Enento Oyj : Sustainability Review 2020

ENENTO GROUP PLC

Enento Group Sustainability Review

2020

Building trust in the everyday.

CONTENT
→ About this review..................................................................	3
→ Enento Group in brief...........................................................	4
→ Value creation .......................................................................	6
→ Opening words to sustainability .....................................	8
→	Sustainability strategy .....................................................	12
→	Stakeholders .......................................................................	13
→	Materiality assessment ....................................................	15
→	The net impact profile of Enento's services................	17
→	Management of sustainability .....................................	20

• 1. Enento and the development of sustainable

		services.............................................................................	23
→	2.	Enento´s environmental impact ..............................	25
→	3.	Enento as a sustainable workplace .......................	29

• 4. Enento's impact on a sustainable economy

	in the society ..................................................................	33
→	GRI content index .............................................................	35
→	Contact details ..................................................................	38

2 | Enento Group SUSTAINABILITY REVIEW 2020

About this review

Enento Group's Sustainability Review 2020 outlines the key aspects, impact and targets of the Group's sustainability actions. Enento Group's Board of Directors approved the Group's new strategy for 2020-2023 on 8 May 2020. The Group aims for growth and increased profitability by strengthening its current position and seizing new opportunities within credit information, business information and the digitalisation of data-related processes. The strategy implementation process was divided between five working groups, one of which focuses on sustainability.

Reporting structure

In the beginning of the review, Enento Group in brief is introduced and the value creation and business models are outlined. The review continues on describing the stakeholder analysis, sustainability strategy, themes and materialities. Then the review presents sustainability targets and commitments, and how they are integrated into the strategy. After

that the sustainability management work as well as the sustainability program is opened. According to the Enento's strategy the sustainability program is divided into four dimensions: Enento's services help customers make sustainable decisions, Enento's environmental impact, Enento as

a sustainable workplace and Enento's impact on economic sustainability in the society. At the end of the report, the content is summarised in a GRI comparison table. The primary stakeholders in this report are customers, employees, society, and shareholders. The stakeholders have been defined as a part of the materiality analysis creation.

established by the Greenhouse Gas Protocol (GHG protocol) Corporate Standard and covers among others business travel, commuting, office facilities and hosting & data services. Figures for subcontractors have not been included in the report. The reporting period is based on the calendar year and the reporting sequence is annual (1 January - 31 December). Enento's sustainability work is also described in the Annual Review and the Board of Directors' Report 2020.

Assurance of the review

There is no external assurance of the sustainability indicators. Economic responsibility metrics are compiled from information based on the Board of Directors' Report and the consolidated Financial Statements 2020 that PricewaterhouseCoopers have audited.

Reporting principles and practices

This review is not intended to be compliant with the complete Global Reporting Initiative (GRI) Standards, but it references selected GRI Standards. The review is based on published data and any GRI indicators mentioned can be found in the GRI content index. The information is published in accordance with the Finnish Accounting Standards and the Group's internal accounting standards. The figures in the review cover the entire Enento Group. Environmental reporting is based on guidelines

Publication of the review

This is Enento Group's first Sustainability Review although the corporate responsibility section has been a part of the Annual Report since 2015, and the Report on non-financial information (NFI) as a part of the Board of Directors' Report since 2018. The Annual Sustainability Review 2020 is published only as a PDF document on the Enento's website (www.enento. com). The review was published in Finnish and English in June 2021. Contact point for questions regarding the review: [e-mail].

2020 Enento Group SUSTAINABILITY REVIEW | 3

ENENTO 2020 GROUP

Building trust in the everyday.

In Finland we operate under the brands Asiakastieto and Emaileri, in Sweden under UC, Allabolag and Proff and both in Norway and Denmark under the brand Proff.

	MARKET CAPITALISATION
LISTED ON	31.12.2020
NASDAQ HELSINKI	807 MEUR
Partners	Approximately 55,000 corporate
in the Nordic	customers within banking, ­finance,
region and	retail, public sector and small
in Europe.	companies.
NUMBER OF EMPLOYEES	BUSINESS AREAS
31.12.2020	31.12.2020

57		7.2
179	5.3
	25.6

439	%
OF NET SALES	61.8
TOGETHER	2020
203
FINLAND	NORWAY AND DENMARK	RISK DECISIONS	DIGITAL PROCESSES
SWEDEN		SME & CONSUMERS	CUSTOMER DATA MANAGEMENT

SINCE 2011

SINCE 2007

SINCE 2004

SINCE 1905 SINCE 2006

SINCE 1977

SINCE 2011

ALMOST

500,000

consumer customers

4 | Enento Group SUSTAINABILITY REVIEW 2020

Enento Group contributes to a sustainable economy in the society

Sustainable societies and economies are built on trust. We contribute to a sustainable economy in the society by helping people, businesses and societies in Finland, Sweden, Denmark and Norway with reliable business and consumer information, which is used to make the best possible decisions in businesses and in people's lives.

At Enento, we power people, businesses and society with data and intelligence one can trust. We work tirelessly with preventing over- indebtedness in the society and with helping our customers to make sustainable decisions. This is how we build trust in the everyday.

"We build trust in the everyday by helping our customers in making sustainable decisions."

Enento Group offers a broad selection of services that are based on our comprehensive database. Data is acquired from several public data sources, from companies themselves as well as through our own data gathering processes. The Group's products and services are primarily used for risk management, finance and administration, decision-making and sales and marketing purposes.

In Finland we operate under the brands Asiakastieto and Emaileri, in Sweden under UC, Allabolag and Proff, and both in Norway and Denmark under the brand Proff.

A future need of sustainability services in decision-making

Our business is to provide digital information services of high quality to both companies of different sizes from different industries, and to consumers. Our focus areas in future service development will include, for example, the development of Nordic sustainability services. The goal of our Nordic sustainability services is to help our customers make sustainable decisions. We want to be a leading provider of ESG services with a comprehensive range of sustainability services that are needed by customers for risk management, credit processes, procurement and customer management. The Enento ESG reports are built from various data items to evaluate how sustainable companies are from their environmental responsibility, social responsibility, and corporate governance point of view.

One of the biggest challenges the world is facing right now is climate change. Therefore, we have also set ambitious targets in lowering our own carbon footprint over the next years, and our aim is to reduce our emissions to net zero by 2023.

Our annual net sales for 2020 was EUR 151.3 million and the number of employees was approximately 425.

The Group serves several industries, the largest ones including finance and banking as well as wholesale and retail sectors and expert service companies. No customer of the Group accounted for more than ten per cent of the Group's total invoicing in 2020.

The Group co-operates with the leading credit information agencies in the world, and is a partner in the BIGnet Alliance comprising the market leaders from 10 European countries. The co-operation makes the production of comparable company and credit data possible as an online service, from all partner companies. Enento is also a member of the international corporations Febis and Accis, the members of which include leading operators in the company and personal credit data field all over the world.

Enento Group is listed on Nasdaq Helsinki with the trading code ENENTO. Enento Group's headquarter is located in Helsinki.

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