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FINECOBANK S.P.A. |
Market Closed -
Other stock markets
|
|
5-day change | 1st Jan Change | |
| 12.93 EUR | +0.94% | +4.53% | -16.69% | |
| Dec. 08 | European stock markets expected to start at parity | AN |
| Dec. 07 | Mib slows rally but remains above 30,000 points | AN |
Valuation
| Fiscal Period : December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 5 340 | 6 494 | 8 158 | 9 412 | 9 467 | 7 894 | - | - |
| Enterprise Value (EV) 1 | 5 340 | 6 494 | 8 158 | 9 412 | 9 467 | 7 894 | 7 894 | 7 894 |
| P/E ratio | 21,9x | 22,6x | 25,3x | 24,9x | 22,5x | 13,1x | 13,4x | 13,5x |
| Yield | 3,45% | 2,99% | 3,96% | 2,53% | 3,16% | 5,02% | 5,16% | 5,37% |
| Capitalization / Revenue | 8,54x | 9,92x | 10,5x | 11,7x | 9,99x | 6,41x | 6,36x | 6,38x |
| EV / Revenue | 8,54x | 9,92x | 10,5x | 11,7x | 9,99x | 6,41x | 6,36x | 6,38x |
| EV / EBITDA | - | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Price to Book | 5,47x | 4,70x | 4,84x | 5,45x | 4,96x | 4,00x | 3,65x | 3,47x |
| Nbr of stocks (in thousands) | 608 316 | 607 530 | 608 801 | 609 777 | 609 983 | 610 540 | - | - |
| Reference price 2 | 8,78 | 10,7 | 13,4 | 15,4 | 15,5 | 12,9 | 12,9 | 12,9 |
| Announcement Date | 2/5/19 | 2/11/20 | 2/9/21 | 2/9/22 | 2/7/23 | - | - | - |
1EUR in Million2EUR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period : December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 625 | 655 | 774 | 804 | 948 | 1 232 | 1 241 | 1 237 |
| EBITDA | - | - | - | - | - | - | - | - |
| EBIT 1 | 380 | 405 | 505 | 545 | 667 | 929 | 915 | 907 |
| Operating Margin | 60,7% | 61,9% | 65,2% | 67,8% | 70,4% | 75,4% | 73,7% | 73,3% |
| Earnings before Tax (EBT) 1 | 355 | 383 | 461 | 494 | 604 | 872 | 873 | 873 |
| Net income 1 | 241 | 288 | 324 | 381 | 429 | 604 | 599 | 598 |
| Net margin | 38,6% | 44,0% | 41,8% | 47,4% | 45,2% | 49,0% | 48,3% | 48,4% |
| EPS 2 | 0,40 | 0,47 | 0,53 | 0,62 | 0,69 | 0,99 | 0,97 | 0,96 |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | 0,30 | 0,32 | 0,53 | 0,39 | 0,49 | 0,65 | 0,67 | 0,69 |
| Announcement Date | 2/5/19 | 2/11/20 | 2/9/21 | 2/9/22 | 2/7/23 | - | - | - |
1EUR in Million2EUR
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period : December | 2019 S1 | 2020 S1 | 2021 Q1 | 2021 Q2 | 2021 S1 | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 S1 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 S1 | 2023 Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 319 | 406 | 218 | 204 | 422 | 193 | 207 | 255 | 209 | 464 | 220 | 264 | 294 | 307 | 601 | 316 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 191 | 274 | 144 | 133 | 277 | 132 | 136 | 186 | 142 | 328 | 152 | 187 | 220 | 236 | 456 | 245 |
| Operating Margin | 60,0% | 67,4% | 66,2% | 65,1% | 65,7% | 68,2% | 65,5% | 73,0% | 67,9% | 70,7% | 69,2% | 70,9% | 75,0% | 76,8% | 75,9% | 77,4% |
| Earnings before Tax (EBT) 1 | 193 | 259 | 135 | 128 | 263 | 101 | 131 | 175 | 139 | 314 | 110 | 181 | 210 | 232 | 442 | 206 |
| Net income 1 | 134 | 180 | 94,7 | 122 | 217 | 72,6 | 91,5 | 124 | 98,9 | 222 | 80,0 | 126 | 147 | 162 | 309 | 145 |
| Net margin | 42,1% | 44,4% | 43,4% | 59,8% | 51,3% | 37,5% | 44,2% | 48,4% | 47,4% | 47,9% | 36,4% | 47,8% | 50,2% | 52,6% | 51,4% | 46,0% |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Dividend per Share | - | - | - | 0,53 | - | - | - | - | - | - | - | 0,49 | - | - | - | - |
| Announcement Date | 8/5/19 | 7/31/20 | 5/11/21 | 8/3/21 | 8/3/21 | 11/9/21 | 2/9/22 | 5/10/22 | 8/2/22 | 8/2/22 | 11/8/22 | 2/7/23 | 5/9/23 | 8/1/23 | 8/1/23 | 11/7/23 |
1EUR in Million
Estimates
Balance Sheet Analysis
| Fiscal Period : December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 28,3% | 24,5% | 21,1% | 22,0% | 23,6% | 28,9% | 25,6% | 23,7% |
| Shareholders' equity 1 | 852 | 1 179 | 1 536 | 1 730 | 1 819 | 2 086 | 2 335 | 2 527 |
| ROA (Net income/ Total Assets) | 1,02% | - | - | 1,16% | 1,22% | 1,75% | 1,84% | 1,60% |
| Assets 1 | 23 537 | - | - | 32 810 | 35 069 | 34 432 | 32 503 | 37 399 |
| Book Value Per Share 2 | 1,61 | 2,27 | 2,77 | 2,83 | 3,13 | 3,23 | 3,54 | 3,73 |
| Cash Flow per Share | - | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - | - |
| Announcement Date | 2/5/19 | 2/11/20 | 2/9/21 | 2/9/22 | 2/7/23 | - | - | - |
1EUR in Million2EUR
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating :
Investor Rating :
ESG Refinitiv :
A-
Sell
Buy
Mean consensus
OUTPERFORM
Number of Analysts
14
Last Close Price
12.93EUR
Average target price
14.36EUR
Spread / Average Target
+11.07%
EPS Revisions
Quarterly revenue - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| -16.69% | 8 488 M $ | |
| +18.21% | 458 B $ | |
| -6.52% | 245 B $ | |
| -9.70% | 218 B $ | |
| +11.65% | 167 B $ | |
| +1.54% | 150 B $ | |
| +20.07% | 148 B $ | |
| -0.70% | 146 B $ | |
| -9.20% | 145 B $ | |
| -1.62% | 130 B $ |
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- Stock FinecoBank S.p.A. - Borsa Italiana
- Financials FinecoBank S.p.A.
