Stock ACA CRÉDIT AGRICOLE S.A.
Add to a list
To use this feature you must be a member
Log inSign up

Financials Crédit Agricole S.A.

Equities

ACA

FR0000045072

Banks

Real-time Euronext Paris
Other stock markets
 03:09:52 2024-05-15 am EDT 		5-day change 1st Jan Change
15.68 EUR +0.13% Intraday chart for Crédit Agricole S.A. +2.49% +21.81%
May. 14 CAC40: up slightly, helped by Société Générale CF
May. 14 UBS Raises Credit Agricole PT, Affirms at Neutral MT

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 37,260 29,742 37,777 29,717 39,220 47,366 - -
Enterprise Value (EV) 1 37,260 29,742 37,777 29,717 39,220 47,366 47,366 47,366
P/E ratio 8.73 x 12.8 x 6.82 x 5.85 x 6.62 x 8.18 x 8.01 x 7.69 x
Yield 5.42% 3% 8.37% 10.7% 8.17% 6.41% 6.48% 6.83%
Capitalization / Revenue 1.85 x 1.45 x 1.67 x 1.25 x 1.56 x 1.81 x 1.76 x 1.72 x
EV / Revenue 1.85 x 1.45 x 1.67 x 1.25 x 1.56 x 1.81 x 1.76 x 1.72 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.71 x 0.54 x 0.65 x 0.5 x 0.63 x 0.72 x 0.69 x 0.66 x
Nbr of stocks (in thousands) 2,882,824 2,882,000 3,010,151 3,022,816 3,051,657 3,025,600 - -
Reference price 2 12.92 10.32 12.55 9.831 12.85 15.66 15.66 15.66
Announcement Date 2/14/20 2/10/21 2/10/22 2/9/23 2/8/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 20,153 20,500 22,657 23,801 25,180 26,149 26,838 27,612
EBITDA - - - - - - - -
EBIT 1 7,594 7,959 9,047 9,222 11,039 11,492 11,748 12,086
Operating Margin 37.68% 38.82% 39.93% 38.75% 43.84% 43.95% 43.78% 43.77%
Earnings before Tax (EBT) 1 5,952 4,588 8,080 7,862 9,546 9,708 9,817 10,186
Net income 1 4,844 2,692 5,844 5,437 6,348 6,109 6,022 6,285
Net margin 24.04% 13.13% 25.79% 22.84% 25.21% 23.36% 22.44% 22.76%
EPS 2 1.480 0.8040 1.840 1.680 1.940 1.914 1.954 2.035
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.7000 0.3100 1.050 1.050 1.050 1.003 1.014 1.069
Announcement Date 2/14/20 2/10/21 2/10/22 2/9/23 2/8/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 5,531 5,815 5,938 6,330 5,564 5,969 6,121 6,676 6,343 6,040 6,806 6,465 6,360 6,381 6,766
EBITDA - - - - - - - - - - - - - - -
EBIT 1 2,272 2,356 1,784 2,869 2,161 2,408 2,280 3,461 2,967 2,330 3,137 - - - -
Operating Margin 41.08% 40.52% 30.04% 45.32% 38.84% 40.34% 37.25% 51.84% 46.78% 38.58% 46.09% - - - -
Earnings before Tax (EBT) 1 2,101 1,640 1,148 2,770 1,909 2,035 1,996 2,983 2,630 1,937 2,773 - - - -
Net income 1 1,402 1,428 552 1,976 1,352 1,557 1,226 2,040 1,748 1,334 1,903 - - - -
Net margin 25.35% 24.56% 9.3% 31.22% 24.3% 26.08% 20.03% 30.56% 27.56% 22.09% 27.96% - - - -
EPS 2 0.4300 0.4600 0.1400 0.6300 0.4100 0.4900 0.3600 0.6400 0.5300 0.3600 0.5000 0.4935 0.4457 0.4426 -
Dividend per Share 2 - - - - - 1.050 - - - 1.050 - - - 0.9804 -
Announcement Date 11/10/21 2/10/22 5/5/22 8/4/22 11/10/22 2/9/23 5/10/23 8/4/23 11/8/23 2/8/24 5/3/24 - - - -
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 7.96% 6.01% 8.09% 8.19% 9.23% 8.91% 8.63% 8.68%
ROA (Net income/ Total Assets) 0.29% 0.21% 0.29% 0.26% 0.29% 0.27% 0.25% 0.26%
Assets 1 1,670,345 1,303,632 2,015,172 2,120,515 2,163,599 2,287,888 2,384,825 2,450,184
Book Value Per Share 2 18.30 19.00 19.20 19.50 20.40 21.80 22.70 23.70
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/14/20 2/10/21 2/10/22 2/9/23 2/8/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Crédit Agricole S.A.

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
20
Last Close Price
15.66 EUR
Average target price
15.16 EUR
Spread / Average Target
-3.16%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Commercial Banks

1st Jan change Capi.
CRÉDIT AGRICOLE S.A. Stock Crédit Agricole S.A.
+21.81% 51.24B
AGRICULTURAL BANK OF CHINA LIMITED Stock Agricultural Bank of China Limited
+22.26% 206B
PT BANK CENTRAL ASIA TBK Stock PT Bank Central Asia Tbk
+1.60% 73.14B
ANZ GROUP HOLDINGS LIMITED Stock ANZ Group Holdings Limited
+6.79% 55.71B
INDUSTRIAL BANK CO., LTD. Stock Industrial Bank Co., Ltd.
+5.61% 49.17B
CHINA CITIC BANK CO., LTD. Stock China CITIC Bank Co., Ltd.
+32.61% 46.15B
JAPAN POST BANK CO., LTD. Stock JAPAN POST BANK Co., Ltd.
+13.58% 36.79B
QATAR NATIONAL BANK (Q.P.S.C.) Stock Qatar National Bank (Q.P.S.C.)
-15.79% 35.32B
INVEST BANK Stock Invest bank
-96.60% 32.25B
FIFTH THIRD BANCORP Stock Fifth Third Bancorp
+11.54% 26.32B
Commercial Banks
  1. Stock Market
  2. Equities
  3. ACA Stock
  4. Financials Crédit Agricole S.A.
-40% Limited Time Offer: Our subscriptions help you unlock hidden opportunities.
SIGN UP NOW