East West Banking : 2021 First Quarter Published Statement of Condition

EASTWEST BANKING CORPORATION

unibank	The Beaufort, 5th Avenue corner 23rd Street, Fort Bonifacio Global City, Taguig City

STATEMENT OF CONDITION				CONSOLIDATED STATEMENT OF CONDITION
Head Office and Branches					Bank and Financial Subsidiaries
As of March 31, 2021					As of March 31, 2021
ASSETS			AMOUNT			ASSETS			AMOUNT
		CURRENT QUARTER	PREVIOUS QUARTER						CURRENT QUARTER	PREVIOUS QUARTER
Cash and Cash Items	P	6,593,401,551.73	8,311,625,102.70			Cash and Cash Items	P	6,657,252,806.10	8,384,382,769.39
Due from Bangko Sentral ng Pilipinas		39,169,833,594.74	48,809,588,385.32			Due from Bangko Sentral ng Pilipinas		39,602,975,346.59	49,232,773,490.64
Due from Other Banks		11,270,684,857.73	11,128,011,350.35			Due from Other Banks		11,302,636,256.70	11,166,490,566.28
Financial Assets at Fair Value through Profit or Loss		7,204,412,881.93	7,115,434,618.53			Financial Assets at Fair Value through Profit or Loss		7,204,412,881.93	7,115,434,618.53
Available-for-Sale Financial Assets-Net		43,463,048,234.40	29,121,615,484.45			Available-for-Sale Financial Assets-Net		43,463,048,234.40	29,121,615,484.45
Held-to-Maturity (HTM) Financial Assets-Net		11,610,655,591.84	20,390,386,506.61			Held-to-Maturity (HTM) Financial Assets-Net		13,218,040,997.83	22,007,196,802.42
Unquoted Debt Securities Classified as Loans-Net		0.00	0.00			Unquoted Debt Securities Classified as Loans-Net		0.00	0.00
Loans and Receivables - Net		209,349,753,149.76	227,104,885,999.25			Loans and Receivables - Net		233,885,942,499.51	250,517,232,765.31
Interbank Loans Receivable		3,281,796,000.00	1,291,818,700.00			Interbank Loans Receivable		3,281,796,000.00	1,291,818,700.00
Loans and Receivables - Others		200,055,316,454.77	213,063,454,735.86			Loans and Receivables - Others		224,981,074,529.56	236,874,644,714.42
Loans and Receivables Arising from RA/CA/PR/SLB		8,245,375,155.00	15,819,273,408.00			Loans and Receivables Arising from RA/CA/PR/SLB		8,245,375,155.00	15,819,273,408.00
General Loan Loss Provision		2,232,734,460.00	3,069,660,844.62			General Loan Loss Provision		2,622,303,185.05	3,468,504,057.11
Other Financial Assets		8,167,964,741.90	8,313,147,051.02			Other Financial Assets		8,340,773,909.27	8,700,432,475.36
Equity Investment in Subsidiaries, Associates & Joint Ventures-Net		5,827,602,724.25	5,413,723,420.73			Equity Investment in Subsidiaries, Associates & Joint Ventures-Net		977,708,675.17	816,048,415.92
Bank Premises, Furniture, Fixture and Equipment-Net		4,282,968,116.76	4,601,091,386.16			Bank Premises, Furniture, Fixture and Equipment-Net		4,683,003,922.96	5,011,299,899.65
Real and Other Properties Acquired-Net		2,074,480,734.68	1,458,984,573.77			Real and Other Properties Acquired-Net		2,075,696,730.16	1,460,217,806.52
Other Assets-Net		14,207,614,333.28	14,974,483,394.97			Other Assets-Net		14,733,869,091.72	15,561,340,387.97
TOTAL ASSETS	P	363,222,420,513.00	386,742,977,273.86			TOTAL ASSETS
	P	386,145,361,352.34	409,094,465,482.44
LIABILITIES						LIABILITIES
Financial Liabilities at Fair Value through Profit or Loss	P	141,235,700.65	96,963,432.48			Financial Liabilities at Fair Value through Profit or Loss	P	141,235,700.65	96,963,432.48
Deposit Liabilities		288,060,430,604.27	309,810,515,122.51			Deposit Liabilities		308,508,050,328.49	329,900,643,401.23
Bills Payable		0.00	3,491,023,665.52			Bills Payable		0.00	3,491,023,665.52
a) BSP (Rediscounting and Other Advances)		0.00	0.00			a) BSP (Rediscounting and Other Advances)		0.00	0.00
b) Interbank Loans Payable		0.00	0.00			b) Interbank Loans Payable		0.00	0.00
c) Other Deposit Substitute		0.00	3,491,023,665.52			c) Other Deposit Substitute		0.00	3,491,023,665.52
d) Others		0.00	0.00			d) Others		0.00	0.00
Bonds Payable - Net		3,679,951,251.74	3,677,433,984.41			Bonds Payable - Net		3,679,951,251.74	3,677,433,984.41
Unsecured Subordinated Debt - Net		0.00	0.00			Unsecured Subordinated Debt - Net		1,241,073,992.24	1,240,785,423.81
Due to Bangko Sentral ng Pilipinas		0.00	0.00			Due to Bangko Sentral ng Pilipinas		0.00	0.00
Other Financial Liabilities		4,605,507,570.00	4,823,742,744.62			Other Financial Liabilities		5,137,603,226.79	5,271,547,255.38
Other Liabilities		9,713,649,110.43	9,280,064,459.92			Other Liabilities		10,417,140,594.81	9,861,209,549.76
TOTAL LIABILITIES	P	306,200,774,237.09	331,179,743,409.46			TOTAL LIABILITIES	P	329,125,055,094.72	353,539,606,712.59
STOCKHOLDERS' EQUITY						STOCKHOLDERS' EQUITY
Capital Stock	P	27,564,812,699.66	27,564,812,699.66			Capital Stock	P	27,564,812,699.66	27,564,812,699.66
Other Capital Accounts		1,706,030,015.65	6,783,840,313.59			Other Capital Accounts		1,704,758,126.10	6,775,533,347.79
Retained Earnings		27,750,803,560.60	21,214,580,851.15			Retained Earnings		27,750,735,431.86	21,214,512,722.40
TOTAL STOCKHOLDERS' EQUITY	P	57,021,646,275.91	55,563,233,864.40			TOTAL STOCKHOLDERS' EQUITY	P	57,020,306,257.62	55,554,858,769.85
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	P	363,222,420,513.00	386,742,977,273.86			TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY
		P	386,145,361,352.34	409,094,465,482.44
CONTINGENT ACCOUNTS						CONTINGENT ACCOUNTS
Guarantees Issued	P	677,335,052.25	529,135,534.94			Guarantees Issued	P	677,335,052.25	529,135,534.94
Performance Standby Letters of Credit		1,913,008,363.79	1,600,500,628.41			Performance Standby Letters of Credit		1,913,008,363.79	1,600,500,628.41
Commercial Letters of Credit		446,188,782.47	193,387,166.13			Commercial Letters of Credit		446,188,782.47	193,387,166.13
Trade Related Guarantees		5,716,712,188.99	5,458,539,727.79			Trade Related Guarantees		5,716,712,188.99	5,458,539,727.79
Commitments		135,561,716,462.57	139,810,546,381.87			Commitments		135,561,716,462.57	139,810,546,381.87
Spot Foreign Exchange Contracts		13,153,361,441.11	4,346,518,143.32			Spot Foreign Exchange Contracts		13,153,361,441.11	4,346,518,143.32
Securities Held Under Custodianship by Bank Proper		0.00	0.00			Securities Held Under Custodianship by Bank Proper		0.00	0.00
Trust Department Accounts		38,501,233,805.97	38,954,319,651.91			Trust Department Accounts		38,501,233,805.97	38,954,319,651.91
Derivatives		1,941,200,000.00	1,920,920,000.00			Derivatives		1,941,200,000.00	1,920,920,000.00
Others		33,041,400,559.96	9,422,886,486.10			Others		33,041,446,436.96	9,423,131,130.25
TOTAL CONTINGENT ACCOUNTS	P	230,952,156,657.11	202,236,753,720.48			TOTAL CONTINGENT ACCOUNTS	P	230,952,202,534.11	202,236,998,364.62
ADDITIONAL INFORMATION						ADDITIONAL INFORMATION
Gross Total Loan Portfolio (TLP)	P	220,043,179,900.85	241,235,160,482.57			1. List of Financial Allied Subsidiaries (excluding Subsidiary
Specific Allowance for Credit Losses on the TLP	P	8,460,692,291.09	11,060,613,638.71			Insurance Companies)
Non-Performing Loans (NPLs)						1 East West Rural Bank
a. Gross NPLs	P	22,451,575,142.37	18,968,025,018.34			2 East West Finance and Leasing Corp.
b. Ratio of Gross NPLs to Gross TLP (%)		10.20	7.86
c. Net NPLs	P	17,747,459,996.99	10,153,259,014.40			2. List of Subsidiary Insurance Companies
d. Ratio of Net NPLs to Gross TLP (%)		8.07	4.21			1 East West Insurance Brokerage Inc.
e. Ratio of total allowance for credit losses to gross NPL's(%)		47.63	74.50
f. Ratio of Specific allowance for credit losses on the gross TLP to gross NPL's(%)	37.68	58.31			3 Capital Adequacy Ratio (CAR) on Consolidated Basis,
Classified Loans & Other Risk Assets, gross of allowance for credit losses	P	24,874,170,930.46	20,639,875,305.47			as prescribed under existing regulations
DOSRI Loans and receivables, gross allowance for credit losses	P	12,055,712,651.04	12,187,145,327.05			a. Total CAR (%)		14.35	13.81
Ratio of DOSRI Loans and receivables, gross allowance for						b. Tier 1 Ratio (%)		13.20	12.62
credit losses, to gross TLP (%)		5.48	5.05			c. Common Equity Tier 1 Ratio (%) 1/		13.20	12.62
Gross Non-Performing DOSRI Loans and Receivables	P	354,315.70	414,651.03
Ratio of Gross Non-Performing DOSRI Loans and Receivables to TLP (%)		0.00	0.00			Basel Leverage Ratio (BLR) (%)		10.92	9.93
Percent Compliance with Magna Carta (%)						Liquidity Coverage Ratio (LCR) (%)		355.54	378.88
a. 8% for Micro and Small Enterprises		1.02	2.14
b. 2% for Medium Enterprises		2.88	4.08
Return on Equity (ROE) (%)		14.98	12.47
Capital Adequacy Ratio (CAR) on Solo Basis, as prescribed under existing regulations
a. Total CAR (%)		13.93	13.35
b. Tier 1 Ratio (%)		13.17	12.54
c. Common Equity Tier 1 Ratio (%) 1/		13.17	12.54
Basel Leverage Ratio (BLR) (%)		10.55	9.58
Liquidity Coverage Ratio (LCR) (%)		391.68	304.40
1/ Common Equity Tier 1 is only applicable to all Universal and Commercial Banks and their subsidiary banks.			1/ Common Equity Tier 1 is only applicable to all Universal and Commercial Banks and their subsidiary banks.
I hereby certify that all matters set forth in this Published Balance Sheet are true and correct, to the best of my knowledge			I hereby certify that all matters set forth in this Published Balance Sheet are true and correct, to the best of my knowledge
and belief.						and belief.
		Antonio C. Moncupa Jr.						Antonio C. Moncupa Jr.
		Vice Chairman and CEO						Vice Chairman and CEO

BOARD OF DIRECTORS

Chairman

JONATHAN T. GOTIANUN

Vice Chairman and CEO

ANTONIO C. MONCUPA JR.

Directors

MERCEDES T. GOTIANUN

1. JOSEPHINE T. GOTIANUN-YAP

ANTONIO C. MONCUPA JR.

WILSON L. SY

CARLOS R. ALINDADA

PAUL A. AQUINO

ISABELLE G. YAP

JOSE MARIA G. HOFILEÑA

GREGORIO U. KILAYKO

NELSON M. BONA

Corporate Secretary

Atty. BENEDICTO

M. VALERIO JR.

Senior Executive Vice President

RAFAEL S. ALGARRA JR. GERARDO SUSMERANO JACQUELINE S. FERNANDEZ