Capitec Bank Holdings Limited provided earnings guidance for the six months ending 31 August 2020. Due to the impact of the national lockdown over the first half of the interim reporting period, however, there is a reasonable degree of certainty that Capitec's headline earnings per share and earnings per share will decline by more than 20% or more than 509 cents and 510 cents respectively, compared to the headline earnings per share of 2545 cents and earnings per share of 2549 cents for the six months ended 31 August 2019.