Capitec Bank Holdings Limited reported audited consolidated earnings results for the year ended February 28, 2018. For the period, the company reported net lending, investment and insurance income of ZAR 12,670 million against ZAR 11,877 million a year ago. Net transaction income was ZAR 5,127 million against ZAR 3,923 million a year ago. Net income was ZAR 12,516 million against ZAR 10,679 million a year ago. Income from operations was ZAR 17,796 million against ZAR 15,800 million a year ago. Operating profit before tax was ZAR 6,155 million against ZAR 5,240 million a year ago. Net profit attributable to equity holders was ZAR 4,470 million against ZAR 3,806 million a year ago. Earnings per diluted share were 3,843 cents against 3,267 cents a year ago. Headline earnings were ZAR 4,461 million against ZAR 3,793 million a year ago. Cash flow from operating activities was ZAR 11,933 million against ZAR 9,502 million a year ago. Purchase of property and equipment was ZAR 686 million against ZAR 783 million a year ago. Purchase of intangible assets was ZAR 143 million against ZAR 217 million a year ago. Diluted headline earnings per share were 3,846 cents against 3,270 cents a year ago. Return on ordinary shareholders equity was 27% against 27% a year ago.