Financial Ratios eToro Group Ltd.

Equities

ETOR

VGG320891077

Investment Banking & Brokerage Services

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92765b90.h3oH3xNGHgZ2801oy4i_WBvBj-Z3Xe3KB3hPf5MmhYc.9y1FnEAeezUYsXQLj-73CUqHt61EEKicTRN6DuUV8NTVCkKMSQEvRDeZBA

Published financial data: ETORO GROUP LTD.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2020	2022	2023	2024	2025
Interest and Dividend Income, Total	42.94M	79.57M	167M	214M	243M
Interest Expense, Total	1.47M	23.24M	28.15M	39.16M	41.26M
Net Interest Income	41.47M	56.33M	139M	175M	202M
Trading and Principal Transactions	471M	612M	243M	198M	523M
Other Revenues, Total	-	5.6B	3.43B	12.15B	12.98B
Revenues Before Provison For Loan Losses	512M	6.26B	3.81B	12.52B	13.7B
Total Revenues	512M	6.26B	3.81B	12.52B	13.7B
Salaries And Other Employee Benefits	680K	4.28M	2.3M	1.41M	1.72M
Cost of Services Provided, Total	462M	6.52B	3.83B	12.35B	13.52B
Other Operating Expenses	-	518K	4.72M	-2.95M	6.7M
Total Operating Expenses	463M	6.52B	3.83B	12.35B	13.53B
Operating Income	49.38M	-256M	-20.22M	171M	169M
Currency Exchange Gains (Loss)	35.56M	40.96M	47.95M	76.32M	94.96M
Other Non Operating Income (Expenses)	795K	-	-	-	-
EBT, Excl. Unusual Items	85.73M	-215M	27.73M	247M	264M
Other Unusual Items	-	-	-	-1.28M	-10.89M
EBT, Incl. Unusual Items	85.73M	-215M	27.73M	246M	253M
Income Tax Expense	2.88M	117K	12.47M	53.24M	37.7M
Earnings From Continuing Operations	82.86M	-215M	15.26M	192M	216M
Net Income to Company	82.86M	-215M	15.26M	192M	216M
Net Income - (IS)	82.86M	-215M	15.26M	192M	216M
Net Income to Common Incl Extra Items	82.86M	-215M	15.26M	192M	216M
Net Income to Common Excl. Extra Items	82.86M	-215M	15.26M	192M	216M
Per Share Items
Net EPS - Basic	2.4	-5.73	0.4	4.93	2.58
Basic EPS - Continuing Operations	2.4	-5.73	0.4	4.93	2.58
Basic Weighted Average Shares Outstanding	34.49M	37.55M	38.12M	39.05M	83.5M
Net EPS - Diluted	2.2	-5.73	0.36	4.38	2.27
Diluted EPS - Continuing Operations	2.2	-5.73	0.36	4.38	2.27
Diluted Weighted Average Shares Outstanding	37.59M	37.55M	42.66M	43.9M	95.13M
Normalized Basic EPS	1.55	-3.58	0.45	3.95	1.98
Normalized Diluted EPS	1.43	-3.58	0.41	3.51	1.74
Supplemental Items
Total Revenues (As Reported)	-	6.33B	3.89B	12.64B	13.84B
Effective Tax Rate - (Ratio)	3.36	-0.05	44.98	21.68	14.88
Total Current Taxes	12.9M	-100K	13.33M	40.12M	37.95M
Total Deferred Taxes	1.85M	217K	-860K	122K	-81K
Normalized Net Income	53.58M	-134M	17.33M	154M	165M
Supplemental Operating Expense Items
Stock-Based Comp., COGS (Total)	4.08M	123M	63.84M	25.74M	14.43M
Stock-Based Comp., S&M Exp. (Total)	680K	4.28M	2.3M	1.41M	1.72M
Total Stock-Based Compensation	4.76M	127M	66.14M	27.15M	16.14M

Fiscal Period: December	2020	2022	2023	2024	2025
Assets
Cash And Equivalents	71.12M	285M	388M	575M	1.07B
Other Receivables	132M	32.72M	41.9M	80.58M	58.13M
Gross Property Plant And Equipment	39.87M	70.29M	72.19M	90.77M	98.72M
Accumulated Depreciation	-14M	-26.27M	-33.97M	-41.36M	-49.48M
Net Property Plant And Equipment	25.87M	44.02M	38.22M	49.41M	49.23M
Goodwill	1.6M	7.44M	7.44M	18.68M	18.68M
Other Intangibles, Total	4.93M	25.91M	23.38M	27.67M	24.53M
Investment In Debt and Equity Securities	-	-	-	65M	203M
Restricted Cash	6.16M	2.45M	322K	314K	329K
Other Current Assets, Total	288M	1.98B	4B	354M	342M
Deferred Tax Assets Long-Term (Collected)	1.89M	9.93M	9.42M	8.65M	11.78M
Other Long-Term Assets, Total	213K	10.18M	10.55M	11.63M	11.69M
Total Assets	531M	2.4B	4.52B	1.19B	1.79B
Liabilities
Accounts Payable, Total	4.76M	8.62M	1.25M	4.2M	4.44M
Accrued Expenses, Total	80.1M	75.86M	102M	142M	147M
Short-Term Borrowings	-	7M	-	-	-
Current Portion of Leases	2.18M	3.33M	3.25M	4.76M	5.98M
Long-Term Leases	22.24M	35.54M	33.21M	43.55M	48.48M
Current Income Taxes Payable	10.02M	2.5M	17.06M	50.92M	68.5M
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	24.91M	1.75B	3.76B	103M	117M
Pension & Other Post Retirement Benefits	1.07M	2M	1.82M	1.25M	962K
Deferred Tax Liability Non-Current	-	3.31M	2.68M	2.97M	4.66M
Other Non Current Liabilities	-	-	-	5.65M	-
Total Liabilities	145M	1.89B	3.92B	359M	397M
Preferred Stock - Others	156M	156M	397M	397M	-
Total Preferred Equity	156M	156M	397M	397M	-
Additional Paid In Capital	21.74M	364M	434M	474M	1.27B
Retained Earnings	208M	-255M	-240M	-47.45M	168M
Treasury Stock	-	-	-2.62M	-2.62M	-62.08M
Comprehensive Income and Other	-	250M	9.09M	10.96M	14.53M
Total Common Equity	230M	359M	201M	435M	1.39B
Total Equity	386M	515M	598M	832M	1.39B
Total Liabilities And Equity	531M	2.4B	4.52B	1.19B	1.79B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	34.49M	37.55M	25.15M	25.49M	82.85M
ECS Total Common Shares Outstanding	34.49M	37.55M	25.15M	25.49M	82.85M
Book Value / Share	6.67	9.57	7.97	17.08	16.83
Tangible Book Value	223M	326M	170M	389M	1.35B
Tangible Book Value Per Share	6.48	8.68	6.75	15.26	16.31
Total Debt	24.42M	45.86M	36.46M	48.3M	54.46M
Net Debt	-46.69M	-239M	-352M	-527M	-1.02B
Full Time Employees	1.2K	-	-	1.5K	1.52K

Fiscal Period: December	2020	2022	2023	2024	2025
Net Income	82.86M	-215M	15.26M	192M	216M
Depreciation, Depletion & Amortization	4.93M	7.65M	7.95M	8.25M	9.2M
Amortization of Goodwill and Intangible Assets - (CF)	950K	1.68M	3.16M	3.08M	3.58M
Total Depreciation, Depletion & Amortization	5.88M	9.33M	11.11M	11.34M	12.78M
Total Asset Writedown	-	3.62M	1.15M	-	190K
Stock-Based Compensation (CF)	4.76M	127M	66.14M	27.15M	16.14M
Change in Accounts Payable	2.02M	4.11M	-7.52M	2.22M	-2.4M
Change in Other Net Operating Assets (Collected)	-171M	355M	26.02M	38.94M	31.3M
Other Operating Activities	15.21M	62.6M	-326K	-3.45M	44.53M
Cash from Operations	-60.49M	347M	112M	269M	318M
Capital Expenditure	-2.82M	-3.37M	-425K	-2.37M	-4.84M
Cash Acquisitions	-	-20.44M	-	-609K	-
Purchase / Sale of Intangible Assets	-	-864K	-996K	-546K	-635K
Investment in Marketable and Equity Securities, Total	-	-	-	-65M	-138M
Other Investing Activities, Total	-70K	-250K	-	-	-
Cash from Investing	-2.89M	-24.92M	-1.42M	-68.53M	-144M
Long-Term Debt Issued, Total	-	7M	-	-	-
Total Debt Issued	-	7M	-	-	-
Short Term Debt Repaid, Total	-	-296M	-	-	-
Long-Term Debt Repaid, Total	-1.81M	-3.14M	-10.45M	-4.12M	-4.57M
Total Debt Repaid	-1.81M	-299M	-10.45M	-4.12M	-4.57M
Issuance of Common Stock	467K	829K	2.34M	929K	384M
Repurchase of Common Stock	-	-	-2.62M	-	-59.55M
Other Financing Activities, Total	-1.47M	-	-	-	-
Cash from Financing	-2.81M	-291M	-10.74M	-3.19M	320M
Foreign Exchange Rate Adjustments	115K	-8.65M	4.07M	-9.8M	2.59M
Net Change in Cash	-66.08M	22.03M	104M	187M	497M
Supplemental Items
Cash Interest Paid	1.47M	-	-	-	-
Cash Income Tax Paid (Refund)	-9.45M	3.73M	-1.21M	14.57M	18.43M
Net Debt Issued / Repaid	-1.81M	-292M	-10.45M	-4.12M	-4.57M

Fiscal Period: December	2020	2022	2023	2024	2025
Profitability
Return on Assets	18.62	-12.16	0.44	19.32	14.46
Return On Equity %	24.22	-39.2	2.74	26.91	19.37
Return on Common Equity	44.56	-80.43	5.45	60.51	23.57
Margin Analysis
Gross Profit Margin %	60.57	0.3	3.51	2.76	2.81
SG&A Margin	50.93	4.37	3.92	1.42	1.52
Income From Continuing Operations Margin %	16.17	-3.43	0.4	1.54	1.57
Net Income Margin %	16.17	-3.43	0.4	1.54	1.57
Net Avail. For Common Margin %	16.17	-3.43	0.4	1.54	1.57
Normalized Net Income Margin	10.46	-2.14	0.45	1.23	1.21
Asset Turnover
Asset Turnover	1.15	3.54	1.1	12.57	9.19
Short Term Liquidity
Current Ratio	4.07	1.25	1.14	3.31	4.3
Quick Ratio	1.67	0.17	0.11	2.15	3.3
Operating Cash Flow to Current Liabilities	-0.5	0.19	0.03	0.88	0.93
Long Term Solvency
Total Debt/Equity	6.33	8.9	6.1	5.8	3.91
Total Debt / Total Capital	5.95	8.17	5.75	5.48	3.76
LT Debt/Equity	5.76	6.89	5.56	5.23	3.48
Long-Term Debt / Total Capital	5.42	6.33	5.24	4.94	3.35
Total Liabilities / Total Assets	27.34	78.53	86.78	30.13	22.15
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	122.83	562.59	-39.13	228.33	9.43
Gross Profit, 1 Yr. Growth %	150.55	-97.69	623.92	158.47	11.19
Earnings From Cont. Operations, 1 Yr. Growth %	2.91K	-19.09	-107.1	1.16K	12.12
Net Income, 1 Yr. Growth %	2.91K	-19.09	-107.1	1.16K	12.12
Normalized Net Income, 1 Yr. Growth %	-6.12K	-19.31	-112.91	790.31	7.04
Diluted EPS Before Extra, 1 Yr. Growth %	2.84K	-24.56	-106.29	1.12K	0.44
Common Equity, 1 Yr. Growth %	62.08	105	-44.19	117.09	220.33
Total Assets, 1 Yr. Growth %	48.19	111.51	88.35	48.89	50.36
Tangible Book Value, 1 Yr. Growth %	66.6	92.72	-47.93	129.21	247.39
Cash From Operations, 1 Yr. Growth %	-33.06	-	-67.77	140.16	18.49
Capital Expenditures, 1 Yr. Growth %	3.98	-	-87.38	458.12	104.09
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	-	249.68	100.83	41.37	89.55
Gross Profit, 2 Yr. CAGR %	-	-75.59	-59.1	258.63	69.52
Earnings From Cont. Operations, 2 Yr. CAGR %	-	61.08	-76.04	-5.4	275.97
Net Income, 2 Yr. CAGR %	-	61.08	-76.04	-5.4	275.97
Normalized Net Income, 2 Yr. CAGR %	-	58.31	-67.73	9.36	208.71
Diluted EPS Before Extra, 2 Yr. CAGR %	-	61.14	-78.22	-12.54	255.12
Common Equity, 2 Yr. CAGR %	-	25	6.96	10.07	163.71
Total Assets, 2 Yr. CAGR %	-	112.54	99.59	-29.55	49.62
Tangible Book Value, 2 Yr. CAGR %	-	20.78	0.17	9.24	182.18
Cash From Operations, 2 Yr. CAGR %	-	139.51	-	-12.02	68.69
Capital Expenditures, 2 Yr. CAGR %	-	9.3	-	-16.08	237.5
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-	200.91	95.25	136.59	29.8
Gross Profit, 3 Yr. CAGR %	-	-46.95	-24.44	-24.38	142.73
Earnings From Cont. Operations, 3 Yr. CAGR %	-	327.64	-43.11	-10.2	0.11
Net Income, 3 Yr. CAGR %	-	327.64	-43.11	-10.2	0.11
Normalized Net Income, 3 Yr. CAGR %	-	432.5	-31.35	-2.49	8.58
Diluted EPS Before Extra, 3 Yr. CAGR %	-	324.22	-45.34	-16.74	-26.54
Common Equity, 3 Yr. CAGR %	-	36.3	-4.46	35.43	57.15
Total Assets, 3 Yr. CAGR %	-	88.47	104.15	1.63	-9.3
Tangible Book Value, 3 Yr. CAGR %	-	34.45	-8.76	32	60.65
Cash From Operations, 3 Yr. CAGR %	-	56.59	22.73	-	-2.84
Capital Expenditures, 3 Yr. CAGR %	-	7.5	-46.78	-	12.86
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-	-	-	122.44	92.95
Gross Profit, 5 Yr. CAGR %	-	-	-	22.81	4.39
Earnings From Cont. Operations, 5 Yr. CAGR %	-	-	-	133.88	21.09
Net Income, 5 Yr. CAGR %	-	-	-	133.88	21.09
Normalized Net Income, 5 Yr. CAGR %	-	-	-	180.46	25.25
Diluted EPS Before Extra, 5 Yr. CAGR %	-	-	-	125.57	0.58
Common Equity, 5 Yr. CAGR %	-	-	-	25.14	43.4
Total Assets, 5 Yr. CAGR %	-	-	-	27.14	27.51
Tangible Book Value, 5 Yr. CAGR %	-	-	-	23.74	43.32
Cash From Operations, 5 Yr. CAGR %	-	-	-	24.34	39.39
Capital Expenditures, 5 Yr. CAGR %	-	-	-	-2.64	11.42