Projected Income Statement: Better Home & Finance Holding Company

Forecast Balance Sheet: Better Home & Finance Holding Company

Fiscal Period: December 2024 2025 2026 2027 2028
Net Debt 1 - 395 425 418 -
Change - - 7.53% -1.65% -
Announcement Date 3/19/25 3/13/26 - - -
1USD in Million
Estimates

Cash Flow Forecast: Better Home & Finance Holding Company

Fiscal Period: December 2025 2026 2027 2028
CAPEX 1 1.193 2.343 3.771 4.4
Change - 96.4% 60.95% 16.68%
Free Cash Flow (FCF) 1 -167.8 -148.4 -64.96 -150.2
Change - 11.57% 56.21% -131.22%
Announcement Date 3/13/26 - - -
1USD in Million
Estimates

Forecast Financial Ratios: Better Home & Finance Holding Company

Fiscal Period: December 2024 2025 2026 2027 2028

Profitability

     
EBITDA Margin (%) - -70.25% -14.8% 13.27% -
EBIT Margin (%) - -90.66% -42.03% -1.67% -
EBT Margin (%) - -100.57% -43.28% 1.36% -
Net margin (%) - -100.6% -48.44% 1.35% -
FCF margin (%) - -101.76% -63.5% -16.73% -33.52%
FCF / Net Income (%) - 101.14% 131.1% -1,237.23% -

Profitability

     
ROA - - - - -
ROE - - -5,202% 86% -

Financial Health

     
Leverage (Debt/EBITDA) - -3.41x -12.3x 8.11x -
Debt / Free cash flow - -2.36x -2.87x -6.43x -

Capital Intensity

     
CAPEX / Current Assets (%) - 0.72% 1% 0.97% 0.98%
CAPEX / EBITDA (%) - -1.03% -6.78% 7.32% -
CAPEX / FCF (%) - -0.71% -1.58% -5.81% -2.93%

Items per share

     
Cash flow per share 1 - - - - -
Change - - - - -
Dividend per Share 1 - - - - -
Change - - - - -
Book Value Per Share 1 - 2.324 0.08 2.64 -
Change - - -96.56% 3,200% -
EPS 1 -13.65 -10.8 -6.26 0.29 -
Change - 20.88% 42.04% 104.63% -
Nbr of stocks (in thousands) 15,150 15,697 18,870 18,870 -
Announcement Date 3/19/25 3/13/26 - - -
1USD
Estimates
2026 *2027 *
P/E ratio -4.31x 93.1x
PBR 338x 10.2x
EV / Sales 4x 2.39x
Yield - -

EPS & Dividend

Y-o-Y evolution of P/E

Trader
Investor
-
Global
-
Quality
-
ESG MSCI
B
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
4
Last Close Price
27.00USD
Average target price
51.50USD
Spread / Average Target
+90.74%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Equities
  3. BETR Stock
  4. Financials Better Home & Finance Holding Company