Oct 21 (Reuters) - Chief Financial Officer Of Spain's Bankinter, Jacobo Diaz:

* EXPECTS COST OF RISK TO BE AT LOW END OF ITS 40-50 BASIS POINTS GUIDANCE FOR 2021

* EXPECTS BANK'S RETURN ON EQUITY RATIO (ROE) TO RETURN TO DOUBLE DIGIT BY 2023 Source text for Eikon: Further company coverage: (Reporting By Madrid Newsroom)