Item 1.01. Entry into a Material Definitive Agreement.

As previously disclosed, on August 11, 2020, Energy Focus, Inc. (the "Company" or "Borrower") entered into an inventory financing facility (the "Inventory Facility") pursuant to the Loan and Security Agreement (the "Inventory Loan Agreement") between the Company and Crossroads Financial Group, LLC, a North Carolina limited liability company ( "Crossroads").

On April 20, 2021, the Company and Crossroads entered into an amendment to the Inventory Loan Agreement (the "Crossroads Amendment") to increase the maximum amount that may be available to the Company from $3,000,000 previously to $3,500,000, subject to the borrowing base as set forth in the Inventory Loan Agreement.

The foregoing summary description of the Crossroads Amendment does not purport to be complete and is subject to, and qualified in its entirety by, the full text of the amendment, which is filed as an exhibit to this report and is incorporated by reference herein.

Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

The information set forth under Item 1.01 above is hereby incorporated into this Item 2.03 by reference.

Item 9.01. Financial Statements and Exhibits.



(d)  Exhibits.

Exhibit
Number         Description

                 First Amendment to Loan and Security Agreement, dated April 20, 2021, between
10.1           the Company and Crossroads
104            Cover Page Interactive Data File (embedded within the Inline XBRL document)

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