Valuation: Bread Financial Holdings, Inc.

Capitalization 3.51B 2.97B 2.72B 2.58B 4.79B 318B 5B 31.62B 12.52B 153B 13.15B 12.88B 551B P/E ratio 2025
6.8x
P/E ratio 2026 * 7.73x
Enterprise value 17.95B 15.2B 13.93B 13.19B 24.49B 1,626B 25.61B 162B 64.07B 783B 67.32B 65.93B 2,818B EV / Sales 2025
4.68x
EV / Sales 2026 * 4.69x
Free-Float
99.19%
Yield 2025
1.16%
Yield 2026 * 1.16%
More valuation ratios * Estimated data
Dynamic Chart
1 day+3.03%
1 week+9.64%
Current month+9.64%
1 month-0.91%
3 months+24.54%
6 months+35.51%
Current year+7.43%
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1 week 71.8
Extreme 71.8
79.93
1 month 67.78
Extreme 67.78
82.03
Current year 67.78
Extreme 67.78
82.03
1 year 38.21
Extreme 38.21
82.03
3 years 23.19
Extreme 23.19
82.03
5 years 23.19
Extreme 23.19
128.16
10 years 20.51
Extreme 20.51
278.33
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Manager TitleAgeSince
Chief Executive Officer 65 2020-02-02
Director of Finance/CFO 60 2021-07-05
Chief Tech/Sci/R&D Officer 46 2024-01-22
Director TitleAgeSince
Chairman 75 2020-06-09
Director/Board Member 69 2015-04-30
Director/Board Member 65 2016-10-09
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Change 5d. change 1-year change 3-years change Capi.($)
+3.03%+9.64%+26.70%+95.69% 3.51B
+1.76%+5.58%+15.40%+60.82% 67.27B
+1.20%+3.67%+13.21%+50.72% 35.66B
+1.27%+5.09%+52.63%+116.60% 34.63B
+1.99%+3.48%+10.19%+106.37% 26.11B
+7.19%-8.55%+40.95%+181.51% 26.57B
+1.09%-1.66%+76.98%+287.40% 20.82B
-0.69%+5.34%+7.03% - 18.8B
+1.18%+6.80%+26.06%+122.99% 16.38B
+0.06%+1.23% - - 16.12B
Average +1.42%+4.16%+29.90%+127.76% 26.59B
Weighted average by Cap. +1.45%+4.22%+27.78%+112.02%
See all sector performances

Financials

2025 2026 *
Net sales 3.82B 3.23B 2.96B 2.81B 5.21B 346B 5.45B 34.44B 13.63B 167B 14.33B 14.03B 600B 3.93B 3.33B 3.05B 2.89B 5.36B 356B 5.61B 35.44B 14.03B 171B 14.74B 14.44B 617B
Net income 474M 401M 368M 348M 647M 42.94B 676M 4.27B 1.69B 20.67B 1.78B 1.74B 74.41B 445M 376M 345M 327M 607M 40.27B 634M 4.01B 1.59B 19.39B 1.67B 1.63B 69.79B
Net Debt 14.44B 12.23B 11.21B 10.61B 19.71B 1,309B 20.6B 130B 51.55B 630B 54.17B 53.05B 2,268B 14.93B 12.64B 11.58B 10.97B 20.37B 1,352B 21.29B 135B 53.28B 651B 55.98B 54.83B 2,344B
More financial data * Estimated data
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company. The Company is engaged in providing simple, personalized payment, lending, and saving solutions. The Company through its data insights and white-label technology, it delivers a comprehensive product suite, including private label and co-brand credit cards and buy now, pay later products (split-pay). It also offers direct-to-consumer solutions that give customers more access, and freedom through its branded Bread Cashback American Express Credit Card and Bread Savings products. The Company offers both direct-to-consumer retail deposit products as well as deposits sourced through contractual arrangements with various financial counterparties (often referred to as wholesale deposits). Its products are supported by various services and capabilities, including risk management, account origination and funding services; loan processing and servicing; marketing and data and analytics; and its Enhanced Digital Suite.
Employees
6,000
More about the company
Date Price Change Volume
26-02-06 79.53 $ +3.03% 765,008
26-02-05 77.19 $ +0.90% 1,629,892
26-02-04 76.50 $ +1.46% 920,015
26-02-03 75.40 $ +3.22% 1,239,408
26-02-02 73.05 $ +0.70% 902,082

Delayed Quote Nyse, February 06, 2026 at 04:00 pm EST

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Trader
Investor
Global
Quality
ESG MSCI
A
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
79.53USD
Average target price
83.13USD
Spread / Average Target
+4.53%
Consensus

Quarterly revenue - Rate of surprise