CAPITEC BANK LIMITED

Registration number 1980/003695/06 Incorporated in the Republic of South Africa Company code: BICAP

Stock Code: CBL29

ISIN Code: ZAG000158874

Stock Code: CBL30

ISIN Code: ZAG000180977 ("the Company")

PUBLICATION OF THE COMPANY'S ANNUAL FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 28 FEBRUARY 2022

Noteholders are hereby advised that the Company's annual financial statements for the financial year ended 28 February 2022, are available on the Company's website athttps://www.capitecbank.co.za/investor-relations/bond-programme or may be requested and obtained in person, at no charge, at the registered office of the Company, being 5 Neutron Road, Techno Park, Stellenbosch 7600, during office hours.

The audit opinion relating to the above-referenced annual financial statements is unmodified.

Noteholders are specifically advised of note 43 in the annual financial statements dealing with discontinued operations. As a result of the sale of the shares in the insurance cell captives by the Company to Capitec Ins Proprietary Limited, a wholly-owned subsidiary of Capitec Bank Holdings Limited, credit life insurance income and funeral income were no longer recognised by the Company subsequent to 31 March 2021.

Stellenbosch

12 April 2022

Debt Sponsor PSG Capital

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Capitec Bank Holdings Limited published this content on 12 April 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 12 April 2022 05:50:04 UTC.