,508B	1,588B
Allowance For Loan Losses	-34.99B	-39.48B	-44.31B	-45.61B	-44.05B
Net Loans	938B	1,059B	1,370B	1,463B	1,544B
Gross Property Plant And Equipment	9.94B	10.4B	13.27B	18.54B	20B
Accumulated Depreciation	-4.37B	-4.54B	-5.56B	-6.69B	-7.08B
Net Property Plant And Equipment	5.57B	5.86B	7.71B	11.84B	12.92B
Other Intangibles, Total	744M	757M	1.08B	1.29B	1.31B
Accrued Interest Receivable	4.55B	4.58B	5.45B	5.81B	6.37B
Other Receivables	1.99B	2.28B	3.51B	4.82B	2.82B
Restricted Cash	120B	123B	114B	115B	114B
Other Current Assets, Total	11.02B	20.94B	23.48B	7.56B	8.7B
Deferred Tax Assets Long-Term (Collected)	13.54B	16.13B	20.38B	23.52B	21.95B
Other Real Estate Owned And Foreclosed	-	-	-	-	-
Deferred Charges Long-Term	324M	330M	358M	405M	488M
Other Long-Term Assets, Total	740M	875M	364M	-	-
Total Assets	2,237B	2,462B	2,653B	2,879B	3,086B
Liabilities
Accrued Expenses, Total	4.7B	5.14B	6.89B	6.75B	7.12B
Interest Bearing Deposits	1,139B	1,201B	1,404B	1,493B	1,520B
Non-Interest Bearing Deposits	440B	530B	551B	569B	586B
Total Deposits	1,579B	1,731B	1,954B	2,062B	2,106B
Short-Term Borrowings	184B	233B	63.58B	149B	199B
Current Portion of Long-Term Debt	216B	234B	301B	269B	353B
Long-Term Debt	38.46B	31.1B	80.67B	124B	133B
Long-Term Leases	-	-	1.73B	1.69B	1.65B
Current Income Taxes Payable	4.49B	2.8B	3.83B	3.87B	1.22B
Accrued Interest Payable	19.24B	20.59B	24.09B	28.58B	32.46B
Other Current Liabilities - (Bank / Utility Template)	8.15B	8.65B	6.93B	7.74B	6.74B
Unearned Revenue Non Current	438M	458M	712M	499M	436M
Pension & Other Post Retirement Benefits	-	-	-	450K	591K
Deferred Tax Liability Non-Current	-	388K	8.07M	3.75M	311K
Other Non Current Liabilities	5.34B	3.84B	4.11B	3.61B	5.44B
Total Liabilities	2,060B	2,271B	2,447B	2,657B	2,846B
Preferred Stock Convertible	20B	20B	20B	20B	20B
Preferred Stock - Others	-42.83M	-42.83M	-42.83M	-42.83M	-42.83M
Total Preferred Equity	19.96B	19.96B	19.96B	19.96B	19.96B
Common Stock, Total	14.21B	14.21B	14.21B	14.21B	14.21B
Additional Paid In Capital	22.05B	22.05B	22.05B	22.05B	22.05B
Retained Earnings	117B	131B	146B	162B	178B
Comprehensive Income and Other	3.85B	3.38B	2.83B	3.12B	4.6B
Total Common Equity	157B	170B	185B	201B	219B
Minority Interest	518M	541M	565M	594M	470M
Total Equity	177B	191B	206B	222B	239B
Total Liabilities And Equity	2,237B	2,462B	2,653B	2,879B	3,086B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	14.21B	14.21B	14.21B	14.21B	14.21B
ECS Total Common Shares Outstanding	14.21B	14.21B	14.21B	14.21B	14.21B
Book Value / Share	11.03	12	13.04	14.16	15.39
Tangible Book Value	156B	170B	184B	200B	217B
Tangible Book Value Per Share	10.98	11.94	12.96	14.06	15.3
Average Assets	-	-	-	-	-
Average Loans	893B	1,018B	1,169B	1,262B	1,337B
Total Debt	438B	499B	447B	544B	687B
Deposits at Interest - Cash	45.6B	48.01B	54.61B	58.29B	38.92B
Net Debt	-103B	-66.29B	143B	108B	259B
Equity Method Investments, Total	423M	446M	460M	508M	963M
Full Time Employees	12.7K	13.36K	13.66K	14.33K	14.89K
Number Of Offices	317	324	335	339	347

Fiscal Period: December	2019	2020	2021	2022	2023
Net Income	20.3B	20.89B	22.04B	22.28B	22.54B
Depreciation, Depletion & Amortization	425M	435M	1.26B	1.38B	1.47B
Amortization of Goodwill and Intangible Assets - (CF)	10.45M	6.62M	6.67M	6.47M	6.56M
Total Depreciation, Depletion & Amortization	435M	441M	1.26B	1.38B	1.48B
Amortization of Deferred Charges, Total	368M	168M	257M	319M	385M
(Gain) Loss On Sale of Asset - (CF)	8.48M	6M	-12.63M	-11.86M	-27.28M
(Gain) Loss on Sale of Investments - (CF)	-888M	-8.98B	-6.65B	5.69B	-852M
Total Asset Writedown	-	-	-	-22.91M	202M
Provision for Credit Losses	17.16B	18.27B	19.96B	10.85B	9.99B
Change in Other Net Operating Assets (Collected)	-16.39B	1.5B	-23.24B	12.8B	-842M
Other Operating Activities	-28.92B	-19.82B	-24.68B	-28.09B	-28.84B
Cash from Operations	-7.93B	12.47B	-11.06B	25.19B	4.04B
Capital Expenditure	-742M	-1.13B	-959M	-689M	-1.15B
Sale of Property, Plant, and Equipment	7M	7.01M	19.76M	25.18M	47.34M
Investment in Marketable and Equity Securities, Total	-52.36B	-24.74B	-79.74B	-84.12B	-90.48B
Other Investing Activities, Total	33.56B	29.98B	29.07B	36.14B	34.38B
Cash from Investing	-19.54B	4.12B	-51.6B	-48.65B	-57.21B
Long-Term Debt Issued, Total	835B	634B	840B	775B	762B
Total Debt Issued	835B	634B	840B	775B	762B
Long-Term Debt Repaid, Total	-834B	-635B	-757B	-735B	-713B
Total Debt Repaid	-834B	-635B	-757B	-735B	-713B
Issuance of Common Stock	-	-	-	-	-
Issuance of Preferred Stock	-	-	-	-	-
Common Dividends Paid	-	-	-	-	-
Common & Preferred Stock Dividends Paid	-5.93B	-6.74B	-6.74B	-6.71B	-6.47B
Common & Preferred Stock Dividends Paid	-5.93B	-6.74B	-6.74B	-6.71B	-6.47B
Other Financing Activities, Total	-6.19B	-5.55B	-6.63B	-7.49B	-8.42B
Cash from Financing	-10.77B	-13.19B	69.44B	26.01B	33.51B
Foreign Exchange Rate Adjustments	150M	-735M	-274M	560M	237M
Net Change in Cash	-38.09B	2.66B	6.51B	3.11B	-19.42B
Supplemental Items
Cash Interest Paid	45.06B	46.9B	49.12B	47.95B	54.69B
Cash Income Tax Paid (Refund)	8.53B	9.93B	9.34B	9.54B	9.58B
Net Debt Issued / Repaid	1.34B	-906M	82.81B	40.21B	48.39B

Fiscal Period: December	2019	2020	2021	2022	2023
Profitability
Return on Assets	0.95	0.89	0.86	0.81	0.76
Return On Equity %	12	11.36	11.13	10.44	9.8
Return on Common Equity	12.92	12.13	11.81	11	10.36
Shareholders Value Added	2.42B	1.26B	708M	-894M	-2.63B
Margin Analysis
SG&A Margin	30.53	29.66	33.43	33.53	32.27
Net Interest Income / Total Revenues %	93.05	112.38	111.72	104.21	91.18
EBT Excl. Non-Recurring Items Margin %	68.02	68.66	64.9	65.08	66.2
Income From Continuing Operations Margin %	62.4	64.58	61.01	61.2	58.53
Net Income Margin %	62.29	64.49	60.9	61.1	58.46
Net Avail. For Common Margin %	59.1	61.28	58.03	58.25	56.37
Normalized Net Income Margin	42.4	42.82	40.46	40.57	41.3
Asset quality
Nonperforming Loans / Total Loans %	1.16	1.22	1.08	1.08	1.05
Nonperforming Loans / Total Assets %	0.5	0.54	0.58	0.57	0.54
Nonperforming Assets / Total Assets %	0.52	0.57	0.6	0.59	0.56
NPAs / Loans and OREO	1.19	1.27	1.12	1.12	1.08
NPAs / Equity	6.56	7.29	7.68	7.63	7.2
Allowance for Credit Losses / Net Charge-offs %	480.44	337.61	699.03	472.15	348.19
Allowance for Credit Losses / Nonperforming Loans %	310.94	294.58	289.69	279.91	265.25
Allowance for Credit Losses / Total Loans %	3.6	3.59	3.13	3.02	2.77
Net Charge-offs / Total Average Loans %	0.82	1.15	0.54	0.77	0.95
Provision for Loan Losses / Net Charge-offs %	235.47	156.28	315	168.71	90.39
Earning Assets / IBL	91.9	94.84	98.55	98.72	97.24
Interest Income / Average Assets	-	-	-	-	-
Interest Expense / Average Assets	-	-	-	-	-
Net Interest Income / Average Assets	-	-	-	-	-
Non Interest Income / Average Assets	-	-	-	-	-
Non Interest Expense / Average Asset	-	-	-	-	-
Capital And Funding
Total Average Common Equity / Total Average Assets %	6.99	6.96	6.95	6.98	7.04
Total Average Equity / Total Average Assets %	7.95	7.83	7.76	7.73	7.72
Total Equity + Allowance for Loan Losses / Total Loans %	21.77	20.93	17.65	17.68	17.8
Gross Loans / Total Deposits %	61.57	63.45	72.36	73.15	75.41
Net Loans / Total Deposits %	59.36	61.17	70.09	70.94	73.31
Tier 1 Capital Ratio %	10.92	10.46	9.95	10.09	10.42
Total Capital Ratio %	13.84	12.86	12.16	13.16	13.38
Core Tier 1 Capital Ratio	9.66	9.34	8.95	9.14	9.53
Tier 2 Capital Ratio	2.92	2.39	2.21	3.07	2.96
Coverage Ratio	261.86	218.79	198.44	205.48	202.63
Interbank Ratio	35.13	34.74	34	40.77	39.31
Fixed Charges Coverage
EBT + Interest Expense / Interest Expense	1.46	1.47	1.45	1.44	1.43
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	1.28	14.58	11.11	-6.03	-7.46
Non Interest Income, 1 Yr. Growth %	39.58	-20.61	10.22	-6.12	0.49
Provision For Loan Losses, 1 Yr. Growth %	11.85	6.56	9.26	-18.38	-29.84
Total Revenues, 1 Yr. Growth %	14.28	-0.61	11.76	0.75	5.76
Earnings From Cont. Operations, 1 Yr. Growth %	12.54	2.86	5.57	1.08	1.14
Net Income, 1 Yr. Growth %	12.55	2.89	5.54	1.08	1.19
Normalized Net Income, 1 Yr. Growth %	16.43	0.36	5.59	0.77	7.64
Diluted EPS Before Extra, 1 Yr. Growth %	13.32	3.05	-3.35	-0.1	1.86
Dividend Per Share, 1 Yr. Growth %	15.54	0	0	0	15
Gross Loans, 1 Yr. Growth %	14.32	12.92	11.15	6.66	5.29
Allowance For Loan Losses, 1 Yr. Growth %	8.21	12.82	9.03	2.93	-3.42
Net Loans, 1 Yr. Growth %	14.56	12.92	11.22	6.78	5.56
Non Performing Loans, 1 Yr. Growth %	15.87	19.09	14.13	6.53	1.91
Non Performing Assets, 1 Yr. Growth %	18.35	19.8	13.6	7	1.76
Total Assets, 1 Yr. Growth %	10.32	10.06	7.76	8.49	7.19
Total Deposits, 1 Yr Growth %	11.87	9.58	12.91	5.51	2.14
Tangible Book Value, 1 Yr. Growth %	10.81	8.77	8.54	8.49	8.76
Average Interest Earning Assets, 1 Yr. Growth %