Balance Sheet CPPGroup Plc

Equities

CPP

GB00BMDX5Z93

Financial Technology (Fintech)

Market Closed - London S.E. Other stock markets 11:35:29 2026-04-20 am EDT			5-day change	1st Jan Change
60.00 ^GBX	-3.23%		+7.14%	-14.89%

Apr. 10	Eleco sells subsid; Ilika battery deal with Brompton	AN
Apr. 10	CPPGroup Explores Funding Options to Extend Available Cash Runway	MT

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Published financial data: CPPGROUP PLC

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2020	2021	2022	2023	2024
Premiums and Annuity Revenues	141M	144M	170M	193M	156M
Total Interest And Dividend Income	412K	223K	486K	749K	330K
Total Revenues	142M	144M	170M	194M	157M
Policy Benefits	104M	111M	139M	162M	136M
Depreciation & Amortization - (IS) - (Collected)	-	-	2.51M	2.77M	2.44M
Amortization of Goodwill and Intangible Assets - (IS)	1.07M	1.16M	-	-	-
Selling General & Admin Expenses, Total	31.46M	27.11M	24.12M	26.09M	19.24M
Salaries And Other Employee Benefits	499K	-64K	-206K	68K	135K
Total Operating Expenses	137M	139M	165M	191M	157M
Operating Income	4.34M	4.94M	4.83M	2.76M	-677K
Interest Expense, Total	-664K	-636K	-574K	-528K	-364K
Income (Loss) on Equity Invest.	-264K	-189K	-	-	-
Currency Exchange Gains (Loss)	249K	278K	-82K	42K	87K
Other Non Operating Income (Expenses)	-	-	-	-	-
EBT, Excl. Unusual Items	3.66M	4.39M	4.18M	2.28M	-954K
Restructuring Charges	-1.46M	-1.63M	-1.06M	-3.78M	-1.24M
Total Merger & Related Restructuring Charges	-	-	-	-	-
Impairment of Goodwill	-880K	-	-	-	-
Gain (Loss) on Sale of Investments	-	1.46M	-	-	-
Asset Writedown	-	-	-153K	-178K	-
Other Unusual Items	685K	-	-519K	-4.45M	-549K
EBT, Incl. Unusual Items	2.01M	4.22M	2.44M	-6.14M	-2.75M
Income Tax Expense	3.61M	3.71M	2.34M	1.96M	1.93M
Earnings From Continuing Operations	-1.6M	518K	101K	-8.1M	-4.67M
Earnings Of Discontinued Operations	-	2.49M	676K	-	1.06M
Net Income to Company	-1.6M	3.01M	777K	-8.1M	-3.61M
Minority Interest	-83K	-443K	-254K	-556K	22K
Net Income - (IS)	-1.68M	2.56M	523K	-8.66M	-3.59M
Net Income to Common Incl Extra Items	-1.68M	2.56M	523K	-8.66M	-3.59M
Net Income to Common Excl. Extra Items	-1.68M	75K	-153K	-8.66M	-4.65M
Per Share Items
Net EPS - Basic	-0.19	0.29	0.06	-0.98	-0.4
Basic EPS - Continuing Operations	-0.19	0.01	-0.02	-0.98	-0.52
Basic Weighted Average Shares Outstanding	8.71M	8.8M	8.84M	8.85M	9M
Net EPS - Diluted	-0.19	0.28	0.06	-0.98	-0.4
Diluted EPS - Continuing Operations	-0.19	0.01	-0.02	-0.98	-0.52
Diluted Weighted Average Shares Outstanding	8.71M	9.02M	8.84M	8.85M	9M
Normalized Basic EPS	0.25	0.26	0.27	0.1	-0.06
Normalized Diluted EPS	0.25	0.26	0.27	0.1	-0.06
Dividend Per Share	0.25	0.12	-	-	-
Payout Ratio	-	102.5	126.77	-	-
American Depositary Receipts Ratio (ADR)	3	3	3	3	3
Supplemental Items
EBITDA	5.4M	5.78M	5.45M	3.36M	-350K
EBITA	4.48M	5.07M	4.91M	2.83M	-677K
EBIT	4.34M	4.94M	4.83M	2.76M	-677K
EBITDAR	5.65M	5.88M	5.47M	3.41M	-336K
Effective Tax Rate - (Ratio)	179.37	87.74	95.87	-31.93	-70.21
Total Current Taxes	3.05M	3.49M	2.54M	2.53M	2.35M
Total Deferred Taxes	556K	221K	-196K	-567K	-418K
Normalized Net Income	2.21M	2.3M	2.36M	866K	-574K
Interest on Long-Term Debt	604K	560K	-	413K	103K
Supplemental Operating Expense Items
General and Administrative Expenses	31.46M	27.11M	24.12M	26.09M	19.24M
Net Rental Expense, Total	256K	103K	19K	53K	14K
Imputed Operating Lease Interest Expense	198K	84.83K	16.6K	53.37K	17.51K
Imputed Operating Lease Depreciation	58.29K	18.17K	2.4K	-373	-3.51K
Stock-Based Comp., G&A Exp. (Total)	499K	-64K	-206K	1.13M	709K
Stock-Based Comp., Other (Total)	-	-	-40K	-	-
Total Stock-Based Compensation	499K	-64K	-246K	1.13M	709K

Fiscal Period: December	2020	2021	2022	2023	2024
Assets
Investment In Equity and Preferred Securities, Total	450K	1.89M	2.04M	-	-
Total investments	450K	1.89M	2.04M	-	-
Cash And Equivalents	21.1M	22.04M	18.09M	17.96M	9.49M
Reinsurance Recoverable - (IS)	-	-	-	-	-
Other Receivables - (Insurance Template)	17.26M	15.52M	17.08M	15.76M	9.12M
Deferred Policy Acquisition Costs - (BS)	-	-	-	-	-
Gross Property Plant And Equipment	13.14M	12.44M	11.9M	9.58M	3.19M
Accumulated Depreciation	-5.37M	-5.99M	-6.72M	-5.53M	-1.75M
Net Property Plant And Equipment	7.77M	6.44M	5.18M	4.05M	1.43M
Goodwill	612K	540K	544K	513K	-
Other Intangibles, Total	3.74M	3.6M	4.71M	6.62M	6.03M
Restricted Cash	753K	274K	2.89M	1.04M	157K
Other Current Assets, Total	4.16M	2.68M	8.61M	7.35M	1.87M
Deferred Tax Assets Long-Term (Collected)	858K	396K	230K	693K	586K
Other Long-Term Assets, Total	426K	564K	275K	208K	206K
Total Assets	57.13M	53.96M	59.66M	54.2M	28.9M
Liabilities
Accounts Payable, Total	18.36M	17.7M	22.15M	22.98M	13.83M
Accrued Expenses, Total	1.65M	1.42M	1.78M	1.68M	829K
Unpaid Claims	-	-	-	-	-
Unearned Premiums	935K	82K	83K	77K	15K
Current Portion of Long-Term Debt	-	-	-	-	-
Current Portion of Leases	882K	937K	966K	907K	277K
Short-Term Borrowings	-	-	-23K	-	-
Long-Term Debt	-98K	-58K	-	-105K	-66K
Long-Term Leases	5.76M	4.94M	3.75M	2.89M	751K
Current Income Taxes Payable	974K	1.36M	1.2M	1M	1.13M
Unearned Revenue, Current	10.89M	9.19M	11.24M	11.58M	9.44M
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	378K	893K	2.42M	2.84M	1.24M
Unearned Revenue Non Current	1.09M	1.2M	773K	604K	510K
Deferred Tax Liability Non-Current	579K	927K	702K	646K	398K
Other Non Current Liabilities	-	-	145K	1.59M	574K
Total Liabilities	41.4M	38.59M	45.18M	46.69M	28.92M
Common Stock, Total	8.74M	8.83M	8.84M	8.84M	9.16M
Additional Paid In Capital	45.22M	45.22M	45.22M	45.22M	45.22M
Retained Earnings	27.33M	27.2M	27.2M	19.19M	15.14M
Comprehensive Income and Other	-66.66M	-67.43M	-68.6M	-68M	-69.55M
Total Common Equity	14.63M	13.82M	12.67M	5.26M	-26K
Minority Interest	1.1M	1.55M	1.8M	2.26M	-
Total Equity	15.74M	15.37M	14.47M	7.52M	-26K
Total Liabilities And Equity	57.13M	53.96M	59.66M	54.2M	28.9M
Supplemental Items
ECS Total Shares Outstanding on Filing Date	8.74M	8.83M	8.85M	8.85M	9.02M
ECS Total Common Shares Outstanding	8.74M	8.83M	8.85M	8.85M	9.02M
Book Value / Share	1.67	1.57	1.43	0.59	-0
Tangible Book Value	10.28M	9.68M	7.42M	-1.87M	-6.06M
Tangible Book Value Per Share	1.18	1.1	0.84	-0.21	-0.67
Total Debt	6.54M	5.82M	4.7M	3.69M	962K
Net Debt	-14.56M	-16.23M	-13.4M	-14.26M	-8.53M
Debt Equivalent Oper. Leases	2.05M	824K	152K	424K	112K
Minority Interest, Total (Incl. Fin. Div)	1.1M	1.55M	1.8M	2.26M	-
Equity Method Investments, Total	450K	-	-	-	-
Account Code - Inventory Valuation	3	3	3	3	3
Land - (BS)	-	-	-	-	-
Machinery, Total	4.07M	4.03M	4.28M	2.77M	1.14M
Full Time Employees	2.04K	3.45K	5.07K	4.56K	5.08K

Fiscal Period: December	2020	2021	2022	2023	2024
Net Income	-1.68M	2.56M	523K	-8.66M	-3.59M
Depreciation, Depletion & Amortization	2.38M	1.96M	1.64M	1.58M	1.07M
Amortization of Goodwill and Intangible Assets - (CF)	142K	125K	82K	66K	-
Total Depreciation, Depletion & Amortization	2.52M	2.08M	1.72M	1.65M	1.07M
Amortization of Deferred Charges, Total	929K	1.03M	787K	1.12M	2.06M
(Gain) Loss On Sale of Asset - (CF)	84K	26K	20K	55K	54K
(Gain) Loss on Sale of Investments - (CF)	-	-1.46M	-	-	-
Total Asset Writedown	921K	227K	187K	218K	-
(Income) Loss On Equity Investments - (CF)	264K	189K	-	-	-
Stock-Based Compensation (CF)	499K	-64K	-246K	1.13M	709K
Change in Accounts Receivable	1.94M	1.98M	-7.71M	3.01M	4.28M
Change In Inventories	-58K	40K	15K	78K	-3K
Change in Unearned Revenues	-953K	-276K	1.66M	833K	-1.97M
Change in insurance Reserves / Liabilities	179K	-853K	83K	-6K	-62K
Change in Other Net Operating Assets (Collected)	-3.36M	263K	7.92M	3.93M	-9.98M
Net Cash From Discontinued Operations	-	-2.58M	-535K	-	131K
Other Operating Activities	1.88M	1.4M	-592K	244K	-2.43M
Cash from Operations	3.16M	4.56M	3.82M	3.61M	-9.74M
Capital Expenditure	-356K	-525K	-526K	-335K	-270K
Sale of Property, Plant, and Equipment	-	-	-	-	-
Cash Acquisitions	-	-	-	-	-
Purchase / Sale of Intangible Assets	-1.41M	-1.37M	-2.19M	-3.55M	-1.77M
Investment in Marketable and Equity Securities, Total	-	-	-	-	2.65M
Other Investing Activities, Total	527K	2.48M	-461K	749K	1.32M
Cash from Investing	-1.24M	583K	-3.18M	-3.14M	1.93M
Long-Term Debt Repaid, Total	-1.78M	-1.51M	-1.39M	-1.4M	-966K
Total Debt Repaid	-1.78M	-1.51M	-1.39M	-1.4M	-966K
Issuance of Common Stock	-	20K	6K	-	-
Repurchase of Common Stock	-	-	-	-	-248K
Common Dividends Paid	-	-2.63M	-663K	-	-
Common & Preferred Stock Dividends Paid	-	-2.63M	-663K	-	-
Other Financing Activities, Total	159K	-76K	-75K	-197K	-77K
Cash from Financing	-1.62M	-4.19M	-2.12M	-1.59M	-1.29M
Foreign Exchange Rate Adjustments	-402K	-400K	54K	-863K	-251K
Net Change in Cash	-101K	553K	-1.42M	-1.98M	-9.35M
Supplemental Items
Cash Interest Paid	60K	76K	75K	69K	77K
Cash Income Tax Paid (Refund)	3.02M	2.82M	3.49M	1.93M	3.03M
Net Debt Issued / Repaid	-1.78M	-1.51M	-1.39M	-1.4M	-966K
Levered Free Cash Flow	3.19M	5M	322K	7.13M	488K
Unlevered Free Cash Flow	3.61M	5.4M	681K	7.46M	716K
Change In Net Working Capital	1.3M	-1.16M	1.88M	-5.71M	664K

Fiscal Period: December	2020	2021	2022	2023	2024
Profitability
Return on Assets	4.53	5.56	5.32	3.03	-1.02
Return on Total Capital	11.93	14.21	14.97	11.37	-6.97
Return On Equity %	-10.07	3.33	0.68	-73.67	-124.82
Return on Common Equity	-11.3	0.53	-1.15	-96.55	-177.83
Margin Analysis
Gross Profit Margin %	26.4	23.04	18.36	16.36	13.48
SG&A Margin	22.57	18.8	14.05	13.5	12.36
EBITDA Margin %	3.81	4.02	3.2	1.73	-0.22
EBITA Margin %	3.17	3.52	2.89	1.46	-0.43
EBIT Margin %	3.07	3.43	2.84	1.43	-0.43
Income From Continuing Operations Margin %	-1.13	0.36	0.06	-4.18	-2.98
Net Income Margin %	-1.19	1.78	0.31	-4.47	-2.29
Net Avail. For Common Margin %	-1.19	0.05	-0.09	-4.47	-2.97
Normalized Net Income Margin	1.56	1.6	1.38	0.45	-0.37
Levered Free Cash Flow Margin	2.25	3.48	0.19	3.68	0.31
Unlevered Free Cash Flow Margin	2.55	3.75	0.4	3.85	0.46
Asset Turnover
Asset Turnover	2.36	2.59	3	3.4	3.77
Fixed Assets Turnover	17.01	20.24	29.3	41.98	57.13
Receivables Turnover (Average Receivables)	3.22K	-	-	-	-
Inventory Turnover (Average Inventory)	898.19	896.42	1.47K	3.38K	12.92K
Short Term Liquidity
Current Ratio	1.27	1.28	1.17	1.03	0.77
Quick Ratio	1.13	1.19	0.88	0.82	0.7
Operating Cash Flow to Current Liabilities	0.09	0.14	0.1	0.09	-0.36
Days Sales Outstanding (Average Receivables)	0.11	-	-	-	-
Days Outstanding Inventory (Average Inventory)	0.41	0.41	0.25	0.11	0.03
Average Days Payable Outstanding	67.66	59.47	52.32	50.83	49.67
Cash Conversion Cycle (Average Days)	-67.14	-	-	-	-
Long Term Solvency
Total Debt/Equity	41.56	37.83	32.44	49.16	-3.7K
Total Debt / Total Capital	29.36	27.45	24.49	32.96	102.78
LT Debt/Equity	35.96	31.73	25.92	37.09	-2.63K
Long-Term Debt / Total Capital	25.4	23.02	19.57	24.86	73.18
Total Liabilities / Total Assets	72.46	71.51	75.74	86.14	100.09
EBIT / Interest Expense	6.54	7.77	8.42	5.23	-1.86
EBITDA / Interest Expense	10.34	11.04	11.42	8.35	1.08
(EBITDA - Capex) / Interest Expense	9.8	10.22	10.5	7.72	0.34
Total Debt / EBITDA	0.95	0.83	0.72	0.84	2.45
Net Debt / EBITDA	-2.12	-2.31	-2.04	-3.23	-21.76
Total Debt / (EBITDA - Capex)	1	0.9	0.78	0.91	7.89
Net Debt / (EBITDA - Capex)	-2.24	-2.5	-2.22	-3.5	-69.93
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	1.93	5.09	17.84	13.81	-9.88
Gross Profit, 1 Yr. Growth %	-8.85	-4.11	-8.1	1.39	-13.83
EBITDA, 1 Yr. Growth %	44.14	32.25	-22.42	-38.35	-134.93
EBITA, 1 Yr. Growth %	46.84	46.42	-22.15	-42.45	-244.35
EBIT, 1 Yr. Growth %	46.41	48.92	-21.9	-42.84	-267.99
Earnings From Cont. Operations, 1 Yr. Growth %	69.17	-120.32	-82.47	-8.12K	-40.41
Net Income, 1 Yr. Growth %	66.5	-252.68	-79.61	-1.75K	-58.52
Normalized Net Income, 1 Yr. Growth %	129.47	52.96	-23.43	-63.22	54.01
Diluted EPS Before Extra, 1 Yr. Growth %	64.9	-102.75	-217.68	5.56K	-45.6
Net Property, Plant and Equip., 1 Yr. Growth %	-12.47	-17.03	-19.63	-21.72	-64.63
Inventory, 1 Yr. Growth %	66.67	-29.66	-14.71	-89.66	33.33
Accounts Receivable, 1 Yr. Growth %	9.52	-	-	-	-
Total Assets, 1 Yr. Growth %	-8.71	-5.55	10.55	-9.14	-46.69
Common Equity, 1 Yr. Growth %	-3.16	-5.5	-8.35	-58.5	-100.49
Tangible Book Value, 1 Yr. Growth %	1.92	-5.79	-23.4	-125.27	223.21
Cash From Operations, 1 Yr. Growth %	177.86	44.28	-16.22	-5.55	-369.75
Capital Expenditures, 1 Yr. Growth %	-75.9	47.47	0.19	-36.31	-19.4
Levered Free Cash Flow, 1 Yr. Growth %	-317.48	95.81	-94.42	2.11K	-91.69
Unlevered Free Cash Flow, 1 Yr. Growth %	-431.7	82.02	-88.98	994.75	-88.03
Dividend Per Share, 1 Yr. Growth %	-	-50	-	-	-
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	13.13	1.78	11.53	15.81	-4.05
Gross Profit, 2 Yr. CAGR %	-5.23	-10.09	-4.9	-3.47	-17.77
EBITDA, 2 Yr. CAGR %	13.77	24.29	11.67	-30.85	-74.66
EBITA, 2 Yr. CAGR %	9.87	28.82	19.17	-33.06	-62.88
EBIT, 2 Yr. CAGR %	8.11	29.09	20.68	-33.19	-62.57
Earnings From Cont. Operations, 2 Yr. CAGR %	103.67	-25.92	-80.09	274.98	580.27
Net Income, 2 Yr. CAGR %	110.26	59.44	-44.2	83.69	162
Normalized Net Income, 2 Yr. CAGR %	0.82	54.79	25.09	-46.93	-50.63
Diluted EPS Before Extra, 2 Yr. CAGR %	108.71	-73.36	-76.07	715.83	446.47
Net Property, Plant and Equip., 2 Yr. CAGR %	112.69	-14.78	-18.34	-20.68	-47.38
Inventory, 2 Yr. CAGR %	-4.5	8.28	-22.54	-70.3	-62.86
Accounts Receivable, 2 Yr. CAGR %	38.44	-	-	-	-
Total Assets, 2 Yr. CAGR %	3.7	-7.15	2.18	0.23	-30.4
Common Equity, 2 Yr. CAGR %	-2.95	-4.34	-6.94	-38.33	-95.47
Tangible Book Value, 2 Yr. CAGR %	-4.43	-2.01	-15.05	-56.01	-9.63
Cash From Operations, 2 Yr. CAGR %	94.83	100.22	9.94	-11.04	59.62
Capital Expenditures, 2 Yr. CAGR %	-32.96	-40.38	21.55	-20.12	-28.35
Levered Free Cash Flow, 2 Yr. CAGR %	3.82	84.64	-64.48	11.03	23.11
Unlevered Free Cash Flow, 2 Yr. CAGR %	11.46	122.86	-52.08	9.86	2.53
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	13.33	9.16	7.03	12.29	2.75
Gross Profit, 3 Yr. CAGR %	-4.14	-7.3	-8.64	-2.84	-14.66
EBITDA, 3 Yr. CAGR %	5.35	11.53	13.36	-8.39	-63.21
EBITA, 3 Yr. CAGR %	2.23	10.9	17.19	-6.5	-52.49
EBIT, 3 Yr. CAGR %	1.14	9.98	17.68	-5.93	-52.17
Earnings From Cont. Operations, 3 Yr. CAGR %	-30.33	10.4	-52.53	47.01	100.95
Net Income, 3 Yr. CAGR %	-29.14	88.99	-19.67	72.71	11.86
Normalized Net Income, 3 Yr. CAGR %	-3.13	2.01	34.83	-16.82	-42.85
Diluted EPS Before Extra, 3 Yr. CAGR %	-28.61	-42.77	-47.11	47.95	227.55
Net Property, Plant and Equip., 3 Yr. CAGR %	82.35	55.4	-16.43	-19.48	-39.4
Inventory, 3 Yr. CAGR %	30.66	-13.75	0	-60.41	-51
Accounts Receivable, 3 Yr. CAGR %	15.31	-	-	-	-
Total Assets, 3 Yr. CAGR %	4.99	0.52	-1.59	-1.74	-18.79
Common Equity, 3 Yr. CAGR %	-1.9	-3.81	-5.7	-28.9	-87.66
Tangible Book Value, 3 Yr. CAGR %	-9.45	-4.89	-9.73	-43.29	-14.47
Cash From Operations, 3 Yr. CAGR %	38.98	76.27	49.76	4.52	28.76
Capital Expenditures, 3 Yr. CAGR %	-25.09	-12.81	-29.12	-2.01	-19.88
Levered Free Cash Flow, 3 Yr. CAGR %	-41.71	19.1	-39.66	40.78	-56.12
Unlevered Free Cash Flow, 3 Yr. CAGR %	-39.42	22.99	-14.43	35.97	-51.24
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	12.93	14.26	11.86	11.87	2.45
Gross Profit, 5 Yr. CAGR %	-3.52	-6.41	-5.92	-5.3	-12.41
EBITDA, 5 Yr. CAGR %	-7.23	-8.46	3.39	-4.21	-37.75
EBITA, 5 Yr. CAGR %	-9.54	-10.04	3.21	-5.3	-26.01
EBIT, 5 Yr. CAGR %	-9.49	-10.48	2.86	-5.75	-25.58
Earnings From Cont. Operations, 5 Yr. CAGR %	-38.75	-0.57	-53.65	83.91	37.7
Net Income, 5 Yr. CAGR %	-39.56	123.49	-35.6	86.85	28.9
Normalized Net Income, 5 Yr. CAGR %	-9.4	-14.93	-0.59	-16.77	-9.79
Diluted EPS Before Extra, 5 Yr. CAGR %	-39.66	-33.19	-49.56	85.74	34.6
Net Property, Plant and Equip., 5 Yr. CAGR %	17.27	3.92	32.23	18.75	-30.55
Inventory, 5 Yr. CAGR %	27.52	20.59	6	-43.69	-32.71
Accounts Receivable, 5 Yr. CAGR %	-26.4	-	-	-	-
Total Assets, 5 Yr. CAGR %	-1.38	0.13	3.86	0.4	-14.32
Common Equity, 5 Yr. CAGR %	7.87	6.38	-3.95	-19.48	-72
Tangible Book Value, 5 Yr. CAGR %	14.64	3.86	-11.73	-30.13	-9.69
Cash From Operations, 5 Yr. CAGR %	18.38	-8.75	26.54	34.08	53.63
Capital Expenditures, 5 Yr. CAGR %	12.91	-2.37	-9.09	-15.81	-28.81
Levered Free Cash Flow, 5 Yr. CAGR %	1.44	-6.03	-54.27	19.21	-19.74
Unlevered Free Cash Flow, 5 Yr. CAGR %	-1.15	-4.99	-46.95	20.77	-8.01