Equitas Small Finance Bank : Financial Result Updates

October 29, 2021

The Secretary	The Secretary
National Stock Exchange of India Limited	BSE Limited
Exchange Plaza	Phiroze Jeejeebhoy Towers
BandraKurla Complex (BKC)	Dalal Street
Bandra (East)	Mumbai - 400001
Mumbai - 400051
Symbol: EQUITASBNK	Scrip Code No-543243

F Group - Debt Instruments listed in BSE

Ref: Scrip Codes - 952812 and 952815

Dear Sirs,

Sub: Intimation on outcome of the Board Meeting held on October 29, 2021 and disclosure under Regulation 30, 33 & 52 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015

Pursuant to Regulations 30, 33 & 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are pleased to forward the following:

1. Un-auditedfinancial results for the quarter and half-year ended September 30, 2021 under Regulation 33 of the SEBI (LODR) 2015.
2. Limited Review Report from the Statutory Auditors, T R Chadha & Co LLP.
3. Press Release on the un-audited financial results for the quarter and half-year ended September 30, 2021.
4. Investor Presentation on the un-audited financial results for the quarter and half- year ended September 30, 2021 to be made to Analysts and Investors.
5. Disclosure pursuant to Regulation 52(4) of SEBI (LODR) Regulations, 2015.

The Meeting of the Board of Directors of the Bank commenced at 15.30 hours and concluded at 18.40 hours.

The above information will be made available on the Bank's website www.equitasbank.com.

Kindly take the above information on record.

Thanking you,

Yours truly,

For Equitas Small Finance Bank Limited

Sampathkumar K R

Company Secretary

2

.

Segment

Information

In

accordance

with

the

Accounting

standard

on

Oegmer.t

Reporting

(

AS-

17)

of

the

operating

segments

of

the

Bank

la

aa

under:

SI No	Particulars
1	Segment revenue
a)	Treasury
b)	Retail Banking
c)	Wholesale Banking
d)	Other Banking operations
a)	Unallocated
	Less: Inter segment revenue

30-8ep-21	Quarter ended
30-Jun-21
Unaudited	Unaudltod
9,522.51	9,147.38
85,353.31	79,611.53
2,512.64	2,536.49
1,751.42	096.68

30-Sep-20
Unaudited
5,925 88
74,810.19
3	054.68
1,416.77

Half Year ended
30-8ep-21	30	Sep-20
	-
Unaudited	Unaudited
18,669.89		12,162.88
1.64,964.84	1,40,346.52
5,049.13		5,221.48
2,448.10		2,525.68

(t In Lakh)

Year endea 31-Mar-21 Audited

39.811.89

3,04,741.27

9,954.49

6,177.18

	Income from operations
2	Segment results
a)	Treasury
b)	Retail Banking
c)	Wholesale Banking
d)	Other Barking operations
e)	Unallocated
	Total Profit before Tax
3	Segment assets
a)	Treasury
b)	Retail Banking
c)	Wholesale Banking
d)	Other Banking operations
e)	Unallocated
	Total Assets
4	Segment liabilities
a)	Treasury
b)	Retail Banking
c)	Wholesale Banking
d)	Other Banking operations
a)	Unallocated
	Capital and Other Reserves
	Total liabilities

99,139.88

4,72663 93487 568.39 1,316.99 (1,864.50)

5,682.38

3,99,242.42

20,30,436.62

1,22,029.99

23,062.08

26,74,771.11

3,44,107.19

17,76,862.11

1,05,923.38

1,274.35

3,46.604.08

25,74,771.11

91,992.08

4,576.10 (2,935.00) 22.36 657.74 (896.44)

1,424.76

6,28,201.43

17,26,762.61

1,25,478.93

18,484.29

24,98,927.26

5,41,596.61

15,05,663.89

1,08,677.13

1,298.00

3,41,691.63

24,98,927.26

85,207.52

2,375.08

9,967.94 928.36 701.96 (395.78)

13,577.66

4,71,777.19

16,88,191.42

1,07,361.88

14,338.44

22,81,668.93

4,14,857.26

14,81,840.81

93,697.06

792.95 2,90,480.85

22,81,668.93

1,91,131.90

9,302.73 (2,000 13) 590.75 1,9 /4 73 (2,760.94)

7,107.14

3,99,242.42

20,30,436.62

1,22,029.99

23,062.08

26,74,771.11

3,44,107.19

17,76,862.11

1,05,923.38

1,274.35

3,46,604.08

26,74,771.11

1,00,256.56
5,600.80
13,865.98
998	69
1,170.62
(690.84)
20,945.25
4,71,777.19
16.88,191.42
1,07,361.88
14,338.44
22,81,688.93
4,14,857.26
14,81,840.81
93,697.06
792	95
2,90,480.85
22,81,668.93

3,60,684.83

27,361.26

20,936.25

1,568.18

3,281.96 (2,020.97)

61,120.88

4,21,997.41

19,20,389.26

1,13,138.96

15,321.84

24,70,847.47

3,65,996.80

16,65,456.95

98,125.00

1,634.61

3,39,634.11

24,70,847.47

Business Segmonts nave been identified and reported taking into account the target custom	*	r
returns, and guidelines prescribed by RBI and In compliance with the Accounting
Standard 17
reporting the above information lias been relied upon by the auditors.

profile, the nature of products and services, the differing risks and - "Segment Reporting". The methodology adopted in compiling and

Notas:
3	Statomeni or Assets and Liabilities as on September 30, 2021	Is gl
		'
si No	Particulars
	CAPITAL AND LIABILITIES
1	Capital
•
2	Reserves and Surplus
3	Deposits
4	Borrowings
5	Other liabilities and Provisions
	Total Liabilities

ilow

:

As at
-	-
30	8ep 21
Unaudited
1,14,519.12
2.32,064.96
18,09,399.66
3,12,999.00
1,05,768 37
25,74,771.11

As at

30-3ep-20Unaudited

1.05,340.16

1,85.140.69

12,90,058.59

6.17,448 84

83,680.65

22,81,668 93

(7 In Lakh)
Year ended
31-Mar-21
Audited
1,13,927.83
2,25,706	28
18,39,197	17
4,16,532.00
75,484	19
24,70,847.47

6 1 8 9 10 11

ASSET8

Cash and Balances With Reserve Bank of India

Balances With Banks and Money At Call and Short Notice

Investments

Advances

Fixed Assets

Other Assets

Total Assets

75,414.19

2,73,354.80

3.53,069.22

17,83,709.31

17,309.84

71,913.75

26,74,771.11

42,582 86

1,47,514.93

4,29,194.33

15,91,155.23

19,639.23

51,682.35

22,81,668.93

51,480.80

2,36,390.44

3,70,516.61

16,84,818.91

18,505.00

59,135.71

24,70,847.47

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