EVEREST RE GROUP, LTD.

I N V E S T O R P R E S E N TAT I O N

Fourth Quarter 2020

Everest Re Group, Ltd

Seon Place, 4th Floor

141 Front Street, PO Box HM 845

Hamilton HM 19, Bermuda

CAUTIONARY NOTE ON FORWARD-LOOKING STATEMENTS

This presentation contains forward-looking statements within the meaning of the U.S. federal securities laws. We intend these forward-looking statements to be covered by the safe harbor provisions for forward-looking statements in the U.S. Federal securities laws. These statements involve risks and uncertainties that could cause actual results to differ materially from those contained in forward-looking statements made on behalf of the company. These risks and uncertainties include the impact of general economic conditions and conditions affecting the insurance and reinsurance industry, the adequacy of our reserves, our ability to assess underwriting risk, trends in rates for property and casualty insurance and reinsurance, competition, investment market fluctuations, trends in insured and paid losses, catastrophes, regulatory and legal uncertainties and other factors described in our latest Annual Report on Form 10-K. The Company undertakes no obligation to publicly update or revise any forward- looking statements, whether as a result of new information, future events or otherwise.

EV ER EST R E G R O UP, L TD .

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EVEREST'S DRIVERS OF SUCCESS

Our focus on sustainably growing a balanced and diversified insurance and reinsurance portfolio and the relentless execution of our strategies to deliver underwriting profitability positions Everest to deliver shareholder value in every stage of the market cycle.

DIVERSIFIED BUSINESS MIX

ROBUST FINANCIAL

CLIENT SOLUTIONS

GLOBAL REACH

STRENGTH

EXPERIENCED TEAM

ENTREPRENEURIAL

POWERFUL CULTURE CORPORATE RESPONSIBILITY

FOCUS

EV ER EST R E G R O UP, L TD .

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DISCIPLINED GROWTH AND DIVERSIFICATION

PROFITABLE GROWTH THROUGH DIVERSIFICATION BY DIVISION, CLASS & GEOGRAPHY

GROW TH ACROSS THE DIVISIONS:

BALANCED MIX OF BUSINESS: REINSURANCE DIVISION

GROSS W RITTEN PREMIUMS (MILLIONS)

$6,033.9

70%

30%

2016

Insurance

$10,482.4

2016

2020

10%

9%

69%

20%

34

57%

%

70%

31%

2020

Property Casualty

Financial Lines

Reinsurance

GEOGRAPHIC DIVERSITY: REINSURANCE DIVISION

20162020

48%

52%

48

52%

%

EV ER EST R E G R O UP, L TD .

United States International

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Everest Re Group Ltd. published this content on 08 February 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 08 February 2021 23:22:05 UTC.