Item 2.02. Results of Operation and Financial Condition.

On October 21, 2021, Farmers and Merchants Bancshares, Inc. issued a press release describing its financial results for the three- and nine-month periods ended September 30, 2021. A copy of the press release is furnished herewith as Exhibit 99.1.

The information contained in this Item 2.02 and in Exhibit 99.1 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the "Securities Act"), or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.



The exhibits furnished with this report are listed in the following Exhibit
Index:

Exhibit No.    Description

99.1             Press release dated October 21, 2021 (furnished herewith).
104            Cover Page Interactive Data File (embedded within the Inline XBRL document)

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