Income Statement Fair Isaac Corporation

Equities

FICO

US3032501047

Software

Market Closed - Nyse Other stock markets 04:02:06 2025-07-15 pm EDT			5-day change	1st Jan Change
1,507.15 ^USD	-2.58%		-11.51%	-24.30%

Jul. 10	Fair Isaac Insider Sold Shares Worth $5,967,995, According to a Recent SEC Filing	MT
Jul. 10	Fair Isaac Insider Sold Shares Worth $3,917,060, According to a Recent SEC Filing	MT

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Published financial data: FAIR ISAAC CORPORATION

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: September	2020	2021	2022	2023	2024
Revenues	1.29B	1.32B	1.38B	1.51B	1.72B
Total Revenues	1.29B	1.32B	1.38B	1.51B	1.72B
Cost of Goods Sold, Total	361M	332M	302M	311M	348M
Gross Profit	933M	984M	1.08B	1.2B	1.37B
Selling General & Admin Expenses, Total	421M	396M	384M	401M	463M
R&D Expenses	166M	171M	147M	160M	172M
Amortization of Goodwill and Intangible Assets - (IS)	4.99M	3.26M	2.06M	1.1M	917K
Other Operating Expenses, Total	592M	571M	533M	562M	636M
Operating Income	341M	413M	542M	641M	734M
Interest Expense, Total	-42.18M	-40.09M	-68.97M	-95.55M	-106M
Net Interest Expenses	-42.18M	-40.09M	-68.97M	-95.55M	-106M
Currency Exchange Gains (Loss)	-1M	-	1.9M	-2.6M	-600K
Other Non Operating Income (Expenses)	2.14M	3.18M	5.23M	6.03M	4.8M
EBT, Excl. Unusual Items	300M	376M	481M	549M	632M
Restructuring Charges	-45.03M	-7.96M	-	-	-
Gain (Loss) On Sale Of Investments	2.07M	4.57M	-9.27M	2.91M	9.83M
Gain (Loss) On Sale Of Assets	-	100M	-	1.94M	-
EBT, Incl. Unusual Items	257M	473M	471M	554M	642M
Income Tax Expense	20.59M	81.06M	97.77M	124M	129M
Earnings From Continuing Operations	236M	392M	374M	429M	513M
Net Income to Company	236M	392M	374M	429M	513M
Net Income - (IS)	236M	392M	374M	429M	513M
Net Income to Common Incl Extra Items	236M	392M	374M	429M	513M
Net Income to Common Excl. Extra Items	236M	392M	374M	429M	513M
Per Share Items
Net EPS - Basic	8.13	13.65	14.34	17.18	20.78
Basic EPS - Continuing Operations	8.13	13.65	14.34	17.18	20.78
Basic Weighted Average Shares Outstanding	29.07M	28.73M	26.04M	24.99M	24.68M
Net EPS - Diluted	7.9	13.4	14.18	16.93	20.45
Diluted EPS - Continuing Operations	7.9	13.4	14.18	16.93	20.45
Diluted Weighted Average Shares Outstanding	29.93M	29.26M	26.35M	25.37M	25.08M
Normalized Basic EPS	6.45	8.19	11.53	13.73	16.01
Normalized Diluted EPS	6.26	8.04	11.4	13.52	15.75
Dividend Per Share	-	-	-	-	-
Payout Ratio	-	-	-	-	-
Supplemental Items
EBITDA	370M	438M	562M	655M	747M
EBITA	344M	416M	544M	641M	735M
EBIT	341M	413M	542M	641M	734M
EBITDAR	398M	459M	583M	674M	766M
Total Revenues (As Reported)	1.29B	1.32B	1.38B	1.51B	1.72B
Effective Tax Rate - (Ratio)	8.01	17.13	20.74	22.44	20.13
Current Domestic Taxes	16.75M	51.4M	59.36M	129M	121M
Current Foreign Taxes	12.48M	35.62M	30.6M	42.33M	35.94M
Total Current Taxes	29.23M	87.01M	89.95M	172M	157M
Deferred Domestic Taxes	-9.53M	-5.55M	8.67M	-52.91M	-27.94M
Deferred Foreign Taxes	893K	-405K	-856K	5.53M	609K
Total Deferred Taxes	-8.64M	-5.96M	7.82M	-47.38M	-27.33M
Normalized Net Income	187M	235M	300M	343M	395M
Interest on Long-Term Debt	186K	11K	-	-	369K
Supplemental Operating Expense Items
Advertising Expense	8.7M	6.9M	8.1M	9.8M	12.3M
Selling and Marketing Expenses	8.7M	6.9M	8.1M	9.8M	12.3M
Research And Development Expense From Footnotes	168M	172M	147M	160M	172M
Net Rental Expense, Total	28.06M	20.83M	20.72M	18.99M	18.45M
Imputed Operating Lease Interest Expense	10.72M	5.88M	7.04M	7.61M	7.5M
Imputed Operating Lease Depreciation	17.34M	14.94M	13.68M	11.38M	10.94M
Stock-Based Comp., Other (Total)	93.68M	112M	115M	124M	149M
Total Stock-Based Compensation	93.68M	112M	115M	124M	149M

Fiscal Period: September	2020	2021	2022	2023	2024
Assets
Cash And Equivalents	157M	195M	133M	137M	151M
Total Cash And Short Term Investments	157M	195M	133M	137M	151M
Accounts Receivable, Total	334M	312M	322M	388M	427M
Total Receivables	334M	312M	322M	388M	427M
Prepaid Expenses	42.5M	43.51M	29.1M	31.72M	40.1M
Total Current Assets	534M	551M	485M	556M	617M
Gross Property Plant And Equipment	219M	172M	149M	125M	145M
Accumulated Depreciation	-115M	-97.05M	-94.83M	-88M	-77.45M
Net Property Plant And Equipment	104M	75.19M	54.27M	36.67M	68.04M
Long-term Investments	1.06M	1.31M	1.14M	1.22M	-
Goodwill	812M	788M	761M	773M	783M
Other Intangibles, Total	9.24M	4.1M	2.02M	917K	-
Accounts Receivable Long-Term	54.07M	37.45M	42.11M	45.72M	42.64M
Deferred Tax Assets Long-Term	14.63M	20.55M	11.8M	59.14M	86.51M
Deferred Charges Long-Term	38.58M	44.93M	53M	58.6M	60.5M
Other Long-Term Assets, Total	38.14M	45.08M	31.92M	43.24M	60.02M
Total Assets	1.61B	1.57B	1.44B	1.58B	1.72B
Liabilities
Accounts Payable, Total	23.03M	20.75M	17.27M	19.01M	22.47M
Accrued Expenses, Total	148M	153M	145M	146M	171M
Current Portion of Long-Term Debt	95M	250M	30M	50M	15M
Current Portion of Leases	24.97M	22.07M	19.37M	16.34M	14.7M
Unearned Revenue Current, Total	115M	105M	120M	137M	157M
Other Current Liabilities	8.19M	7.86M	-	-	-
Total Current Liabilities	415M	559M	331M	368M	380M
Long-Term Debt	739M	1.01B	1.82B	1.81B	2.19B
Long-Term Leases	76.28M	53.67M	39.19M	23.9M	29.23M
Unearned Revenue Non Current	6.98M	5.35M	6.52M	6.5M	3.31M
Other Non Current Liabilities	37.95M	51.48M	43.15M	53.52M	73.72M
Total Liabilities	1.28B	1.68B	2.24B	2.26B	2.68B
Common Stock, Total	291K	276K	252K	248K	244K
Additional Paid In Capital	1.22B	1.24B	1.3B	1.35B	1.37B
Retained Earnings	2.19B	2.59B	2.96B	3.39B	3.9B
Treasury Stock	-3B	-3.86B	-4.94B	-5.32B	-6.14B
Comprehensive Income and Other	-83M	-75.85M	-125M	-102M	-91.63M
Total Common Equity	331M	-111M	-802M	-688M	-963M
Total Equity	331M	-111M	-802M	-688M	-963M
Total Liabilities And Equity	1.61B	1.57B	1.44B	1.58B	1.72B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	29.1M	27.36M	24.98M	24.71M	24.35M
ECS Total Common Shares Outstanding	29.1M	27.57M	25.15M	24.77M	24.39M
Book Value / Share	11.38	-4.02	-31.88	-27.78	-39.47
Tangible Book Value	-491M	-903M	-1.57B	-1.46B	-1.75B
Tangible Book Value Per Share	-16.86	-32.76	-62.22	-59.03	-71.56
Total Debt	936M	1.33B	1.91B	1.9B	2.25B
Net Debt	778M	1.14B	1.78B	1.77B	2.1B
Debt Equivalent Oper. Leases	224M	167M	166M	152M	148M
Account Code - Inventory Valuation	3	3	3	3	3
Machinery, Total	129M	103M	91.12M	82.22M	71.78M
Full Time Employees	2.6K	3.66K	3.4K	3.46K	3.59K
Part Time Employees	1.4K	-	-	-	-
Assets under Capital Lease - Gross	-	-	-	-	-
Accumulated Allowance for Doubtful Accounts (Supple)	-	-	-	-	-

Fiscal Period: September	2020	2021	2022	2023	2024
Net Income	236M	392M	374M	429M	513M
Depreciation & Amortization - CF	25.37M	22.34M	18.4M	13.54M	12.91M
Amortization of Goodwill and Intangible Assets - (CF)	3.23M	2.23M	1.56M	600K	917K
Depreciation & Amortization, Total	28.6M	24.56M	19.96M	14.14M	13.83M
Amortization of Deferred Charges, Total - (CF)	1.77M	1.03M	500K	500K	-
(Gain) Loss From Sale Of Asset	5.25M	-99.81M	193K	-1.39M	438K
(Gain) Loss on Sale of Investments - (CF)	-2.07M	-4.57M	9.27M	-2.91M	-9.83M
Asset Writedown & Restructuring Costs	28.02M	-	-	-	-
Stock-Based Compensation (CF)	93.68M	112M	115M	124M	149M
Tax Benefit from Stock Options	-	-	-	-	-
Provision and Write-off of Bad Debts	3.2M	652K	2.8M	1.48M	1.68M
Other Operating Activities, Total	11.37M	10.15M	23.74M	-32.67M	-14.91M
Change In Accounts Receivable	-59.89M	24.5M	-31.56M	-70.12M	-34.14M
Change In Accounts Payable	1.06M	-2.35M	-2.8M	2.24M	3.32M
Change in Unearned Revenues	5.72M	4.49M	23.55M	18.76M	13.97M
Change in Other Net Operating Assets	11.8M	-39.37M	-25.1M	-14.33M	-3.62M
Cash from Operations	365M	424M	509M	469M	633M
Capital Expenditure	-21.99M	-7.57M	-6.03M	-10.36M	-8.88M
Sale of Property, Plant, and Equipment	-	147M	2.26M	-	-
Cash Acquisitions	-	-	-	-	-
Sale (Purchase) of Intangible assets	-	-	-	-	-16.67M
Investment in Marketable and Equity Securities, Total	55K	-210K	-	-	-
Other Investing Activities, Total	-2.65M	-1.8M	-1.9M	-5.59M	-2.44M
Cash from Investing	-24.58M	138M	-5.67M	-15.95M	-27.99M
Long-Term Debt Issued, Total	613M	682M	1.59B	407M	947M
Total Debt Issued	613M	682M	1.59B	407M	947M
Long-Term Debt Repaid, Total	-600M	-259M	-988M	-402M	-603M
Total Debt Repaid	-600M	-259M	-988M	-402M	-603M
Issuance of Common Stock	42.26M	20.88M	16.03M	22.2M	25.01M
Repurchase of Common Stock	-338M	-966M	-1.16B	-482M	-961M
Common Dividends Paid	-	-	-	-	-
Common & Preferred Stock Dividends Paid	-	-	-	-	-
Other Financing Activities, Total	-6.84M	-1.49M	-8.82M	-	-706K
Cash from Financing	-289M	-524M	-547M	-455M	-593M
Foreign Exchange Rate Adjustments	59K	-136K	-18.77M	5.62M	1.84M
Net Change in Cash	50.97M	37.96M	-62.15M	3.58M	13.89M
Supplemental Items
Cash Interest Paid	37.74M	37.96M	57.21M	96.88M	106M
Cash Income Tax Paid (Refund)	10.15M	71.49M	65.33M	153M	134M
Levered Free Cash Flow	285M	377M	425M	420M	532M
Unlevered Free Cash Flow	311M	402M	468M	480M	598M
Change In Net Working Capital	3.76M	-13.66M	936K	48.9M	-2.16M
Net Debt Issued / Repaid	13.28M	423M	601M	5M	344M

Fiscal Period: September	2020	2021	2022	2023	2024
Profitability
Return on Assets	14.02	16.28	22.53	26.55	27.85
Return on Total Capital	17.86	20.74	29.05	34.47	36.62
Return On Equity %	76.16	356.21	-81.84	-57.64	-62.13
Return on Common Equity	76.16	356.21	-81.84	-57.64	-62.13
Margin Analysis
Gross Profit Margin %	72.1	74.75	78.06	79.45	79.73
SG&A Margin	32.52	30.1	27.87	26.47	26.95
EBITDA Margin %	28.55	33.26	40.83	43.28	43.52
EBITA Margin %	26.59	31.56	39.5	42.38	42.77
EBIT Margin %	26.34	31.39	39.38	42.34	42.71
Income From Continuing Operations Margin %	18.26	29.78	27.12	28.37	29.86
Net Income Margin %	18.26	29.78	27.12	28.37	29.86
Net Avail. For Common Margin %	18.26	29.78	27.12	28.37	29.86
Normalized Net Income Margin	14.48	17.87	21.81	22.66	23.01
Levered Free Cash Flow Margin	22.02	28.67	30.84	27.75	31
Unlevered Free Cash Flow Margin	24.06	30.57	33.97	31.7	34.84
Asset Turnover
Asset Turnover	0.85	0.83	0.92	1	1.04
Fixed Assets Turnover	16.48	14.69	21.28	33.29	32.8
Receivables Turnover (Average Receivables)	4.1	4.07	4.34	4.26	4.22
Short Term Liquidity
Current Ratio	1.29	0.99	1.46	1.51	1.62
Quick Ratio	1.19	0.91	1.37	1.43	1.52
Operating Cash Flow to Current Liabilities	0.88	0.76	1.54	1.28	1.66
Days Sales Outstanding (Average Receivables)	89.28	89.59	84.08	85.65	86.79
Average Days Payable Outstanding	23.39	24.03	22.96	21.29	21.8
Long Term Solvency
Total Debt/Equity	282.62	-1.2K	-238.45	-276.44	-234.03
Total Debt / Total Capital	73.86	109.07	172.23	156.68	174.61
LT Debt/Equity	246.38	-957.88	-232.29	-266.8	-230.94
Long-Term Debt / Total Capital	64.39	86.83	167.78	151.21	172.31
Total Liabilities / Total Assets	79.39	107.08	155.61	143.67	156.04
EBIT / Interest Expense	8.08	10.31	7.86	6.71	6.94
EBITDA / Interest Expense	9.43	11.44	8.45	7.05	7.25
(EBITDA - Capex) / Interest Expense	8.91	11.25	8.37	6.95	7.17
Total Debt / EBITDA	2.35	2.91	3.28	2.82	2.94
Net Debt / EBITDA	1.96	2.48	3.05	2.62	2.74
Total Debt / (EBITDA - Capex)	2.49	2.96	3.31	2.87	2.98
Net Debt / (EBITDA - Capex)	2.07	2.53	3.08	2.66	2.78
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	11.59	1.7	4.61	9.9	13.48
Gross Profit, 1 Yr. Growth %	13.38	5.43	9.25	11.85	13.87
EBITDA, 1 Yr. Growth %	30.51	18.47	28.43	16.47	14.02
EBITA, 1 Yr. Growth %	33.58	20.72	30.91	17.93	14.42
EBIT, 1 Yr. Growth %	34.49	21.21	31.24	18.15	14.47
Earnings From Cont. Operations, 1 Yr. Growth %	23.05	65.85	-4.73	14.95	19.43
Net Income, 1 Yr. Growth %	23.05	65.85	-4.73	14.95	19.43
Normalized Net Income, 1 Yr. Growth %	38.34	25.48	27.68	14.19	15.2
Diluted EPS Before Extra, 1 Yr. Growth %	24.61	69.62	5.82	19.39	20.79
Accounts Receivable, 1 Yr. Growth %	12.36	-6.61	3.3	20.33	9.97
Net Property, Plant and Equip., 1 Yr. Growth %	96.27	-27.76	-27.82	-32.43	85.57
Total Assets, 1 Yr. Growth %	12.05	-2.39	-8.02	9.24	9.05
Tangible Book Value, 1 Yr. Growth %	-7.08	84.14	73.27	-6.57	19.37
Common Equity, 1 Yr. Growth %	14.26	-133.51	622.85	-14.21	39.93
Cash From Operations, 1 Yr. Growth %	40.16	16.14	20.21	-7.96	34.98
Capital Expenditures, 1 Yr. Growth %	-8.31	-65.58	-20.35	71.89	-14.27
Levered Free Cash Flow, 1 Yr. Growth %	33.64	32.39	12.55	-1.1	26.73
Unlevered Free Cash Flow, 1 Yr. Growth %	30.77	29.23	16.25	2.55	24.72
Dividend Per Share, 1 Yr. Growth %	-	-	-	-	-
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	13.77	6.53	3.14	7.22	11.67
Gross Profit, 2 Yr. CAGR %	16.54	9.33	7.32	10.54	12.86
EBITDA, 2 Yr. CAGR %	34.88	24.35	23.35	22.31	15.24
EBITA, 2 Yr. CAGR %	38.45	26.98	25.71	24.25	16.15
EBIT, 2 Yr. CAGR %	39.45	27.68	26.12	24.52	16.3
Earnings From Cont. Operations, 2 Yr. CAGR %	36.72	42.86	25.7	4.65	17.17
Net Income, 2 Yr. CAGR %	36.72	42.86	25.7	4.65	17.17
Normalized Net Income, 2 Yr. CAGR %	43.59	31.75	26.58	20.75	14.69
Diluted EPS Before Extra, 2 Yr. CAGR %	39.49	45.38	33.98	12.4	20.09
Accounts Receivable, 2 Yr. CAGR %	11.93	2.44	-1.78	11.49	15.03
Net Property, Plant and Equip., 2 Yr. CAGR %	45.98	19.08	-27.79	-30.16	11.98
Total Assets, 2 Yr. CAGR %	9.88	4.58	-5.25	0.24	9.15
Tangible Book Value, 2 Yr. CAGR %	-3.61	30.8	78.62	27.24	5.61
Common Equity, 2 Yr. CAGR %	7.32	-38.12	55.63	149.03	9.56
Cash From Operations, 2 Yr. CAGR %	27.91	27.59	18.16	5.19	11.46
Capital Expenditures, 2 Yr. CAGR %	-16.18	-43.82	-47.64	17.01	21.39
Levered Free Cash Flow, 2 Yr. CAGR %	56.14	33.02	22.07	5.5	11.95
Unlevered Free Cash Flow, 2 Yr. CAGR %	51.05	30	22.57	9.18	13.09
Dividend Per Share, 2 Yr. CAGR %	-	-	-	-	-
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	11.46	9.59	5.89	5.35	9.27
Gross Profit, 3 Yr. CAGR %	12.97	12.71	9.31	8.81	11.64
EBITDA, 3 Yr. CAGR %	19.55	29.17	25.7	21.02	19.51
EBITA, 3 Yr. CAGR %	21.31	32.27	28.28	23.06	20.91
EBIT, 3 Yr. CAGR %	22.25	33.08	28.85	23.41	21.08
Earnings From Cont. Operations, 3 Yr. CAGR %	21.01	45.81	24.81	22.01	9.36
Net Income, 3 Yr. CAGR %	21.01	45.81	24.81	22.01	9.36
Normalized Net Income, 3 Yr. CAGR %	23.11	37.28	30.38	22.31	18.87
Diluted EPS Before Extra, 3 Yr. CAGR %	24.03	48.89	30.78	28.93	15.13
Accounts Receivable, 3 Yr. CAGR %	25.62	5.37	2.72	5.1	10.98
Net Property, Plant and Equip., 3 Yr. CAGR %	36.74	15.47	0.77	-29.37	-3.27
Total Assets, 3 Yr. CAGR %	8.56	5.62	0.2	-0.65	3.09
Tangible Book Value, 3 Yr. CAGR %	7.12	19.6	43.65	43.92	24.56
Common Equity, 3 Yr. CAGR %	-8.1	-27.19	40.4	27.61	105.49
Cash From Operations, 3 Yr. CAGR %	17.38	23.86	25.08	8.72	14.31
Capital Expenditures, 3 Yr. CAGR %	3.51	-37.7	-36.89	-22.18	5.48
Levered Free Cash Flow, 3 Yr. CAGR %	16.54	47.79	25.81	13.8	12.15
Unlevered Free Cash Flow, 3 Yr. CAGR %	16.64	43.4	25.24	15.5	14.14
Dividend Per Share, 3 Yr. CAGR %	-	-	-	-	-
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	9.07	8.36	8.05	8.64	8.16
Gross Profit, 5 Yr. CAGR %	10.44	9.82	10.68	11.84	10.71
EBITDA, 5 Yr. CAGR %	15.22	17.69	21.05	26.38	21.42
EBITA, 5 Yr. CAGR %	16.29	18.71	23.05	29	23.31
EBIT, 5 Yr. CAGR %	16.97	19.5	23.79	29.59	23.68
Earnings From Cont. Operations, 5 Yr. CAGR %	22.27	29.07	22.86	27.69	21.7
Net Income, 5 Yr. CAGR %	22.27	29.07	22.86	27.69	21.7
Normalized Net Income, 5 Yr. CAGR %	18.67	21.09	24.49	30.41	23.86
Diluted EPS Before Extra, 5 Yr. CAGR %	24.42	31.64	27.92	33.05	26.39
Accounts Receivable, 5 Yr. CAGR %	16.05	13.22	13.85	7.78	7.48
Net Property, Plant and Equip., 5 Yr. CAGR %	22.19	10.75	5.92	-5.57	5.11
Total Assets, 5 Yr. CAGR %	5.48	5.13	2.81	3.44	3.69
Tangible Book Value, 5 Yr. CAGR %	2.91	18.58	31.43	22.6	27.02
Common Equity, 5 Yr. CAGR %	-5.4	-24.32	13.46	19.07	27.14
Cash From Operations, 5 Yr. CAGR %	19.98	15.05	17.69	16.02	19.44
Capital Expenditures, 5 Yr. CAGR %	-2.53	-19.19	-21.19	-19.83	-18.01
Levered Free Cash Flow, 5 Yr. CAGR %	24.12	15.9	18.72	29.15	20.07
Unlevered Free Cash Flow, 5 Yr. CAGR %	22.05	15.34	18.98	28.58	20.23
Dividend Per Share, 5 Yr. CAGR %	-	-	-	-	-