Credito Real S.A.B. de C.V. SOFOM E.R. reported consolidated earnings results for the fourth quarter and full year of 2016. For the quarter, the company reported interest income of MXN 1,839.2 million against MXN 1,245.3 million a year ago. Operating result was MXN 326.3 million against MXN 474.1 million a year ago. Income before participation in the results of subsidiaries was MXN 314.0 million against MXN 351.4 million a year ago. Net income was MXN 345.3 million against MXN 371.9 million a year ago. Earnings per share were MXN 0.9 against MXN 0.9 a year ago. ROAA was 3.8% against 6.0% a year ago. ROAE was 15.1% against 22.8% a year ago. For the full year, the company reported interest income of MXN 6,958.2 million against MXN 4,264.2 million a year ago. Operating result was MXN 2,187.5 million against MXN 1,722.3 million a year ago. Income before participation in the results of subsidiaries was MXN 1,683.1 million against MXN 1,300.7 million a year ago. Net income was MXN 1,714.0 million against MXN 1,371.4 million a year ago. Earnings per share were MXN 4.4 against MXN 3.5 a year ago. ROAA was 5.0% against 6.0% a year ago. ROAE was 20.2% against 22.2% a year ago.