Credit Acceptance Corporation is engaged in offering that enable automobile dealers to sell vehicles to consumers. The Companyâs financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The Company offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.

Employees

2,232

Sector

Consumer Lending

Calendar

2025-01-28 - Q4 2024 Earnings Release (Projected)

More about the company

Quotes

Date	Price	Change	Volume
25-01-17	481.19 $	-0.22%	22,722
25-01-16	482.24 $	+1.38%	31,341
25-01-15	475.69 $	+2.97%	39,013
25-01-14	461.98 $	+2.29%	30,372
25-01-13	451.62 $	+2.54%	41,884

Delayed Quote Nasdaq, January 16, 2025 at 04:00 pm EST

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Income Statement and Estimates

income-statement-evolution-chart CREDIT-ACCEPTANCE-CORPORA

More financial data

Ratings

Trading Rating

Investor Rating

ESG MSCI

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Analysts' Consensus

Sell

Buy

Mean consensus

UNDERPERFORM

Number of Analysts

Last Close Price

482.24USD

Average target price

436.50USD

Spread / Average Target

-9.48%

Consensus

Profit revisions

estimates-change-chart CREDIT-ACCEPTANCE-CORPORA

Estimate revisions

Quarterly revenue - Rate of surprise

quality-estimates-chart CREDIT-ACCEPTANCE-CORPORA

Company calendar

Real-time Estimate Cboe BZX Other stock markets 03:58:08 2025-01-17 pm EST			5-day change	1st Jan Change
485.39 ^USD	+0.65%		+9.56%	+2.79%

Dec. 05	Credit Acceptance Increases Revolving Secured Warehouse Facility to $250 Million	MT
Oct. 31	Credit Acceptance Corporation, Q3 2024 Earnings Call, Oct 31, 2024

Capitalization	5.84B 5.67B 5.32B 4.77B 8.41B 506B 9.39B 65.09B 24.19B 207B 21.92B 21.46B 907B	P/E ratio 2024 *	32.7x	P/E ratio 2025 *	13.7x
Enterprise value	5.84B 5.67B 5.32B 4.77B 8.41B 506B 9.39B 65.09B 24.19B 207B 21.92B 21.46B 907B	EV / Sales 2024 *	2.7x	EV / Sales 2025 *	2.46x
Free-Float	69.07%	Yield 2024 *	-	Yield 2025 *	-

Credit Acceptance Increases Revolving Secured Warehouse Facility to $250 Million	Dec. 05	MT
Credit Acceptance Corporation, Q3 2024 Earnings Call, Oct 31, 2024	24-10-31
Earnings Flash (CACC) CREDIT ACCEPTANCE CORPORATION Reports Q3 EPS $8.79	24-10-30	MT
Earnings Flash (CACC) CREDIT ACCEPTANCE CORPORATION Posts Q3 Revenue $550.3M	24-10-30	MT
Tranche Update on Credit Acceptance Corporation's Equity Buyback Plan announced on August 24, 2023.	24-10-30	CI
Credit Acceptance Corporation Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2024	24-10-30	CI
Credit Acceptance Corporation and CAC Warehouse Funding LLC II Enter Amendment No. 3 to the Seventh Amended and Restated Loan and Security Agreement	24-09-24	CI
Credit Acceptance Corporation and Credit Acceptance Funding LLC 2019-2 Enter Amendment No. 3 to Loan and Security Agreement	24-09-24	CI
Credit Acceptance Extends Credit Facilities	24-09-19	MT
Credit Acceptance Insider Sold Shares Worth $5,154,731, According to SEC Filing	24-09-19	MT
Credit Acceptance Insider Sold Shares Worth $541,208, According to a Recent SEC Filing	24-09-11	MT
Credit Acceptance Q2 Earnings Fall, Revenue Rises	24-07-31	MT
Credit Acceptance Corporation, Q2 2024 Earnings Call, Jul 31, 2024	24-07-31

Credit Acceptance Insider Sold Shares Worth $1,431,450, According to a Recent SEC Filing	24-03-25	MT
TD Cowen Initiates Coverage on Credit Acceptance with Underperform Rating	23-11-01	MT
BMO Capital Adjusts Price Target on Credit Acceptance to $347 From $354, Maintains Market Perform Rating	23-10-31	MT
Janney Raises Price Target on Credit Acceptance to $517 From $465, Keeps Neutral Rating	23-08-09	MT
Janney Raises Price Target on Credit Acceptance to $465 From $463, Maintains Neutral Rating	23-08-02	MT

Credit Acceptance Corporation Stock

Equities

CACC

US2253101016

Consumer Lending

Valuation: Credit Acceptance Corporation

Chart: Credit Acceptance Corporation

Latest news: Credit Acceptance Corporation

Last Transcript: Credit Acceptance Corporation

Analysts' recommendations: Credit Acceptance Corporation

Press Releases: Credit Acceptance Corporation

Quotes and Performance

Course Extremes

Managers and Directors: Credit Acceptance Corporation

ETFs: Credit Acceptance Corporation

Consumer Leasing

Financials

Company Profile

Quotes

Income Statement and Estimates

Ratings

Analysts' Consensus

Quarterly revenue - Rate of surprise

CREDIT ACCEPTANCE : ANNOUNCES COMPLETION OF$300.0 MILLION ASSET BACKED FINANCING Form 8 K	Dec. 23	PU
Credit Acceptance Announces Completion of $300.0 Million Asset-Backed Financing	Dec. 20	GL
Credit Acceptance Celebrates its 10th Year as a Best Place to Work in IT by Computerworld	Dec. 11	GL
Credit Acceptance Celebrates its 10th Year as a Best Place to Work in IT by Computerworld	Dec. 11	AQ
CREDIT ACCEPTANCE : ANNOUNCES INCREASE AND EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Form 8 K	Dec. 10	PU

1 day	+1.38%
1 week	+6.09%
Current month	+2.72%
1 month	-2.81%
3 months	+0.28%
6 months	-21.09%
Current year	+2.72%

Director	Title	Age	Since
Kenneth Booth CEO	Chief Executive Officer	57	2021-05-02
Jay Martin DFI	Director of Finance/CFO	51	2021-04-30
Ravi Mohan CTO	Chief Tech/Sci/R&D Officer	52	2022-10-23

Manager	Title	Age	Since
Scott Vassalluzzo BRD	Director/Board Member	53	2007-03-20
Kenneth Booth BRD	Director/Board Member	57	2021-05-02
Glenda Flanagan BRD	Director/Board Member	71	2004-02-29

Add to a list Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5d. change	1-year change	3-years change	Capi. ($)
CREDIT ACCEPTANCE CORPORATION	+1.38%	+6.09%	-7.48%	-16.42%	5.84B
ALLY FINANCIAL INC.	+0.65%	+4.94%	+13.11%	-29.01%	11.39B
UPSTART HOLDINGS, INC.	+2.92%	+8.92%	+111.82%	-41.95%	5.88B
JIANGSU FINANCIAL LEASING CO., LTD.	+1.35%	+3.54%	+4.16%	+43.27%	4.16B
FIVE-STAR BUSINESS FINANCE LIMITED	-1.48%	-1.82%	-8.99%	-	2.29B
ATLANTICUS HOLDINGS CORPORATION	+0.95%	+6.48%	+67.82%	-17.10%	879M
AEON THANA SINSAP (THAILAND)	+6.25%	0.00%	-23.47%	-36.53%	861M
LATITUDE GROUP HOLDINGS LIMITED	0.00%	0.00%	-1.29%	-43.63%	744M
ESCAR FILO KIRALAMA HIZMETLERI	-0.89%	+0.86%	+173.53%	+1,040.84%	632M
DIRECT FINANCE OF DIRECT GROUP (2006)LTD	-1.77%	+1.22%	+33.66%	-33.07%	494M
Average	+0.94%	+2.64%	+36.29%	+96.27%	3.32B
Weighted average by Cap.	+1.20%	+4.81%	+27.89%	+2.24%

	2024 *	2025 *
Net sales	2.16B 2.1B 1.97B 1.77B 3.11B 187B 3.47B 24.08B 8.95B 76.58B 8.11B 7.94B 336B	2.37B 2.3B 2.16B 1.94B 3.41B 205B 3.81B 26.41B 9.82B 83.97B 8.89B 8.7B 368B
Net income	186M 180M 169M 152M 267M 16.06B 298M 2.07B 768M 6.57B 696M 681M 28.81B	446M 433M 406M 364M 642M 38.61B 717M 4.97B 1.85B 15.8B 1.67B 1.64B 69.24B
Net Debt	-	-