BNP Paribas : 2nd amendment to the 2020 Universal Registration Document

SECOND AMENDMENT TO THE 2020 UNIVERSAL

REGISTRATION DOCUMENT,

FILED WITH THE AMF ON MAY 6TH, 2021

Universal Registration document and annual financial report 2020 filed with the AMF (Autorité des Marchés Financiers) on March 12, 2021 under No. D. 21-0114

First amendement to the Universal Registration document and annual financial report 2020 filed with the AMF on April 30, 2021 under No. D.21-0114-A01

This is a translation into English of the Universal registration document of BNP Paribas issued in French and

it is available on the website of the issuer

Société anonyme (Public Limited Company) with capital of 2,499,597,122 euros

Head office: 16 boulevard des Italiens, 75 009 PARIS

R.C.S.: PARIS 662 042 449

BNP PARIBAS - SECOND AMENDMENT TO THE 2020 UNIVERSAL REGISTRATION DOCUMENT

1. APPROVAL BY THE AMF OF THE 2020 UNIVERSAL REGISTRATION DOCUMENT, 1ST AMENDMENT AND

2ND AMENDMENT TO THE 2020 UNIVERSAL REGISTRATION DOCUMENT IN ENGLISH VERSION	3
2.	GENERAL INFORMATION	5
3.	STATUTORY AUDITORS	6
4.	PERSON RESPONSIBLE FOR THE UNIVERSAL REGISTRATION DOCUMENT	7
5.	TABLES OF CONCORDANCE	8

The second amendment to the 2020 Universal Registration Document has been filed with the AMF on 6 May 2021 as competent authority under Regulation (EU) 2017/1129 without prior approval pursuant to Article 9 of Regulation (EU) 2017/1129;

The universal registration document may be used for the purposes of an offer to the public of securities or admission of securities to trading on a regulated market if approved by the AMF together with any amendments, if applicable, and a securities note and summary approved in accordance with Regulation (EU) 2017/1129.

This Universal Registration Document may form part of a prospectus of the Issuer consisting of separate documents within the meaning of the Prospectus Regulation.

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BNP PARIBAS - SECOND AMENDMENT TO THE 2020 UNIVERSAL REGISTRATION DOCUMENT

1. APPROVAL BY THE AMF OF THE 2020 UNIVERSAL REGISTRATION DOCUMENT, 1st AMENDMENT AND 2nd AMENDMENT TO THE 2020 UNIVERSAL REGISTRATION DOCUMENT, IN ENGLISH VERSION

1.1 Approval of the 2020 Universal Registration Document :

The 2020 Universal Registration Document was approved on 6 May 2021 by the AMF as competent authority under Regulation (EU) 2017/1129.

The AMF approves this document after verifying that the information contained in it is complete, consistent and comprehensible. The 2020 Universal Registration Document has the following approval number: R. 21-017.

Such approval should not be considered as a favourable opinion on the issuer covered by the Universal Registration Document.

The 2020 Universal Registration Document may be used for the purpose of offering to the public of securities or for the admission of financial securities to trading on a regulated market if it is supplemented by a securities note and, where appropriate, a summary and its amendment(s). In this case, the securities note, the summary and all the amendments made to the universal registration document since its approval are approved separately in accordance with Article 10 (3), 2nd subparagraph of Regulation (EU) 2017/1129.

It is valid until 6 May 2022 and, during that period and at the latest at the same time as the securities note and under the conditions of Articles 10 and 23 of Regulation (EU) 2017/1129, must be completed by an amendment to the Universal Registration Document in the event of significant new developments or material errors or inaccuracies.

1.2 Approval of the 1st amendment to the 2020 Universal Registration Document :

The 1st Amendment to the 2020 Universal Registration Document was approved on 6 May 2021 by the AMF as competent authority under Regulation (EU) 2017/1129.

The AMF approves this document after verifying that the information contained in it is complete, consistent and comprehensible. The 1st Amendment to the 2020 Universal Registration Document has the following approval number: R. 21-017.

Such approval should not be considered as a favourable opinion on the issuer covered by the Universal Registration Document.

The 2020 Universal Registration Document may be used for the purpose of offering to the public of securities or for the admission of financial securities to trading on a regulated market if it is supplemented by a securities note and, where appropriate, a summary and its amendment(s). In this case, the securities note, the summary and all the amendments made to the universal registration document since its approval are approved separately in accordance with Article 10 (3), 2nd subparagraph of Regulation (EU) 2017/1129.

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BNP PARIBAS - SECOND AMENDMENT TO THE 2020 UNIVERSAL REGISTRATION DOCUMENT

It is valid until 6 May 2022 and, during that period and at the latest at the same time as the securities note and under the conditions of Articles 10 and 23 of Regulation (EU) 2017/1129, must be completed by an amendment to the Universal Registration Document in the event of significant new developments or material errors or inaccuracies.

1.3 Approval of the 2ND amendment to the 2020 Universal Registration Document :

The 2nd Amendment to the 2020 Universal Registration Document was approved on 6 May 2021 by the AMF as competent authority under Regulation (EU) 2017/1129.

The AMF approves this document after verifying that the information contained in it is complete, consistent and comprehensible. The 2nd Amendment to the 2020 Universal Registration Document has the following approval number: R. 21-017.

Such approval should not be considered as a favourable opinion on the issuer covered by the Universal Registration Document.

The 2020 Universal Registration Document may be used for the purpose of offering to the public of securities or for the admission of financial securities to trading on a regulated market if it is supplemented by a securities note and, where appropriate, a summary and its amendment(s). In this case, the securities note, the summary and all the amendments made to the universal registration document since its approval are approved separately in accordance with Article 10 (3), 2nd subparagraph of Regulation (EU) 2017/1129.

It is valid until 6 May 2022 and, during that period and at the latest at the same time as the securities note and under the conditions of Articles 10 and 23 of Regulation (EU) 2017/1129, must be completed by an amendment to the Universal Registration Document in the event of significant new developments or material errors or inaccuracies.

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BNP PARIBAS - SECOND AMENDMENT TO THE 2020 UNIVERSAL REGISTRATION DOCUMENT

2. GENERAL INFORMATION

2.1 Documents on display

This document is available on the BNP Paribas website, www.invest.bnpparibas.com, and the Autorité des Marchés Financiers (AMF) website, www.amf‑france.org.

Any person wishing to receive additional information about the BNP Paribas Group can request documents, without commitment, as follows:

• by writing to:

BNP Paribas - Group Finance

Investor Relations and Financial Information 3, rue d'Antin - CAA01B1

75002 Paris

• by calling: [phone]

BNP Paribas' regulatory information (in French) can be viewed at: https://invest.bnpparibas.com/information-reglementee.

2.2 Significant change

Save as disclosed in this first Amendment to the 2020 Universal registration document, there have been no significant changes in the Group's financial situation since 31 March 2021, no material adverse change in the prospects of the Issuer and no significant changes in the Group's financial situation or financial performance since the end of the last financial period for which financial statements were published, and in particular since the signature of the Statutory Auditors' report on the audited consolidated financial statements on 2 March 2021.

To the best of the Group's knowledge, there have not been any recent events which are to a material extent relevant to the evaluation of BNPP's solvency since 31 March 2021.

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