Fair Isaac Corporation

Q4 20 Financial Highlights

September 30, 2020

© 2020 Fair Isaac Corporation. Confidential.

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Q4 2020 Highlights

  • Revenue:

Q4 20 revenue of $374 million vs. Q4 19 revenue of $ 305 million or 23% increase.

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Applications revenue of $168 million, or 12% y/y increase Scores revenue of $153 million, or 32% y/y increase

Decision Management Software revenue of $53 million, or 36% y/y increase

  • GAAP Net income of $59 million or $1.98 per share in Q4 20 vs. $55 million or $1.80 per share in Q4 19.
  • Non-GAAPNet income of $97 million or $3.25 per share in Q4 20 vs. $61 million or $2.01 per share in Q4 19.
  • Free Cash Flow was $135 million in Q4 20 vs. $90 million in Q4 19

© 2020 Fair Isaac Corporation. Confidential.

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Liquidity Review

September 30, 2020

Cash

$157M

Available capacity on revolving line

$305M

Total Liquidity

$462M

Leverage Ratio for Q4201

1.62x

1 Net debt to Adj. EBITDA as defined in bank revolving line of credit. Current covenant is 3.25x.

© 2020 Fair Isaac Corporation. Confidential.

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Q4 2020 Financial Highlights

  • For a detailed reconciliation, please refer to our Regulation G Disclosure

© 2020 Fair Isaac Corporation. Confidential.

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Fair Isaac Corporation published this content on 10 November 2020 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 10 November 2020 21:32:02 UTC