Capital Bank Group

Corporate Presentation

Q1, 2022

AGENDA

01

02

GROUP CORPORATE PROFILE & FINANCIAL HIGHLIGHTS

CORPORATE GOVERNANCE & RISK MANAGEMENT HIGHLIGHTS

03 MACROECONOMIC DEVELOPMENTS & BANKING SECTOR HIGHLIGHTS (JORDAN & IRAQ)

Section 1

Group Corporate Profile

& Financial Highlights

OUR PURPOSE

OUR STRATEGIC PRIORITIES

Better Banking for

Jordan & Iraq

Capital Bank Group aims to provide innovative, simplified, and holistic financial solutions

Digital Convenience

To build our digital capabilities and introduce digital banking (NeoBank) which will put Capital Bank Group on the path of complete digital transformation to become a fully digitalized bank.

Service Quality

To transform the Group's products and services offerings, through continuous innovation, into a holistic value proposition that meets the banking and investment needs of our clients and revolves around elevating their customer experience.

through enhanced products & an elevated level of customer service and experience in the Jordanian and Iraqi markets.

Geographical Expansion

To expand the regional footprint of the Group through establishing a full fledge presence in Saudi Arabia and in UAE - DIFC, thereby connecting the Group with two of the largest economies in the region and empowering NBI to become a major player in the Iraqi market.

Organic Growth

To grow organically through executing and delivering on a well-defined plan that will enable the group to position itself as one of the top consumer banking groups and the number one gateway for institutions conducting business in Jordan and Iraq.

OUR VALUES

INNOVATION

CUSTOMER

HOLISTIC

in all we do

driven

financial solutions

04

CAPITAL BANK AT A GLACE (Q1, 2022)

01

02

03

04

05

USD 665m

Equity

USD 4.08b

Net Loans

51.7%

NOI Growth

0.094 EPS*

(excluding One-Offs)

14.3%

CAR

USD 8.42b

Assets

81.1%

Coverage

Ratio

19.7% ROE

(excluding One-

Offs)

0.15 USD

Dividend**

167.7%

LCR

  • 4th largest Jordanian bank in terms of consolidated asset size
  • Highest balance sheet growth (YoY) among peers
  • Holds a market share of 8.9% of Jordanian market deposits
  • 38.7% growth in loans over the past year
  • Coverage ratio above the market average coverage level of 75.2%
  • Fastest growing bank since the beginning of 2020
  • ROE (including one - offs) is 40.7%
  • One of the highest ROE (excluding one-offs) levels among peers
  • Stable dividend yield, return to shareholders
  • EPS (including one - offs) is 0.272
  • Solid capital base and strong solvency

Figures as of March 2022. NOI refers to year-on-year Net Operating Income growth. JOD to USD rate 1.41

*EPS is solely for the first Quarter of 2022.

05

**Dividend figure is as of 2021.

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Disclaimer

Capital Bank of Jordan PSC published this content on 24 May 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 24 May 2022 08:37:05 UTC.