Financials Citigroup Inc.

Equities

C

US1729674242

Investment Banking & Brokerage Services

Market Closed - Nyse Other stock markets 04:00:02 2024-12-03 pm EST			Pre-market 07:46:59 am
71.42 ^USD	+0.04%		71.47	+0.07%

01:44am	Australia's Goodman Group plunges after report of $1.2 billion stock sell-down	RE
Dec. 03	Lazard hires Citigroup's Miller in energy investment banking push, sources say	RE

Projected Income Statement: Citigroup Inc.

income-statement-evolution-chart CITIGROUP-INC

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Net sales ¹	74,286	74,298	71,884	75,338	78,462	80,906	82,821	85,836
Change	-	0.02%	-3.25%	4.8%	4.15%	3.11%	2.37%	3.64%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	31,934	31,517	23,691	24,046	22,096	26,787	28,732	30,794
Change	-	-1.31%	-24.83%	1.5%	-8.11%	21.23%	7.26%	7.18%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	23,901	14,022	27,469	18,807	12,910	16,683	19,682	23,127
Change	-	-41.33%	95.9%	-31.53%	-31.36%	29.23%	17.98%	17.5%
Net income ¹	18,171	10,201	20,758	13,700	7,850	11,345	13,803	16,386
Change	-	-43.86%	103.49%	-34%	-42.7%	44.52%	21.66%	18.71%
Announcement Date	1/14/20	1/15/21	1/14/22	1/13/23	1/12/24	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3
Net sales ¹	18,378	20,731	19,766	17,302	16,499	19,327	17,474	17,154	17,017	19,186	19,638	18,508	18,006	21,447	19,436	20,139	17,440	21,104	20,139	20,315	19,407	20,901	20,620	20,791	20,345	21,648	20,980	20,922
Change	-	12.8%	-4.65%	-12.47%	-4.64%	17.14%	-9.59%	-1.83%	-0.8%	12.75%	2.36%	-5.75%	-2.71%	19.11%	-9.38%	3.62%	-13.4%	21.01%	-4.57%	0.87%	-4.47%	7.7%	-1.35%	0.83%	-2.15%	6.4%	-3.08%	-0.28%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	7,924	10,137	9,351	6,338	5,785	8,254	6,282	5,670	3,485	6,021	7,245	5,759	5,021	8,158	5,866	6,628	1,444	6,909	6,786	7,065	6,054	7,511	7,261	7,327	6,896	8,157	7,553	7,481
Change	-	27.93%	-7.75%	-32.22%	-8.73%	42.68%	-23.89%	-9.74%	-38.54%	72.77%	20.33%	-20.51%	-12.81%	62.48%	-28.1%	12.99%	-78.21%	378.46%	-1.78%	4.11%	-14.31%	24.08%	-3.33%	0.9%	-5.89%	18.29%	-7.4%	-0.95%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	5,702	3,110	1,448	4,076	5,831	10,309	7,348	5,862	3,950	5,266	5,971	4,394	3,176	6,183	4,042	4,788	-2,103	4,544	4,310	4,390	3,550	5,215	4,838	5,083	4,615	6,084	5,676	5,718
Change	-	-45.46%	-53.44%	181.49%	43.06%	76.8%	-28.72%	-20.22%	-32.62%	33.32%	13.39%	-26.41%	-27.72%	94.68%	-34.63%	18.46%	-	-	-5.15%	1.86%	-19.14%	46.9%	-7.22%	5.05%	-9.21%	31.83%	-6.71%	0.74%
Net income ¹	4,649	2,210	1,052	2,928	4,341	7,584	5,899	4,352	2,924	4,002	4,274	3,174	2,251	4,295	2,594	3,160	-2,218	3,047	2,975	2,961	2,378	3,664	3,373	3,555	3,085	4,355	4,187	4,345
Change	-	-52.46%	-52.4%	178.33%	48.26%	74.71%	-22.22%	-26.22%	-32.81%	36.87%	6.8%	-25.74%	-29.08%	90.8%	-39.6%	21.82%	-	-	-2.36%	-0.47%	-19.67%	54.06%	-7.95%	5.38%	-13.2%	41.15%	-3.86%	3.77%
Announcement Date	1/14/20	4/15/20	7/14/20	10/13/20	1/15/21	4/15/21	7/14/21	10/14/21	1/14/22	4/14/22	7/15/22	10/14/22	1/13/23	4/14/23	7/14/23	10/13/23	1/12/24	4/12/24	7/12/24	10/15/24	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Citigroup Inc.

balance-sheet-analysis-chart CITIGROUP-INC

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	1/14/20	1/15/21	1/14/22	1/13/23	1/12/24	-	-	-

Estimates

Cash Flow Forecast: Citigroup Inc.

Fiscal Period: December	2018	2019	2020	2021	2022	2023
CAPEX ¹	3,774	5,336	3,446	4,119	5,632	6,583
Change	-	41.39%	-35.42%	19.53%	36.73%	16.89%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	2/22/19	2/21/20	2/26/21	2/28/22	2/27/23	2/23/24

¹USD in Million

Estimates

Forecast Financial Ratios: Citigroup Inc.

Fiscal Period: December	2018	2019	2020	2021	2022	2023	2024	2025	2026
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	42.99%	42.42%	32.96%	31.92%	28.16%	33.11%	34.69%	35.87%
EBT Margin (%)	-	32.17%	18.87%	38.21%	24.96%	16.45%	20.62%	23.76%	26.94%
Net margin (%)	-	24.46%	13.73%	28.88%	18.18%	10%	14.02%	16.67%	19.09%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.98%	0.51%	0.94%	0.62%	0.38%	0.5%	0.58%	0.64%
ROE	-	10.3%	5.9%	11.5%	7.7%	4.3%	6%	6.97%	7.85%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	1.92	2.04	2.04	2.04	2.08	2.177	2.346	2.515
Change	-	-	6.25%	0%	0%	1.96%	4.68%	7.76%	7.19%
Book Value Per Share ¹	-	82.9	86.59	92.21	94.06	98.71	102.5	108.9	117.4
Change	-	-	4.45%	6.49%	2.01%	4.94%	3.85%	6.19%	7.89%
EPS ¹	-	8.04	4.87	10.14	7	4.04	5.829	7.232	8.903
Change	-	-	-39.43%	108.21%	-30.97%	-42.29%	44.28%	24.06%	23.12%
Nbr of stocks (in thousands)	-	2,183,194	2,081,960	1,984,267	1,936,853	1,913,882	1,907,795	1,907,795	1,907,795
Announcement Date	-	1/14/20	1/15/21	1/14/22	1/13/23	1/12/24	-	-	-