Item 2.02 - Results of Operations and Financial Condition
On May 5, 2021, EZCORP, Inc. ("EZCORP") issued a press release announcing its
results of operations and financial condition for the year ended March 31, 2021.
A copy of that press release is attached as Exhibit 99.1.
In addition to the financial information prepared in conformity with accounting
principles generally accepted in the United States ("GAAP"), we provide certain
other non-GAAP financial information on a constant currency ("constant
currency") and adjusted basis. We use constant currency results to evaluate our
Latin America Pawn operations, which are denominated primarily in Mexican pesos,
Guatemalan quetzals and other Latin American currencies. We believe that
presentation of constant currency and adjusted results is meaningful and useful
in understanding the activities and business metrics of our operations and
reflect an additional way of viewing aspects of our business that, when viewed
with GAAP results, provide a more complete understanding of factors and trends
affecting our business. We provide non-GAAP financial information for
informational purposes and to enhance understanding of our GAAP consolidated
financial statements. We use this non-GAAP financial information primarily to
evaluate and compare operating results across accounting periods.
Readers should consider the information in addition to, but not instead of or
superior to, our financial statements prepared in accordance with GAAP. This
non-GAAP financial information may be determined or calculated differently by
other companies, limiting the usefulness of those measures for comparative
The information set forth under this Item 2.02, including Exhibit 99.1, shall
not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act
of 1934 or otherwise subject to the liabilities of that section, and shall not
be deemed to be incorporated by reference in any filing made by EZCORP under the
Securities Act of 1933 or the Securities Exchange Act of 1934.
Item 7.01 - Regulation FD Disclosure
A copy of the presentation materials that management will review during the
Company's earnings conference call (to be held on May 6, 2021) will be posted in
the Investor Relations section of the company's website at www.ezcorp.com.
The information set forth, or referred to, in this Item 7.01 shall not be deemed
"filed" for purposes of the Securities Exchange Act of 1934 or otherwise subject
to the liabilities of that section, and shall not be deemed to be incorporated
by reference into any registration statement or other filing made by EZCORP
under the Securities Act of 1933 or the Securities Exchange Act of 1934, unless
such subsequent filing specifically references this Item 7.01 of this Report.
Item 9.01 - Financial Statements and Exhibits
99.1 Press Release, dated May 5, 2021, announcing EZCORP, Inc.'s results of
operations and financial condition for the quarter and year ended March 31,
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
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