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    EZPW   US3023011063

EZCORP, INC.

(EZPW)
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EZCORP : How does pawn work?

06/30/2021 EDT

EZCORP Information Network

At some point, we all have needed extra cash. However, not everyone has the credit score for a bank loan or other financial options to access funds. Pawn shops offer quick loans based on your personal items that are used as collateral. What's the process to get a loan through a pawn shop?

Getting a loan requires just three fast and easy steps and doesn't require a credit check.

1. Bring in your item(s)

Pawn shops like EZCORP's various stores (EZPAWN, Value Pawn, USA Pawn & Jewelryand others) lend on most items with no credit check and no hassle. Everyone qualifies. You must be 18 years of age (certain states may impose higher minimum ages) and a valid government-issued ID is required.Unfortunately, the EZCORP family of brands does not lend to active dutymilitary at this time.

From the traditional items like jewelry, electronics and tools to more unexpected goods like high-end purses, small kitchen appliances and designer sneakers, pawn shops accept a wide variety of items as collateral. Remember - the better condition of your items, the greater opportunity you will have to get a higher loan amount!

2. Get a loan

Pawnbrokers will appraise your item and let you know the cash amount they are able to lend. They then hold your item and you leave with cash. The time period for the loan varies depending on state law. And rest assured that your item is stored securely.

3. Pay back your loan

To retrieve your item, just pay off your loan. Of course, should you need more time, most pawn shops offer extensions and renewals, as permitted by law.

Repay your pawn loan to retrieve your merchandise. However, if you choose to surrender your collateral, there is nothing further you need to do. You are free to not pay off your loan without judgment or any impact on your credit score. And you are always welcome to bring in additional items for new loans.

BLOG TAGS:How to, Pawn, Loan


Disclaimer

EZCORP Inc. published this content on 30 June 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 16 July 2021 13:06:10 UTC.


ę Publicnow 2021
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Sales 2021 710 M - -
Net income 2021 4,65 M - -
Net Debt 2021 - - -
P/E ratio 2021 87,6x
Yield 2021 -
Capitalization 409 M 409 M -
Capi. / Sales 2021 0,58x
Capi. / Sales 2022 0,52x
Nbr of Employees 5 900
Free-Float 90,7%
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Number of Analysts 3
Last Close Price 7,30 $
Average target price 8,50 $
Spread / Average Target 16,4%
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Timothy K. Jugmans CFO, Treasury, VP-Mergers & Acquisitions
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