Financials Cathay General Bancorp

Equities

CATY

US1491501045

Banks

Market Closed - Nasdaq Other stock markets 04:00:00 2025-06-13 pm EDT			5-day change	1st Jan Change
43.28 ^USD	-2.96%		-2.46%	-9.09%

Jun. 05	Cathay General Bancorp's Board Authorizes $150 Million Share Buyback Plan	MT
Jun. 05	Cathay General Bancorp announces an Equity Buyback for $150 million worth of its shares.	CI

Projected Income Statement: Cathay General Bancorp

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	594.9	652.4	790.5	810	729.7	796.3	851	895
Change	-	9.65%	21.18%	2.47%	-9.92%	9.12%	6.87%	5.17%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	312.6	365.8	487.1	429.6	355	447.8	490.3	513
Change	-	17.02%	33.14%	-11.81%	-17.35%	26.13%	9.48%	4.63%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	254	381.8	472.5	403.6	317.5	387.9	428.3	455
Change	-	50.35%	23.75%	-14.59%	-21.32%	22.17%	10.41%	6.23%
Net income ¹	228.9	298.3	360.6	354.1	286	308.9	342.2	364
Change	-	30.34%	20.9%	-1.81%	-19.24%	8.02%	10.79%	6.36%
Announcement Date	1/27/21	1/27/22	1/25/23	1/24/24	1/22/25	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4
Net sales ¹	150.1	147.5	151.3	151.8	160.6	164.7	175.3	179.4	189.8	207.4	213.9	206.7	204.6	193.5	205.2	175.2	178.5	189.5	186.5	187.8	197	202.2	206.7	205.2	210.5	215.8	219.4
Change	-	-1.73%	2.57%	0.36%	5.77%	2.56%	6.41%	2.38%	5.77%	9.29%	3.13%	-3.38%	-0.99%	-5.46%	6.08%	-14.64%	1.91%	6.16%	-1.6%	0.73%	4.9%	2.63%	2.19%	-0.69%	2.58%	2.51%	1.66%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	82.81	71.48	75.44	80.42	90.88	92.48	102.1	106.7	115.7	132	132.7	123.5	111.8	99.5	94.74	88.04	83.28	92.65	101.3	102.2	110.5	114.1	118.3	115.6	121.5	125.4	127.8
Change	-	-13.68%	5.54%	6.59%	13.01%	1.77%	10.35%	4.57%	8.37%	14.14%	0.5%	-6.92%	-9.45%	-11.02%	-4.79%	-7.07%	-5.41%	11.26%	9.3%	0.91%	8.11%	3.28%	3.72%	-2.34%	5.13%	3.21%	1.94%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	57.81	58.98	81.22	93.97	99.88	89.44	98.56	98.08	113.2	130	131.3	115.4	102.7	92.5	93.02	80.04	72.58	78.15	86.77	86.69	95.5	99.52	102.9	100.2	105.8	109.9	112.4
Change	-	2.03%	37.71%	15.69%	6.28%	-10.45%	10.2%	-0.48%	15.37%	14.9%	0.97%	-12.1%	-11.03%	-9.9%	0.56%	-13.95%	-9.33%	7.68%	11.02%	-0.09%	10.17%	4.21%	3.38%	-2.62%	5.63%	3.84%	2.28%
Net income ¹	54.32	56.79	70.89	73.38	77.2	72.4	75.32	75.03	88.98	99.04	97.6	96.01	93.22	82.37	82.53	71.44	66.83	67.51	80.2	69.51	76.43	79.58	82.18	80	84.61	87.76	89.86
Change	-	4.55%	24.82%	3.51%	5.2%	-6.22%	4.04%	-0.39%	18.59%	11.3%	-1.45%	-1.63%	-2.9%	-11.64%	0.19%	-13.44%	-6.45%	1.03%	18.79%	-13.34%	9.96%	4.12%	3.26%	-2.65%	5.77%	3.73%	2.39%
Announcement Date	7/27/20	10/26/20	1/27/21	4/26/21	7/26/21	10/25/21	1/27/22	4/25/22	7/25/22	10/24/22	1/25/23	4/20/23	7/24/23	10/23/23	1/24/24	4/22/24	7/22/24	10/21/24	1/22/25	4/21/25	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Cathay General Bancorp

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	1/27/21	1/27/22	1/25/23	1/24/24	1/22/25	-	-	-

Estimates

Cash Flow Forecast: Cathay General Bancorp

Fiscal Period: December	2019	2020	2021	2022	2023	2024
CAPEX ¹	7.133	5.778	3.728	3.39	3.401	3.636
Change	-	-19%	-35.48%	-9.07%	0.32%	6.91%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	3/2/20	3/1/21	3/1/22	2/28/23	2/29/24	2/28/25

¹USD in Million

Estimates

Forecast Financial Ratios: Cathay General Bancorp

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	52.55%	56.08%	61.62%	53.03%	48.65%	56.24%	57.61%	57.32%
EBT Margin (%)	-	42.69%	58.53%	59.78%	49.82%	43.52%	48.72%	50.33%	50.84%
Net margin (%)	-	38.47%	45.73%	45.62%	43.72%	39.19%	38.79%	40.22%	40.67%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	1.22%	1.52%	1.69%	1.56%	1.22%	1.33%	1.41%	1.46%
ROE	-	9.7%	12.11%	14.7%	13.56%	10.18%	11.16%	11.5%	10.95%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	1.24	1.27	1.36	1.36	1.36	1.362	1.372	1.36
Change	-	-	2.42%	7.09%	0%	0%	0.18%	0.73%	-0.91%
Book Value Per Share ¹	-	30.41	32.29	34.01	37.66	40.16	43.36	47.14	50.79
Change	-	-	6.18%	5.33%	10.73%	6.64%	7.97%	8.71%	7.75%
EPS ¹	-	2.87	3.8	4.83	4.86	3.95	4.39	4.93	5.3
Change	-	-	32.4%	27.11%	0.62%	-18.72%	11.14%	12.3%	7.51%
Nbr of stocks (in thousands)	-	79,661	77,223	74,414	72,649	71,199	70,133	70,133	70,133
Announcement Date	-	1/27/21	1/27/22	1/25/23	1/24/24	1/22/25	-	-	-