Income Statement BBVA

Equities

BBVA

ES0113211835

Banks

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19.42 ^EUR	-0.01%		+3.42%	+106.52%

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Published financial data: BBVA

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2020	2021	2022	2023	2024
Interest Income On Loans	22.39B	23.02B	28.37B	41.43B	55.22B
Interest Income On Investments	137M	176M	3.19B	6.54B	6.56B
Interest Income, Total	22.53B	23.19B	31.56B	47.97B	61.78B
Interest On Deposits	7.09B	7.47B	11.12B	24.76B	33.82B
Total Interest On Borrowings	710M	859M	1.15B	-	2.57B
Interest Expense, Total	7.8B	8.33B	12.28B	24.76B	36.39B
Net Interest Income	14.73B	14.86B	19.28B	23.21B	25.38B
Income From Trading Activities	777M	341M	562M	1.35B	2.46B
Gain (Loss) on Sale of Loans	-	-	-	41M	20M
Gain (Loss) on Sale of Assets	438M	-16M	-119M	50M	-3M
Gain (Loss) on Sale of Invest. & Securities - (Rev)	194M	884M	105M	417M	740M
Income (Loss) on Equity Invest. (Income Block)	-39M	1M	21M	26M	40M
Total Other Non Interest Income	4.55B	5.37B	6.57B	6.45B	8.62B
Non Interest Income, Total	5.92B	6.58B	7.14B	8.34B	11.87B
Revenues Before Provison For Loan Losses	20.65B	21.44B	26.42B	31.55B	37.26B
Provision For Loan Losses	5.16B	3.02B	3.3B	4.39B	5.69B
Total Revenues	15.49B	18.43B	23.11B	27.16B	31.57B
Salaries And Other Employee Benefits	4.68B	5.01B	5.58B	6.53B	7.66B
Amort. of Goodwill & Intang. Assets	-	1.23B	-	-	-
Occupancy Expense	1.29B	-	1.33B	1.4B	1.53B
Selling General & Admin Expenses, Total	2.78B	2.94B	3.48B	3.92B	4.52B
Total Other Non Interest Expense	890M	520M	499M	665M	501M
Non Interest Expense, Total	9.63B	9.7B	10.89B	12.52B	14.21B
EBT, Excl. Unusual Items	5.85B	8.72B	12.22B	14.64B	17.36B
Restructuring Charges	-	-754M	-	-	-
Impairment of Goodwill	-	-	-	-	-
Asset Writedown	-144M	-180M	28M	-42M	14M
Legal Settlements	-208M	-135M	-210M	-171M	-191M
Other Unusual Items	-254M	-408M	-1.69B	-2.01B	-1.78B
EBT, Incl. Unusual Items	5.25B	7.25B	10.36B	12.42B	15.4B
Income Tax Expense	1.46B	1.91B	3.53B	4B	4.83B
Earnings From Continuing Operations	3.79B	5.34B	6.83B	8.42B	10.58B
Earnings Of Discontinued Operations	-1.73B	280M	-	-	-
Net Income to Company	2.06B	5.62B	6.83B	8.42B	10.58B
Minority Interest	-755M	-965M	-407M	-397M	-521M
Net Income - (IS)	1.3B	4.65B	6.42B	8.02B	10.05B
Preferred Dividend and Other Adjustments	387M	359M	313M	345M	388M
Net Income to Common Incl Extra Items	918M	4.29B	6.11B	7.67B	9.67B
Net Income to Common Excl. Extra Items	2.65B	4.01B	6.11B	7.67B	9.67B
Per Share Items
Net EPS - Basic	0.14	0.67	0.99	1.29	1.68
Basic EPS - Continuing Operations	0.4	0.63	0.99	1.29	1.68
Basic Weighted Average Shares Outstanding	6.66B	6.4B	6.19B	5.95B	5.77B
Net EPS - Diluted	0.14	0.67	0.99	1.29	1.68
Diluted EPS - Continuing Operations	0.4	0.63	0.99	1.29	1.68
Diluted Weighted Average Shares Outstanding	6.66B	6.4B	6.19B	5.95B	5.77B
Normalized Basic EPS	0.44	0.7	1.17	1.47	1.79
Normalized Diluted EPS	0.44	0.7	1.17	1.47	1.79
Dividend Per Share	0.06	0.31	0.43	0.55	0.7
Payout Ratio	81.61	19.9	34.03	35.02	38.92
American Depositary Receipts Ratio (ADR)	1	1	1	1	1
Supplemental Items
Effective Tax Rate - (Ratio)	27.8	26.34	34.08	32.23	31.35
Total Current Taxes	-	-	-	-	-
Normalized Net Income	2.9B	4.49B	7.23B	8.75B	10.33B
Non-Cash Pension Expense	90M	64M	155M	220M	197M
Supplemental Operating Expense Items
Stock-Based Comp., SG&A Exp. (Total)	16M	33M	32M	-	-
Total Stock-Based Compensation	16M	33M	32M	-	-

Fiscal Period: December	2020	2021	2022	2023	2024
Assets
Cash And Equivalents	6.45B	6.88B	6.53B	14.67B	15.84B
Investment Securities, Total	152B	111B	122B	128B	139B
Trading Asset Securities, Total	78.3B	125B	112B	142B	110B
Total investments	230B	237B	235B	270B	249B
Gross Loans	343B	347B	385B	408B	446B
Allowance For Loan Losses	-12.14B	-11.12B	-11.24B	-11.27B	-11.61B
Net Loans	331B	336B	373B	397B	434B
Gross Property Plant And Equipment	13.03B	12.81B	14.58B	16.01B	17.1B
Accumulated Depreciation	-5.36B	-5.62B	-6.04B	-6.88B	-7.52B
Net Property Plant And Equipment	7.67B	7.19B	8.54B	9.13B	9.58B
Goodwill	910M	818M	707M	795M	700M
Other Intangibles, Total	1.44B	1.38B	1.45B	1.57B	1.79B
Investment in Real Estate	151M	109M	202M	124M	175M
Accrued Interest Receivable	756M	730M	1.49B	1.37B	1.86B
Other Receivables	1.2B	932M	1.98B	2.86B	4.3B
Restricted Cash	53.08B	55B	67.31B	60.75B	35.31B
Other Current Assets, Total	85.55B	647M	1.34B	256M	1.52B
Deferred Tax Assets Long-Term (Collected)	15.33B	14.92B	14.49B	14.64B	14.35B
Other Real Estate Owned And Foreclosed	1.01B	838M	12M	943M	610M
Other Long-Term Assets, Total	1.49B	1.05B	1.01B	1.42B	2.55B
Total Assets	736B	663B	713B	776B	772B
Liabilities
Accrued Expenses, Total	1.58B	2.14B	2.57B	2.88B	3.07B
Interest Bearing Deposits	131B	107B	122B	118B	129B
Non-Interest Bearing Deposits	274B	301B	328B	324B	339B
Total Deposits	405B	407B	449B	442B	468B
Short-Term Borrowings	55.84B	44.78B	51.77B	68.36B	64.79B
Current Portion of Leases	244M	218M	142M	236M	175M
Long-Term Debt	66.31B	59.16B	58.72B	72.68B	74.46B
Long-Term Leases	2.43B	2.34B	1.26B	1.27B	1.29B
Current Income Taxes Payable	545M	644M	1.42B	878M	575M
Accrued Interest Payable	-	-	-	-	-
Other Current Liabilities - (Bank / Utility Template)	125B	65.12B	63.44B	93.8B	59.09B
Pension & Other Post Retirement Benefits	4.32B	4.21B	3.1B	3.01B	2.73B
Deferred Tax Liability Non-Current	1.81B	1.77B	1.33B	1.68B	2.46B
Other Non Current Liabilities	23.71B	26.44B	29.54B	33.64B	35.32B
Total Liabilities	686B	614B	663B	720B	712B
Common Stock, Total	3.27B	3.27B	2.96B	2.86B	2.82B
Additional Paid In Capital	23.99B	23.6B	20.86B	19.77B	19.18B
Retained Earnings	31.81B	35.96B	38.23B	43.3B	49.08B
Treasury Stock	-46M	-647M	-29M	-34M	-66M
Comprehensive Income and Other	-14.48B	-18.27B	-15.02B	-14.2B	-15.37B
Total Common Equity	44.55B	43.91B	46.99B	51.7B	55.65B
Minority Interest	5.47B	4.85B	3.62B	3.56B	4.36B
Total Equity	50.02B	48.76B	50.62B	55.26B	60.01B
Total Liabilities And Equity	736B	663B	713B	776B	772B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	6.65B	6.54B	6.02B	5.83B	5.76B
ECS Total Common Shares Outstanding	6.65B	6.54B	6.02B	5.83B	5.76B
Book Value / Share	6.7	6.71	7.8	8.86	9.67
Tangible Book Value	42.2B	41.71B	44.84B	49.34B	53.16B
Tangible Book Value Per Share	6.34	6.38	7.44	8.46	9.24
Tangible Book Value Per Share (As Reported)	6.05	6.52	7.44	8.46	-
Average Assets	-	679B	702B	748B	778B
Average Loans	-	325B	357B	378B	417B
Total Debt	125B	107B	112B	143B	141B
Deposits at Interest - Cash	-	-	-	-	-
Debt Equivalent of Unfunded Proj. Benefit Obligation	4.18B	3.68B	2.66B	2.59B	2.45B
Net Debt	65M	-34.4B	-18.33B	-20.42B	5.42B
Equity Method Investments, Total	1.44B	901M	916M	976M	989M
Full Time Employees	123K	110K	116K	116K	126K
Part Time Employees	-	-	-	224	-
Number Of Offices	7.43K	6.08K	6.04K	5.95K	5.75K
Assets on Operating Lease - Gross	345M	267M	582M	800M	1.16B
Assets on Operating Lease - Accumulated Depreciation	-54M	-33M	-52M	-49M	-153M

Fiscal Period: December	2020	2021	2022	2023	2024
Net Income	1.3B	4.65B	6.42B	8.02B	10.05B
Depreciation, Depletion & Amortization	781M	740M	818M	866M	972M
Amortization of Goodwill and Intangible Assets - (CF)	59M	48M	20M	19M	18M
Total Depreciation, Depletion & Amortization	840M	788M	838M	885M	990M
Amortization of Deferred Charges, Total	448M	446M	490M	518M	543M
Change in Trading Asset Securities	-27.02B	-9.89B	14.84B	-25.41B	27.45B
Change in Other Net Operating Assets (Collected)	54.61B	-3.11B	-6.48B	9.48B	-65.4B
Other Operating Activities	9.16B	5.87B	7.61B	5.79B	8.17B
Cash from Operations	39.35B	-1.24B	23.72B	-721M	-18.19B
Capital Expenditure	-632M	-396M	-1.81B	-1.13B	-1.2B
Sale of Property, Plant, and Equipment	841M	78M	29M	92M	104M
Cash Acquisitions	-	-	-1.39B	-	-28M
Divestitures	-	220M	-	21M	73M
Purchase / Sale of Intangible Assets	-491M	-550M	-630M	-690M	-816M
Sale (Purchase) of Real Estate Properties (Collected)	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	245M	543M	46M	-35M	31M
Other Investing Activities, Total	-	-1.53B	-155M	322M	408M
Cash from Investing	-37M	-1.63B	-3.91B	-1.42B	-1.42B
Long-Term Debt Issued, Total	2.42B	-	-	4.67B	5.51B
Total Debt Issued	2.42B	-	-	4.67B	5.51B
Long-Term Debt Repaid, Total	-2.82B	-2.3B	-2.26B	-1.63B	-2.6B
Total Debt Repaid	-2.82B	-2.3B	-2.26B	-1.63B	-2.6B
Issuance of Common Stock	822M	438M	434M	711M	691M
Repurchase of Common Stock	-807M	-1.02B	-2.98B	-2.17B	-1.53B
Common Dividends Paid	-1.06B	-926M	-2.18B	-2.81B	-3.91B
Common & Preferred Stock Dividends Paid	-1.06B	-926M	-2.18B	-2.81B	-3.91B
Other Financing Activities, Total	-624M	-538M	-571M	-622M	-731M
Cash from Financing	-2.07B	-4.35B	-7.56B	-1.84B	-2.57B
Foreign Exchange Rate Adjustments	-4.66B	-1.86B	-288M	-357M	-2.09B
Miscellaneous Cash Flow Adjustments	-	-	1M	-	-
Net Change in Cash	32.58B	-9.09B	11.96B	-4.34B	-24.27B
Supplemental Items
Cash Income Tax Paid (Refund)	1.96B	1.55B	3.23B	5.35B	5.63B
Net Debt Issued / Repaid	-395M	-2.3B	-2.26B	3.04B	2.92B

Fiscal Period: December	2020	2021	2022	2023	2024
Profitability
Return on Assets	0.53	0.76	0.99	1.13	1.37
Return On Equity %	7.22	10.81	13.74	15.91	18.35
Return on Common Equity	5.68	9.08	13.44	15.57	18.01
Shareholders Value Added	-4.23B	-135M	986M	2.12B	3.63B
Margin Analysis
SG&A Margin	56.46	43.13	44.95	43.65	43.43
Net Interest Income / Total Revenues %	95.09	80.66	83.4	85.44	80.41
EBT Excl. Non-Recurring Items Margin %	37.8	47.35	52.89	53.9	54.98
Income From Continuing Operations Margin %	24.46	28.97	29.54	30.99	33.5
Net Income Margin %	8.43	25.25	27.78	29.52	31.85
Net Avail. For Common Margin %	17.09	21.78	26.42	28.25	30.62
Normalized Net Income Margin	18.75	24.35	31.3	32.22	32.71
Asset quality
Nonperforming Loans / Total Loans %	4.28	4.23	3.51	3.54	3.19
Nonperforming Loans / Total Assets %	1.99	2.21	1.89	1.86	1.84
Nonperforming Assets / Total Assets %	2.13	2.3	1.89	1.98	1.95
NPAs / Loans and OREO	4.56	4.38	3.51	3.76	3.37
NPAs / Equity	31.37	31.22	26.68	27.85	25.09
Allowance for Credit Losses / Net Charge-offs %	544.68	468.63	654.84	417.06	395.74
Allowance for Credit Losses / Nonperforming Loans %	82.72	75.84	83.28	78.01	81.69
Allowance for Credit Losses / Total Loans %	3.54	3.2	2.92	2.76	2.6
Net Charge-offs / Total Average Loans %	-	0.73	0.48	0.71	0.7
Provision for Loan Losses / Net Charge-offs %	231.49	127.19	192.48	162.32	193.83
Earning Assets / IBL	-	-	-	-	104.68
Interest Income / Average Assets	-	3.42	4.5	6.41	7.94
Interest Expense / Average Assets	-	1.23	1.75	3.31	4.68
Net Interest Income / Average Assets	-	2.19	2.75	3.1	3.26
Non Interest Income / Average Assets	-	0.97	1.02	1.11	1.53
Non Interest Expense / Average Asset	-	1.43	1.55	1.67	1.83
Capital And Funding
Total Average Common Equity / Total Average Assets %	6.5	6.33	6.61	6.63	6.94
Total Average Equity / Total Average Assets %	7.32	7.07	7.22	7.11	7.45
Total Equity + Allowance for Loan Losses / Total Loans %	16.54	15.86	15.14	15.43	15.08
Gross Loans / Total Deposits %	84.74	85.17	85.61	92.33	95.2
Net Loans / Total Deposits %	81.74	82.44	83.11	89.78	92.73
Tier 1 Capital Ratio %	14	14.84	14.22	14.33	14.4
Total Capital Ratio %	16.5	17.24	15.98	16.58	16.9
Core Tier 1 Capital Ratio	12.2	12.98	12.68	12.67	12.88
Tier 2 Capital Ratio	2.42	2.4	1.76	2.25	2.5
Coverage Ratio	82.72	75.84	83.28	78.01	81.69
Interbank Ratio	52.75	66.94	59.52	43.65	65.84
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	8.39	9.44	9.97	-	6.99
EBT + Interest Expense / Interest Expense	1.67	1.87	1.84	1.5	1.42
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	-7.62	0.92	29.7	20.58	9.38
Non Interest Income, 1 Yr. Growth %	0.99	11.15	5.68	18.62	42.35
Provision For Loan Losses, 1 Yr. Growth %	48.7	-41.53	9.48	32.79	29.66
Total Revenues, 1 Yr. Growth %	-15.52	18.97	24.26	18.22	16.23
Earnings From Cont. Operations, 1 Yr. Growth %	-25.75	40.84	27.89	24.44	25.65
Net Income, 1 Yr. Growth %	-62.84	256.55	37.98	26.12	25.38
Normalized Net Income, 1 Yr. Growth %	-27.2	54.56	75.28	21.89	17.99
Diluted EPS Before Extra, 1 Yr. Growth %	-31.34	57.66	57.35	31.96	30
Dividend Per Share, 1 Yr. Growth %	-77.31	425.42	38.71	27.91	27.27
Gross Loans, 1 Yr. Growth %	-16.79	1.19	10.88	6.26	9.31
Allowance For Loan Losses, 1 Yr. Growth %	-2.3	-8.17	1.09	0.28	3.03
Net Loans, 1 Yr. Growth %	-17.25	1.54	11.2	6.44	9.49
Non Performing Loans, 1 Yr. Growth %	-8.03	-0.14	-7.94	7.06	-1.61
Non Performing Assets, 1 Yr. Growth %	-8.76	-1.66	-11.29	-1.49	-2.14
Total Assets, 1 Yr. Growth %	5.51	-9.66	7.58	8.91	-0.41
Total Deposits, 1 Yr Growth %	-7.18	0.69	10.3	-1.77	6.01
Tangible Book Value, 1 Yr. Growth %	1.07	-1.17	7.5	10.28	7.75
Average Interest Earning Assets, 1 Yr. Growth %	-	-	-	-	3.24
Average Interest Bearing Liabilities, 1 Yr. Growth %	-	-	-	-	3.25
Common Equity, 1 Yr. Growth %	-8.57	-1.44	7.03	10.25	7.65
Total Equity, 1 Yr. Growth %	-8.93	-2.52	3.81	9.4	8.59
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	-2.3	-3.45	14.4	24.96	14.84
Non Interest Income, 2 Yr. CAGR %	-6.52	5.94	8.97	11.11	29.94
Provision For Loan Losses, 2 Yr. CAGR %	18.41	-6.76	-19.99	20.57	31.22
Total Revenues, 2 Yr. CAGR %	-8.56	0.25	21.79	20.84	17.22
Earnings From Cont. Operations, 2 Yr. CAGR %	-17.17	2.28	34.21	25.56	25.05
Net Income, 2 Yr. CAGR %	-50.84	15.1	121.8	31.28	25.75
Normalized Net Income, 2 Yr. CAGR %	-17.57	6.07	56.27	45.63	19.92
Diluted EPS Before Extra, 2 Yr. CAGR %	-21.17	4.05	57.51	43.36	30.97
Dividend Per Share, 2 Yr. CAGR %	-52.36	9.19	169.97	33.2	27.59
Gross Loans, 2 Yr. CAGR %	-7.47	-8.24	5.92	8.45	7.77
Allowance For Loan Losses, 2 Yr. CAGR %	-0.31	-5.33	-3.65	0.69	1.65
Net Loans, 2 Yr. CAGR %	-7.7	-8.33	6.26	8.7	7.95
Non Performing Loans, 2 Yr. CAGR %	-5.28	-4.17	-4.12	-0.72	2.63
Non Performing Assets, 2 Yr. CAGR %	-6.81	-5.54	-6.6	0.53	1.69
Total Assets, 2 Yr. CAGR %	4.38	-2.37	-1.42	8.17	4.15
Total Deposits, 2 Yr CAGR %	-3.01	-3.33	5.38	4.16	2.05
Tangible Book Value, 2 Yr. CAGR %	4.3	-0.06	3.07	8.76	9.01
Average Interest Earning Assets, 2 Yr. CAGR %	-	-	-	-	5.3
Average Interest Bearing Liabilities, 2 Yr. CAGR %	-	-	-	-	4.98
Common Equity, 2 Yr. CAGR %	-2.76	-5.07	2.71	8.51	8.94
Total Equity, 2 Yr. CAGR %	-2.74	-5.78	0.6	6.46	8.99
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	-6.63	-1.24	6.53	16.36	19.54
Non Interest Income, 3 Yr. CAGR %	-1.29	-0.96	6.79	13.75	20.67
Provision For Loan Losses, 3 Yr. CAGR %	11.97	-6.41	-1.63	-5.27	23.53
Total Revenues, 3 Yr. CAGR %	-9.03	-0.18	8.02	21.26	19.29
Earnings From Cont. Operations, 3 Yr. CAGR %	-7.3	-1.13	10.19	30.46	25.59
Net Income, 3 Yr. CAGR %	-28.12	-4.84	22.27	83.16	29.28
Normalized Net Income, 3 Yr. CAGR %	-5.9	1.64	21.95	49.59	35.76
Diluted EPS Before Extra, 3 Yr. CAGR %	-4.73	-0.68	19.43	58.21	38.76
Dividend Per Share, 3 Yr. CAGR %	-37.36	6.04	18.26	110.46	31.19
Gross Loans, 3 Yr. CAGR %	-5.68	-4.67	-2.27	7.04	8.74
Allowance For Loan Losses, 3 Yr. CAGR %	-1.71	-3.1	-3.23	-	1.46
Net Loans, 3 Yr. CAGR %	-5.82	-4.72	-2.24	6.04	8.96
Non Performing Loans, 3 Yr. CAGR %	-8.88	-3.6	-5.44	-0.53	-1.02
Non Performing Assets, 3 Yr. CAGR %	-13.75	-5.54	-7.5	-0.2	-0.36
Total Assets, 3 Yr. CAGR %	2.18	-0.64	0.84	1.86	5.23
Total Deposits, 3 Yr CAGR %	-1.85	-1.79	1.02	2	4.77
Tangible Book Value, 3 Yr. CAGR %	3.67	2.44	2.4	5.35	8.42
Average Interest Earning Assets, 3 Yr. CAGR %	-	-	-	-	-
Average Interest Bearing Liabilities, 3 Yr. CAGR %	-	-	-	-	-
Common Equity, 3 Yr. CAGR %	-1.31	-2.32	-1.2	5.09	8.22
Total Equity, 3 Yr. CAGR %	-2.11	-2.66	-2.69	3.38	7.17
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	-2.17	-3.24	1.27	8.5	9.75
Non Interest Income, 5 Yr. CAGR %	1.49	-1.13	3.01	4.25	15.15
Provision For Loan Losses, 5 Yr. CAGR %	3.97	-3.46	-2.12	3.57	10.39
Total Revenues, 5 Yr. CAGR %	-2.62	-2.48	2.36	7.95	11.48
Earnings From Cont. Operations, 5 Yr. CAGR %	2.63	2.61	7.49	8.79	15.69
Net Income, 5 Yr. CAGR %	-13.16	6.01	12.81	8.23	23.41
Normalized Net Income, 5 Yr. CAGR %	2.94	7.94	15.73	15.42	20.96
Diluted EPS Before Extra, 5 Yr. CAGR %	1.3	5.16	16.49	15.03	23.67
Dividend Per Share, 5 Yr. CAGR %	-18.09	14.14	12.37	16.17	21.91
Gross Loans, 5 Yr. CAGR %	-5.84	-4.98	-1.2	0.38	1.6
Allowance For Loan Losses, 5 Yr. CAGR %	-8.32	-7.04	-2.55	-1.6	-1.31
Net Loans, 5 Yr. CAGR %	-5.75	-4.91	-1.16	0.44	1.68
Non Performing Loans, 5 Yr. CAGR %	-10.36	-8.56	-7.01	-2.46	-2.29
Non Performing Assets, 5 Yr. CAGR %	-11.13	-10.06	-11.2	-3.16	-2.47
Total Assets, 5 Yr. CAGR %	-0.37	-1.96	0.66	2.8	2.12
Total Deposits, 5 Yr CAGR %	-2.16	-2.11	0.98	0.54	1.45
Tangible Book Value, 5 Yr. CAGR %	2.53	2.11	3.43	4.92	4.95
Average Interest Earning Assets, 5 Yr. CAGR %	-	-	-	-	-
Average Interest Bearing Liabilities, 5 Yr. CAGR %	-	-	-	-	-
Common Equity, 5 Yr. CAGR %	-1.19	-1.5	0.28	1.88	2.69
Total Equity, 5 Yr. CAGR %	-1.98	-2.53	-1.04	0.89	1.79