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  5. Citizens Financial Corp.
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    CIWV   US17461K1016

CITIZENS FINANCIAL CORP.

(CIWV)
Delayed OTC Markets  -  11:50 2022-11-23 am EST
18.25 USD   -1.35%
06/23U.S. Fed says banks can weather severe downturn comfortably
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06/23Explainer-What's new with the Fed's bank stress tests in 2022
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06/20U.S. banks expect a clean bill of health after Fed's stress tests
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Business Summary
Citizens Financial Corporation is a holding company engaged in the business of ancillary health insurance. The Company, through its insurance subsidiary, Citizens Security Life Insurance Company (CSLICo), providing administrative services to certain medical professionals involved in providing on-site treatment to patients in community settings. The CompanyÔÇÖs primary products marketed by Citizens Security Life Insurance Company are ancillary insurance products under two names CS Benefits and Special Care Insurance. The CompanyÔÇÖs CS Benefits are group ancillary insurance products (group dental insurance, group vision insurance, and group life insurance). The Company's Special Care Insurance is an individual ancillary insurance product (individual dental insurance and individual vision insurance) to the senior market.

Number of employees : 84 people.
Sales per Business
20072008Delta
Banking and Related Activities17.81100%17.10100% -3.97%
USD in Million
Sales per region
20072008Delta
United States17.81100%17.10100% -3.97%
USD in Million
Managers
Name Title Age Since
Nathaniel S. Bonnell President & Chief Executive Officer - -
Belinda J. Clevenger Chief Financial Officer, Treasurer & VP - -
Dustin J. Casto Chief Information Officer & Vice President - -
Deborah L. Swiger Chief Operations Officer & Vice President - -
Leesa M. Harris Secretary, Senior Vice President & Trust Officer 57 -
Kathy K. Leombruno Marketing Officer & Senior Vice President - -
Franklin W. Hinzman Chief Lending Officer & Senior Vice President - -
Matthew E. Osborne Chief Credit Officer & Senior Vice President - -
Stephanie S. Ward Business Development Officer & Vice President - -
Melissa D. Stalnaker Human Resources Officer & Assistant Vice President - 2017
Members of the board
Name Title Age Since
Cyrus K. Kump Chairman 74 -
William J. Brown Director 74 2000
William T. Johnson Director 77 -
John A. Yeager Director 62 2003
John W. Carte Director - -
Franklin M. Santmyer Director - -
C. Curtis Woodford Director - -
Robert L. Morris Director - -
Equities
Vote QuantityFree-FloatCompany-owned sharesTotal Float
Stock A 1 2,250,000 1,829,504 81.3% 420,496 18.7% 81.3%
Shareholders
NameEquities%
Penn Mutual Asset Management LLC 27,700 1.51%
Janney Montgomery Scott LLC (Investment Management) 26,200 1.43%
Huntington National Bank (Investment Management) 4,700 0.26%
Stifel, Nicolaus & Co., Inc. 3,450 0.19%
Company contact information
Citizens Financial Corp. (West Virginia)
211 Third Street
Elkins, WV 26241

Phone : +1.304.636.4095
Fax : +1.304.636.6924
Web : http://www.citizenswv.com
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