European Reliance Group of Companies

Financial Results

H1 2020

September 2020

General Information of the Group

4

Presence in Greece

6

Products / Services

8

Summarized Group's Key Financial Figures of H1 2020

10

Analysis of the Group's Financial Figures - Statement of Total Comprehensive Income

13

Analysis of the Group's Financial Figures - Statement of Financial Position

23

Personnel - Sales Network

29

CSR Pillars and Actions

31

Results of Company's 8 Month 2020 period - Covid-19

34

Financial and Strategic Goals 2020

37

Annexes: Financial Position and Total Comprehensive Income

40

Disclaimer

43

Financial Results H1 2020

European Reliance Group of Companies | 2

Η1 2020 Key Financial Figures of the Group (thous. €)

Financial Results H1 2020

European Reliance Group of Companies | 3

General Information of the Group

Financial Results H1 2020

European Reliance Group of Companies | 4

General Information of the Group

Financial Results H1 2020

European Reliance Group of Companies | 5

Presence in Greece

Financial Results H1 2020

European Reliance Group of Companies | 6

Presence in Greece

Financial Results H1 2020

European Reliance Group of Companies | 7

Products / Services

Financial Results H1 2020

European Reliance Group of Companies | 8

Products / Services

Financial Results H1 2020

European Reliance Group of Companies | 9

Summarized Group's Key Financial

Figures of H1 2020

Financial Results H1 2020

European Reliance Group of Companies | 10

Summarized Figures of Total Comprehensive Income of Η1 2020 (thous. €)

Financial Results H1 2020

European Reliance Group of Companies | 11

Summarized Figures of Financial Position of Η1 2020 (thous. €)

Financial Results H1 2020

European Reliance Group of Companies | 12

Analysis of the Group's Financial Figures Statement of Total Comprehensive Income

Financial Results H1 2020

European Reliance Group of Companies | 13

Η1 2020 Gross Earned Premiums

Financial Results H1 2020

European Reliance Group of Companies | 14

H1 2020 Reinsurance Premiums

Financial Results H1 2020

European Reliance Group of Companies | 15

* Insurance Results H1 2020 (thous. €)

Financial Results H1 2020

European Reliance Group of Companies | 16

Loss Ratios

Financial Results H1 2020

European Reliance Group of Companies | 17

Solvency Ratios

Financial Results H1 2020

European Reliance Group of Companies | 18

Insurance Claims paid (thous. €)

Financial Results H1 2020

European Reliance Group of Companies | 19

Commission & Other Premium Related Expenses (thous. €)

Financial Results H1 2020

European Reliance Group of Companies | 20

Total Operating Expenses (thous. €)

Financial Results H1 2020

European Reliance Group of Companies | 21

Profitability (thous. €)

Financial Results H1 2020

European Reliance Group of Companies | 22

Analysis of the Group's Financial Figures

Statement of Financial Position

Financial Results H1 2020

European Reliance Group of Companies | 23

Insurance provisions (thous. €)

Financial Results H1 2020

European Reliance Group of Companies | 24

Investment Income

Financial Results H1 2020

European Reliance Group of Companies | 25

Changes in Total Equity (thous. €)

Financial Results H1 2020

European Reliance Group of Companies | 26

EYPIC Share

Financial Results H1 2020

European Reliance Group of Companies | 27

Ownership structure & Solvency

Financial Results H1 2020

European Reliance Group of Companies | 28

Personnel - Sales Network

Financial Results H1 2020

European Reliance Group of Companies | 29

Personnel - Sales Network

Financial Results H1 2020

European Reliance Group of Companies | 30

CSR Pillars and Actions

Financial Results H1 2020

European Reliance Group of Companies | 31

H1 2020 CSR Pillars and Actions (1/2)

Financial Results H1 2020

European Reliance Group of Companies | 32

H1 2020 CSR Pillars and Actions (2/2)

Financial Results H1 2020

European Reliance Group of Companies | 33

Results of Company's 8 Month

2020 period - Covid-19

Financial Results H1 2020

European Reliance Group of Companies | 34

Financial Results for 8month 2020 (thous.€)

Financial Results H1 2020

European Reliance Group of Companies | 35

Actions for the treatment of Covid-19 up to date

Financial Results H1 2020

European Reliance Group of Companies | 36

Financial and Strategic

Goals 2020

Financial Results H1 2020

European Reliance Group of Companies | 37

Financial Goals 2020

Financial Results H1 2020

European Reliance Group of Companies | 38

Strategic Goals 2020

Financial Results H1 2020

European Reliance Group of Companies | 39

Annexes

Financial Position and Total

Comprehensive Income

Financial Results H1 2020

European Reliance Group of Companies | 40

Financial Results H1 2020

European Reliance Group of Companies | 41

Financial Results H1 2020

European Reliance Group of Companies | 42

Disclaimer

Financial Results H1 2020

European Reliance Group of Companies | 43

Disclaimer

Financial Results H1 2020

European Reliance Group of Companies | 44

European Reliance Group of Companies

Financial Controlling & Reporting Division Department of Investment Relations

274 Kifissias Avenue, Chalandri, 15232

Tel: +30 2108119655 - 2162001381, fax: +30 2106841325

email: ir@europisti.gr

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Disclaimer

European Reliance General Insurance Co. SA published this content on 27 October 2020 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 03 November 2020 08:54:05 UTC