France's second-largest listed bank, after BNP Paribas, said net income rose to 1.97 billion euros ($2.33 billion) in the quarter from 954 million euros a year ago, with cost of risk down 66.8%.

($1 = 0.8450 euros)

(Reporting by Matthieu Protard; Editing by Muralikumar Anantharaman)