Ratings Discover Financial Services

Equities

DFS

US2547091080

Real-time Estimate Cboe BZX Other stock markets 04:00:20 2024-04-16 pm EDT			5-day change	1st Jan Change
121.2 ^USD	-0.05%		-4.15%	+6.89%

Apr. 15	Take Five: Consumers, votes and earnings	RE
Apr. 12	Take Five: Consumers, votes and earnings	RE

Strengths

The group's activity appears highly profitable thanks to its outperforming net margins.
With a P/E ratio at 10.85 for the current year and 9.16 for next year, earnings multiples are highly attractive compared with competitors.
Over the past four months, analysts' average price target has been revised upwards significantly.
Analysts' price targets are all relatively close, reflecting good visibility on the company's valuation.

Weaknesses

According to Standard & Poor's' forecast, revenue growth prospects are expected to be very low for the next fiscal years.
For the past year, analysts have significantly revised downwards their profit estimates.
For the last four months, EPS estimates made by Standard & Poor's analysts have been revised downwards.
The average consensus view of analysts covering the stock has deteriorated over the past four months.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Banks

	1st Jan change	Capi.	ESG Refinitiv
DISCOVER FINANCIAL SERVICES	+6.89%	30.4B	C
JPMORGAN CHASE & CO.	+6.54%	525B	C+
BANK OF AMERICA CORPORATION	+3.12%	284B	C+
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+4.71%	247B	C+
WELLS FARGO & COMPANY	+14.85%	199B	C
BANK OF CHINA LIMITED	+8.72%	168B	B-
CHINA CONSTRUCTION BANK CORPORATION	+2.37%	157B	B-
HSBC HOLDINGS PLC	-0.60%	151B	C+
ROYAL BANK OF CANADA	-0.46%	139B	B-
HDFC BANK LIMITED	-11.70%	136B	B-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes