ITEM 2.02. Results of Operations and Financial Condition.

On January 20, 2021, BOK Financial Corporation ("BOK Financial") issued a press release announcing its financial results for the three months and year ended December 31, 2020 ("Press Release"). The full text of the Press Release is attached as Exhibit 99(a) to this report and is incorporated herein by reference. On January 20, 2021, in connection with the issuance of the Press Release, BOK Financial released financial information related to the three months and year ended December 31, 2020 ("Financial Information"), which includes certain historical financial information relating to BOK Financial. The Financial Information is attached as Exhibit 99(b) to this report and is incorporated herein by reference.

ITEM 9.01. Financial Statements and Exhibits.

(a)Exhibits

99 Text of Press Release, dated Ja nuary 2 0 , 202 1 , titled "BOK Financial Corporation Reports Annual Ea rnings of $435 million or $6.19 Per Share and Record Quarterly Earnings of $154 million or $2. 21 Per Share in the Fourth Quarter" and Financial Information for the Three Months and Year Ended Decemb er 3 1 , 2020.

101 Interactive Data Files.

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