BNP PARIBAS

BNP Paribas is France's largest banking group. Net banking product (NBP) breaks down by activity as follows:

- retail banking (58.4%): retail banking activity in France (23.2% of NBP; 1,800 branches; 6.8 million clients at the end of 2019), in Belgium (12.9%), and Italy (10.3%; 2.7 million clients with BNL). The remainder of the NBP (53.6%) is from international activities and specialized financial services activities (consumer loans, real estate credit, leasing credit, car fleet management, computer equipment leasing);

- finance and investment banking (27.1%): consulting and capital market activities (53.7% of NBP; merger-acquisition consulting, activities related to the stock, interest, and exchange markets, etc.) and financing (46.3%; financing for acquisitions, projects, raw material transactions, etc.);

- institutional and private management and insurance (14.3%): asset management, private banking activity (No. 1 in France), real estate and on-line brokerage services, insurance and securities services (No. 1 in Europe for retained securities);

- other (0.2%).

At the end of 2019, BNP Paribas was managing EUR 834.7 billion in current deposits and EUR 805.8 billion in current loans.

Net banking product is distributed geographically as follows: Europe (75.1%), North America (10.5%), Asia/Pacific (7.2%) and other (7.2%).