Cash flow Citigroup Inc.

Equities

C

US1729674242

Investment Banking & Brokerage Services

Market Closed - Nyse Other stock markets 04:00:02 2024-09-19 pm EDT			5-day change	1st Jan Change
63.02 ^USD	+5.21%		+9.92%	+22.51%

Sep. 19	JPMorgan names heads for healthcare, tech investment banking	RE
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Published financial data: CITIGROUP INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2019	2020	2021	2022	2023
Interest Income On Loans	76.51B	58.09B	50.48B	74.41B	133B
Interest Income, Total	76.51B	58.09B	50.48B	74.41B	133B
Interest On Deposits	29.16B	14.54B	7.98B	25.74B	78.36B
Interest Expense, Total	29.16B	14.54B	7.98B	25.74B	78.36B
Net Interest Income	47.35B	43.55B	42.49B	48.67B	54.9B
Trust Income	3.41B	3.47B	3.94B	3.78B	3.78B
Income From Trading Activities	8.89B	13.88B	10.15B	14.16B	10.95B
Gain (Loss) on Sale of Assets	-	-	-700M	55M	1.56B
Gain (Loss) on Sale of Invest. & Securities - (Rev)	1.44B	1.58B	459M	-460M	-115M
Total Other Non Interest Income	13.19B	11.8B	15.54B	9.1B	7.41B
Non Interest Income, Total	26.94B	30.74B	29.39B	26.64B	23.59B
Revenues Before Provison For Loan Losses	74.29B	74.29B	71.89B	75.3B	78.49B
Provision For Loan Losses	8.22B	15.92B	-3.1B	4.74B	7.79B
Total Revenues	66.07B	58.37B	74.99B	70.56B	70.7B
Salaries And Other Employee Benefits	19.91B	20.75B	23.45B	24.82B	27.41B
Occupancy Expense	1.24B	1.28B	1.25B	1.27B	1.46B
Selling General & Admin Expenses, Total	11.2B	11.12B	12.06B	13.03B	13.37B
Total Other Non Interest Expense	9.81B	11.59B	10.76B	12.64B	14.77B
Non Interest Expense, Total	42.17B	44.74B	47.52B	51.75B	57.01B
EBT, Excl. Unusual Items	23.9B	13.63B	27.47B	18.81B	13.69B
Restructuring Charges	-	-	-	-	-781M
EBT, Incl. Unusual Items	23.9B	13.63B	27.47B	18.81B	12.91B
Income Tax Expense	4.43B	2.52B	5.45B	3.64B	3.53B
Earnings From Continuing Operations	19.47B	11.11B	22.02B	15.16B	9.38B
Earnings Of Discontinued Operations	-4M	-20M	7M	-231M	-1M
Net Income to Company	19.47B	11.09B	22.02B	14.93B	9.38B
Minority Interest	-66M	-40M	-73M	-89M	-153M
Net Income - (IS)	19.4B	11.05B	21.95B	14.84B	9.23B
Preferred Dividend and Other Adjustments	1.23B	1.17B	1.19B	1.14B	1.38B
Net Income to Common Incl Extra Items	18.17B	9.88B	20.76B	13.7B	7.85B
Net Income to Common Excl. Extra Items	18.18B	9.9B	20.75B	13.93B	7.85B
Per Share Items
Net EPS - Basic	8.08	4.74	10.21	7.04	4.07
Basic EPS - Continuing Operations	8.08	4.75	10.21	7.16	4.07
Basic Weighted Average Shares Outstanding	2.25B	2.09B	2.03B	1.95B	1.93B
Net EPS - Diluted	8.04	4.72	10.14	7	4.04
Diluted EPS - Continuing Operations	8.04	4.73	10.14	7.11	4.04
Diluted Weighted Average Shares Outstanding	2.27B	2.1B	2.05B	1.96B	1.96B
Normalized Basic EPS	6.61	4.07	8.41	5.99	4.35
Normalized Diluted EPS	6.57	4.04	8.34	5.94	4.3
Dividend Per Share	1.92	2.04	2.04	2.04	2.08
Payout Ratio	28.08	48.45	23.68	33.7	56.48
American Depositary Receipts Ratio (ADR)	0.17	0.17	0.17	0.17	0.17
Supplemental Items
Effective Tax Rate - (Ratio)	18.53	18.52	19.84	19.37	27.33
Current Domestic Taxes	688M	745M	750M	677M	137M
Current Foreign Taxes	4.35B	4.11B	3.29B	4.11B	5.81B
Total Current Taxes	5.04B	4.86B	4.04B	4.78B	5.94B
Deferred Domestic Taxes	-620M	-1.64B	1.4B	-1.49B	-1.98B
Deferred Foreign Taxes	10M	-690M	8M	353M	-432M
Total Deferred Taxes	-610M	-2.33B	1.41B	-1.14B	-2.42B
Normalized Net Income	14.87B	8.48B	17.1B	11.67B	8.4B
Non-Cash Pension Expense	-77M	-135M	-10M	85M	174M
Supplemental Operating Expense Items
Stock-Based Comp., SG&A Exp. (Total)	1.52B	1.46B	1.68B	1.84B	1.82B
Total Stock-Based Compensation	1.52B	1.46B	1.68B	1.84B	1.82B

Fiscal Period: December	2019	2020	2021	2022	2023
Assets
Cash And Equivalents	155B	282B	235B	325B	242B
Investment Securities, Total	536B	647B	741B	789B	754B
Trading Asset Securities, Total	276B	206B	198B	201B	215B
Mortgage Backed Securities	84.36B	95.49B	99.31B	103B	111B
Total investments	896B	948B	1,038B	1,093B	1,079B
Gross Loans	700B	677B	669B	658B	690B
Allowance For Loan Losses	-12.78B	-24.96B	-16.46B	-16.97B	-18.14B
Other Adjustments to Gross Loans	-814M	-844M	-799M	-797M	-917M
Net Loans	687B	651B	651B	640B	671B
Net Property Plant And Equipment	3.1B	2.8B	2.9B	26.25B	28.75B
Goodwill	22.13B	22.16B	21.3B	19.69B	20.1B
Other Intangibles, Total	4.33B	4.41B	4.09B	3.76B	3.73B
Accrued Interest Receivable	-	-	-	5B	5B
Other Receivables	39.86B	44.81B	54.34B	54.19B	53.92B
Restricted Cash	38.75B	27.38B	27.12B	18.78B	22.92B
Other Current Assets, Total	-	169B	145B	134B	197B
Deferred Tax Assets Long-Term (Collected)	28.97B	30.99B	29.81B	33.35B	35.48B
Other Real Estate Owned And Foreclosed	61M	43M	27M	15M	36M
Other Long-Term Assets, Total	76.07B	77.19B	82.32B	64.24B	52.23B
Total Assets	1,951B	2,260B	2,291B	2,417B	2,412B
Liabilities
Accrued Expenses, Total	48.6B	50.48B	61.43B	69.22B	63.54B
Interest Bearing Deposits	847B	1,029B	979B	936B	888B
Institutional Deposits	39.27B	24.04B	82.14B	213B	220B
Non-Interest Bearing Deposits	185B	227B	256B	218B	201B
Total Deposits	1,071B	1,281B	1,317B	1,366B	1,309B
Short-Term Borrowings	259B	297B	275B	309B	366B
Current Portion of Long-Term Debt	42.76B	50.82B	32.99B	32.46B	48.49B
Current Portion of Leases	801M	791M	763M	704M	728M
Long-Term Debt	204B	216B	220B	235B	232B
Federal Home Loan Bank Debt - Long-Term	-	3.4B	-	3B	4.5B
Long-Term Leases	2.54B	2.3B	2.35B	2.37B	2.25B
Trust Preferred Securities (BS)	1.72B	1.73B	1.73B	1.61B	1.61B
Other Current Liabilities - (Bank / Utility Template)	72.47B	100B	115B	111B	106B
Deferred Tax Liability Non-Current	-	-	-	5.68B	5.88B
Other Non Current Liabilities	54.64B	56.9B	62.67B	79.12B	65.81B
Total Liabilities	1,757B	2,060B	2,089B	2,215B	2,206B
Preferred Stock Redeemable	15.73B	17.23B	16.74B	16.74B	17.6B
Preferred Stock Convertible	2.25B	2.25B	2.25B	2.25B	-
Total Preferred Equity	17.98B	19.48B	19B	19B	17.6B
Common Stock, Total	31M	31M	31M	31M	31M
Additional Paid In Capital	108B	108B	108B	108B	109B
Retained Earnings	165B	168B	185B	195B	199B
Treasury Stock	-61.66B	-64.13B	-71.24B	-73.97B	-75.24B
Comprehensive Income and Other	-36.32B	-32.06B	-38.76B	-47.06B	-44.8B
Total Common Equity	175B	180B	183B	182B	188B
Minority Interest	704M	758M	700M	649M	798M
Total Equity	194B	200B	203B	202B	206B
Total Liabilities And Equity	1,951B	2,260B	2,291B	2,417B	2,412B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	2.11B	2.09B	1.98B	1.94B	1.91B
ECS Total Common Shares Outstanding	2.11B	2.08B	1.98B	1.94B	1.9B
Book Value / Share	82.9	86.43	92.21	94.06	98.71
Tangible Book Value	149B	153B	158B	159B	164B
Tangible Book Value Per Share	70.39	73.67	79.41	81.95	86.19
Tangible Book Value Per Share (As Reported)	70.39	73.67	79.16	81.65	86.19
Average Assets	1,979B	2,226B	2,348B	2,396B	2,442B
Average Loans	684B	685B	668B	653B	661B
Total Debt	511B	572B	532B	584B	656B
Federal Funds Sold	-	-	-	-	-
Debt Equivalent of Unfunded Proj. Benefit Obligation	1.28B	1.3B	176M	-115M	34M
Net Debt	-172B	-211B	-228B	-307B	-146B
Full Time Employees	200K	210K	220K	236K	237K
Part Time Employees	-	3.15K	3.35K	3.6K	2.15K

Fiscal Period: December	2019	2020	2021	2022	2023
Net Income	19.4B	11.05B	21.95B	14.84B	9.23B
Depreciation, Depletion & Amortization	3.34B	3.52B	3.6B	3.91B	4.19B
Amortization of Goodwill and Intangible Assets - (CF)	564M	419M	360M	352M	370M
Total Depreciation, Depletion & Amortization	3.9B	3.94B	3.96B	4.26B	4.56B
Amortization of Deferred Charges, Total	-	-	-	-	-
Minority Interest in Earnings - (CF)	-66M	-40M	-73M	-89M	-153M
(Gain) Loss On Sale of Asset - (CF)	-	-	700M	-762M	-1.46B
(Gain) Loss on Sale of Investments - (CF)	-1.44B	-1.59B	-459M	432M	135M
Total Asset Writedown	-	-	-	535M	-
Restructuring Activities	-	-	-	-	-
Provision for Credit Losses	8.22B	17.37B	-3.89B	5.04B	9.19B
Change in Trading Asset Securities	-20.12B	-99B	43.06B	-2.27B	-77.84B
Change in Other Net Operating Assets (Collected)	-22.19B	49.93B	-5.48B	3.9B	-14.81B
Other Operating Activities	-544M	-2.29B	1.49B	-1.05B	-2.26B
Net Cash From Discontinued Operations	4M	20M	-7M	231M	1M
Cash from Operations	-12.84B	-20.62B	61.25B	25.07B	-73.42B
Capital Expenditure	-5.34B	-3.45B	-4.12B	-5.63B	-6.58B
Sale of Property, Plant, and Equipment	259M	50M	190M	63M	56M
Divestitures	-	-	-	5.74B	-1.39B
Investment in Marketable and Equity Securities, Total	1.1B	-108B	-123B	-66.95B	38.35B
Net (Increase) Decrease in Loans Originated / Sold - Investing	-19.59B	15.74B	1.74B	-11.88B	-39.72B
Other Investing Activities, Total	196M	116M	185M	-791M	835M
Cash from Investing	-23.37B	-95.31B	-125B	-79.46B	-8.46B
Short Term Debt Issued, Total	12.7B	33.19B	-	30.28B	75.66B
Long-Term Debt Issued, Total	59.13B	76.46B	70.66B	105B	65.82B
Total Debt Issued	71.84B	110B	70.66B	135B	141B
Short Term Debt Repaid, Total	-11.43B	-15.54B	-9.78B	-	-9.64B
Long-Term Debt Repaid, Total	-51.03B	-63.4B	-74.95B	-57.08B	-64.96B
Total Debt Repaid	-62.46B	-78.94B	-84.73B	-57.08B	-74.6B
Repurchase of Common Stock	-17.94B	-3.34B	-7.94B	-3.59B	-2.31B
Issuance of Preferred Stock	1.5B	3B	3.3B	-	2.74B
Repurchase of Preferred Stock	-1.98B	-1.5B	-3.78B	-	-4.14B
Common Dividends Paid	-	-5.35B	-	-	-
Preferred Dividends Paid	-	-	-	-	-
Common & Preferred Stock Dividends Paid	-5.45B	-	-5.2B	-5B	-5.21B
Common & Preferred Stock Dividends Paid	-5.45B	-5.35B	-5.2B	-5B	-5.21B
Net Increase (Decrease) in Deposit Accounts - (CF)	57.42B	210B	44.97B	68.42B	-57.27B
Other Financing Activities, Total	-	-	-	-	-
Cash from Financing	42.93B	234B	17.27B	138B	687M
Foreign Exchange Rate Adjustments	-908M	-1.97B	-1.2B	-3.38B	95M
Net Change in Cash	5.81B	116B	-47.58B	79.99B	-81.09B
Supplemental Items
Cash Interest Paid	28.68B	13.3B	7.14B	22.62B	72.99B
Cash Income Tax Paid (Refund)	4.89B	4.8B	4.03B	3.73B	5.73B
Net Debt Issued / Repaid	9.38B	30.71B	-14.07B	77.94B	66.88B

Fiscal Period: December	2019	2020	2021	2022	2023
Profitability
Return on Assets	1.01	0.53	0.97	0.64	0.39
Return On Equity %	9.96	5.64	10.93	7.5	4.6
Return on Common Equity	10.3	5.57	11.43	7.63	4.24
Shareholders Value Added	-1.22B	-9.85B	536M	-6.71B	-12.12B
Margin Analysis
SG&A Margin	48.97	56.79	49.03	55.44	59.74
Net Interest Income / Total Revenues %	71.66	74.61	56.67	68.97	77.65
EBT Excl. Non-Recurring Items Margin %	36.18	23.35	36.63	26.65	19.36
Income From Continuing Operations Margin %	29.47	19.03	29.36	21.49	13.27
Net Income Margin %	29.37	18.93	29.27	21.04	13.05
Net Avail. For Common Margin %	27.51	16.96	27.67	19.74	11.1
Normalized Net Income Margin	22.51	14.53	22.8	16.53	11.89
Asset quality
Nonperforming Loans / Total Loans %	0.57	0.84	0.51	0.37	0.46
Nonperforming Loans / Total Assets %	0.21	0.25	0.15	0.1	0.13
Nonperforming Assets / Total Assets %	0.21	0.25	0.15	0.1	0.13
NPAs / Loans and OREO	0.58	0.84	0.51	0.37	0.47
NPAs / Equity	2.1	2.85	1.68	1.22	1.57
Allowance for Credit Losses / Net Charge-offs %	164.56	327.89	336.16	447.98	281.89
Allowance for Credit Losses / Nonperforming Loans %	319.26	440.3	486.98	695.94	567.56
Allowance for Credit Losses / Total Loans %	1.83	3.69	2.46	2.58	2.63
Net Charge-offs / Total Average Loans %	1.14	1.11	0.73	0.58	0.97