CuneXus announced that its clients can now leverage Experian's prescreen data and technology to offer customers a frictionless digital consumer lending experience. CuneXus and Experian® will deliver compliant, digital display options of preapproved offers and help credit unions navigate consumer digital expectations, market competition and regulatory requirements. CuneXus' clients can now use Experian's industry-leading prescreen data and technology to unlock the power of data to create opportunities for consumers, businesses and society.

CuneXus segments, targets and prescreens consumers against available loan products and lending criteria, making lending services available through an on-demand digital storefront. Through Experian's comprehensive credit data and over 2,000 Premier Attributes, CuneXus clients gain access to expanded Fair Credit Reporting Act (FCRA) regulated credit data to have the ability to improve market segmentation and have a more holistic view of their account holders' financial situations. This joint offering gives CuneXus clients access to data and analytics that can help them increase financial access for consumers responsibly.

By combining traditional credit data with Experian's expanded FCRA-regulated data, lenders can gain a more complete view of a consumer's financial health. Expanded FCRA data can include positive payment history for things like monthly utility payments, rental payments, cell phone bills and cable bills. As the largest credit union headquartered in Florida, $15.9 billion asset Suncoast Credit Union wanted a convenient, effective way to deliver preapproved offers to its over one-million-member base.

Together CuneXus and Experian have made it possible with relevant, data-driven and personalized offers through digital and member-facing channels.