Item 2.04.          Triggering Events that Accelerate or Increase a Direct Financial Obligation
                    or an Obligation under an Off-Balance Sheet Arrangement.

FedNat Holding Company (the "Company") has been advised that the Florida Department of Financial Services, Division of Rehabilitation and Liquidation, has filed a petition in the Leon County, Florida Circuit Court for the appointment of a receiver for FedNat Insurance Company ("FNIC"), the Company's wholly owned insurance subsidiary that is currently in runoff. The request for appointment of a receiver is being made because of FNIC's inability to accomplish a solvent runoff as had been previously approved by the Florida Office of Insurance Regulation.

The Company's other operations, including FedNat Underwriters, Inc., its managing general agent, are not part of this receivership.

The receivership of FNIC will become an "Event of Default" under the indentures for the Company's Senior Unsecured Notes due 2029 in the aggregate principal amount of $100,000,000 and Convertible Senior Unsecured Notes due 2026 in the aggregate principal amount of $21,000,000 (collectively, the "Notes") if not discharged within 60 days. The Company is providing notice to The Bank of New York Mellon, the trustee for the Notes. The Company is in the process of engaging with the holders of the Notes and anticipates announcing a call with noteholders to occur as soon as practicable.

                Item 9.01.     Financial Statements and Exhibits.

(d)      Exhibits.
         Cover Page Interactive File (the cover page tags are embedded within the Inline
104      XBRL document).


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